Banc of California, Inc. (BANC) Financial Statements
Industry: National Commercial Banks
In fiscal 2025, Banc of California reported revenue of $1.12B, up 11.6% from $1.00B the year before. Net income was $229.0M (a 20.5% net margin), or $1.17 per diluted share. Net interest income was $977.4M, and the efficiency ratio (noninterest expense / revenue) was 65.7%. Operating activities generated $255.6M of cash, leaving $234.8M of free cash flow. At fiscal year end, Banc of California held $34.80B in total assets against $31.26B in total liabilities.
Open the full interactive Banc of California financials → Quarterly statements, key ratios, valuation history and price charts.
Banc of California Key Stats
| Share Price | $17.15 |
|---|---|
| Market Cap | $2.67B |
| P/E Ratio | 14.7 |
| Revenue YoY Growth | +11.6% |
| 52-Week Range | $15.18 – $21.69 |
| Shares Outstanding | 155.8 million (basic, 2026 Q2) |
Banc of California Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $224.6M | $253.8M | $314.4M | $747.1M | $926.0M | $977.4M |
| Provision for Credit Losses | $29.7M | $6.9M | -$31.5M | $52.0M | $43.5M | $70.6M |
| Noninterest Income | $18.5M | $18.9M | $17.4M | -$448.3M | $77.1M | $142.1M |
| Noninterest Expense | $199.0M | $183.2M | $194.4M | $2.46B | $791.7M | $735.9M |
| Revenue | $243.1M | $272.7M | $331.7M | $298.8M | $1.00B | $1.12B |
| Pre-Tax Income | $14.4M | $82.6M | $168.9M | -$2.21B | $168.7M | $313.1M |
| Income Tax | $1.8M | $20.3M | $47.9M | -$312.2M | $41.8M | $84.1M |
| Net Income | $12.6M | $62.3M | $120.9M | -$1.90B | $126.9M | $229.0M |
| Diluted EPS | -$0.02 | $0.95 | $1.89 | -$22.71 | $0.52 | $1.17 |
Banc of California Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $287.7M | $292.9M | $286.9M | $16.4M |
| Net Income | $69.6M | $77.4M | $72.0M | -$241.3M |
| Diluted EPS | $0.38 | $0.48 | $0.39 | -$1.61 |
Banc of California Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $220.8M | $228.1M | $228.9M | — | — | — |
| Loans (Net) | — | $7.16B | $7.03B | $25.21B | $23.54B | $24.79B |
| Total Assets | $7.88B | $9.39B | $9.20B | $38.53B | $33.54B | $34.80B |
| Deposits | $6.09B | $7.44B | $7.12B | $30.40B | $27.19B | $27.84B |
| Total Long-Term Debt | $802.3M | $755.4M | $1.01B | $2.91B | $1.39B | $2.06B |
| Total Liabilities | $6.98B | $8.33B | $8.24B | $35.14B | $30.04B | $31.26B |
| Shareholders' Equity | $897.2M | $1.07B | $959.6M | $3.40B | $3.50B | $3.54B |
Banc of California Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $74.9M | $105.7M | $136.1M | $135.8M | $77.4M | $255.6M |
| Cash From Investing | -$266.9M | -$5.7M | $149.5M | $12.61B | $1.89B | -$1.48B |
| Cash From Financing | $39.4M | -$92.8M | -$284.9M | -$9.61B | -$4.84B | $1.03B |
| Free Cash Flow | $69.8M | $102.9M | $132.0M | $120.5M | $64.3M | $234.8M |
Figures from Banc of California's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Banc of California financials page for every line item.
Banc of California Company Profile
| Ticker | BANC |
|---|---|
| Exchange | NYSE |
| Industry | National Commercial Banks |
| Headquarters | Santa Ana, California |
| Incorporated in | Maryland |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0001169770 |
Frequently Asked Questions
What was Banc of California's revenue in fiscal 2025?
Banc of California (BANC) reported revenue of $1.12B for fiscal 2025.
What is Banc of California's annual revenue history?
Banc of California's annual revenue by fiscal year: 2020: $243.1M; 2021: $272.7M; 2022: $331.7M; 2023: $298.8M; 2024: $1.00B; 2025: $1.12B.
What was Banc of California's net income in fiscal 2025?
Banc of California reported net income of $229.0M for fiscal 2025.
What was Banc of California's earnings per share (EPS) in fiscal 2025?
Banc of California's diluted EPS was $1.17 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Banc of California generate in fiscal 2025?
Banc of California generated $234.8M of free cash flow in fiscal 2025.
What was Banc of California's revenue last quarter?
In its most recent reported quarter (2026 Q2), Banc of California reported revenue of $16.4M.
How much debt does Banc of California have?
Banc of California reported $2.06B of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Banc of California are outstanding?
Banc of California reported a weighted average of 155.8 million basic shares outstanding in 2026 Q2.
What is Banc of California's market cap?
Based on its latest closing price, Banc of California (BANC) has a market capitalization of about $2.67B.
When does Banc of California's fiscal year end?
Banc of California's fiscal year end, as registered with the SEC, is December 31.
Where is Banc of California headquartered?
Banc of California lists its business address in Santa Ana, California in its SEC filings.