Arch Capital Group LTD. (ACGL) Financial Statements
Industry: Fire, Marine & Casualty Insurance
In fiscal 2025, Arch Capital reported revenue of $19.93B, up 14.3% from $17.44B the year before. Net income was $4.40B (a 22.1% net margin), or $11.60 per diluted share. Gross margin was 53.0% and operating margin was 52.3%. Operating activities generated $6.17B of cash, leaving $6.13B of free cash flow. At fiscal year end, Arch Capital held $79.24B in total assets against $55.03B in total liabilities, including $993.0M of cash and equivalents.
Open the full interactive Arch Capital financials → Quarterly statements, key ratios, valuation history and price charts.
Arch Capital Key Stats
| Share Price | $96.85 |
|---|---|
| Market Cap | $33.78B |
| P/E Ratio | 8.3 |
| Revenue YoY Growth | +14.3% |
| 52-Week Range | $84.72 – $106.48 |
| Shares Outstanding | 343.2 million (basic, 2026 Q2) |
Arch Capital Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Revenue | $8.53B | $9.25B | $9.61B | $13.63B | $17.44B | $19.93B |
| Cost of Goods Sold | $4.69B | $4.58B | $5.03B | $6.25B | $8.34B | $9.37B |
| Gross Profit | $3.84B | $4.67B | $4.59B | $7.39B | $9.10B | $10.56B |
| Operating Income | $3.75B | $4.59B | $4.49B | $7.29B | $8.90B | $10.43B |
| Pre-Tax Income | $1.58B | $2.37B | $1.56B | $3.57B | $4.67B | $5.16B |
| Income Tax | $111.8M | $128.6M | $80.0M | -$873.0M | $362.0M | $760.0M |
| Net Income | $1.41B | $2.16B | $1.48B | $4.44B | $4.31B | $4.40B |
| Diluted EPS | $3.32 | $5.23 | $3.80 | $11.62 | $11.19 | $11.60 |
Arch Capital Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $5.11B | $4.93B | $4.52B | $4.67B |
| Net Income | $1.35B | $1.24B | $1.05B | $1.06B |
| Diluted EPS | $3.56 | $3.29 | $2.88 | $3.00 |
Arch Capital Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $906.4M | $858.7M | $855.1M | $917.0M | $979.0M | $993.0M |
| Total Assets | $43.28B | $45.10B | $47.99B | $58.91B | $70.91B | $79.24B |
| Total Long-Term Debt | $3.02B | $2.80B | $2.73B | $2.73B | $2.73B | $2.73B |
| Total Liabilities | $29.29B | $31.55B | $35.07B | $40.55B | $50.09B | $55.03B |
| Shareholders' Equity | $13.11B | $13.55B | $12.91B | $18.35B | $20.82B | $24.21B |
Arch Capital Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $2.89B | $3.43B | $3.82B | $5.75B | $6.67B | $6.17B |
| Cash From Investing | -$3.04B | -$2.14B | -$3.10B | -$5.47B | -$4.46B | -$4.04B |
| Cash From Financing | $521.3M | -$1.23B | -$705.7M | -$69.0M | -$1.93B | -$1.89B |
| Free Cash Flow | $2.85B | $3.39B | $3.76B | $5.70B | $6.62B | $6.13B |
Figures from Arch Capital's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Arch Capital financials page for every line item.
Arch Capital Company Profile
| Ticker | ACGL |
|---|---|
| Exchange | Nasdaq |
| Industry | Fire, Marine & Casualty Insurance |
| Headquarters | Pembroke, Bermuda |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0000947484 |
Frequently Asked Questions
What was Arch Capital's revenue in fiscal 2025?
Arch Capital (ACGL) reported revenue of $19.93B for fiscal 2025.
What is Arch Capital's annual revenue history?
Arch Capital's annual revenue by fiscal year: 2020: $8.53B; 2021: $9.25B; 2022: $9.61B; 2023: $13.63B; 2024: $17.44B; 2025: $19.93B.
What was Arch Capital's net income in fiscal 2025?
Arch Capital reported net income of $4.40B for fiscal 2025.
What was Arch Capital's earnings per share (EPS) in fiscal 2025?
Arch Capital's diluted EPS was $11.60 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Arch Capital generate in fiscal 2025?
Arch Capital generated $6.13B of free cash flow in fiscal 2025.
What was Arch Capital's revenue last quarter?
In its most recent reported quarter (2026 Q2), Arch Capital reported revenue of $4.67B.
How much debt does Arch Capital have?
Arch Capital reported $2.73B of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Arch Capital are outstanding?
Arch Capital reported a weighted average of 343.2 million basic shares outstanding in 2026 Q2.
What is Arch Capital's market cap?
Based on its latest closing price, Arch Capital (ACGL) has a market capitalization of about $33.78B.
When does Arch Capital's fiscal year end?
Arch Capital's fiscal year end, as registered with the SEC, is December 31.
Where is Arch Capital headquartered?
Arch Capital lists its business address in Pembroke, Bermuda in its SEC filings.