Capital Bancorp Inc (CBNK) Financial Statements
Industry: National Commercial Banks
In fiscal 2025, Capital Bancorp reported revenue of $245.2M, up 31.7% from $186.2M the year before. Net income was $57.2M (a 23.3% net margin), or $3.41 per diluted share. Net interest income was $196.0M, and the efficiency ratio (noninterest expense / revenue) was 63.3%. Operating activities generated $69.7M of cash. At fiscal year end, Capital Bancorp held $3.61B in total assets against $3.20B in total liabilities.
Open the full interactive Capital Bancorp financials → Quarterly statements, key ratios, valuation history and price charts.
Capital Bancorp Key Stats
| Share Price | $38.72 |
|---|---|
| Market Cap | $634.0M |
| P/E Ratio | 11.4 |
| Dividend Yield | 1.24% |
| Revenue YoY Growth | +31.7% |
| 52-Week Range | $26.31 – $40.45 |
| Shares Outstanding | 16.3 million (basic, 2026 Q2) |
Capital Bancorp Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $84.1M | $116.7M | $140.6M | $141.5M | $154.7M | $196.0M |
| Provision for Credit Losses | $11.2M | $3.4M | $6.6M | $9.6M | $18.1M | $15.2M |
| Noninterest Income | $61.1M | $50.6M | $29.4M | $25.0M | $31.4M | $49.2M |
| Noninterest Expense | $98.8M | $110.1M | $109.1M | $110.8M | $126.2M | $155.1M |
| Revenue | $145.1M | $167.3M | $170.0M | $166.5M | $186.2M | $245.2M |
| Pre-Tax Income | $35.1M | $53.9M | $54.2M | $46.2M | $41.8M | $74.9M |
| Income Tax | $9.3M | $13.9M | $12.4M | $10.4M | $10.9M | $17.8M |
| Net Income | $25.8M | $40.0M | $41.8M | $35.9M | $31.0M | $57.2M |
| Diluted EPS | $1.87 | $2.84 | $2.91 | $2.55 | $2.12 | $3.41 |
Capital Bancorp Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $63.1M | $62.7M | $62.8M | $65.3M |
| Net Income | $15.1M | $15.0M | $12.0M | $14.2M |
| Diluted EPS | $0.89 | $0.90 | $0.73 | $0.87 |
Capital Bancorp Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Loans (Net) | — | — | $1.70B | $1.87B | $2.58B | $2.90B |
| Total Assets | $1.88B | $2.06B | $2.12B | $2.23B | $3.21B | $3.61B |
| Deposits | $1.65B | $1.80B | $1.76B | $1.90B | $2.76B | $3.09B |
| Total Long-Term Debt | $36.0M | $34.1M | $119.1M | $49.1M | $34.1M | $52.1M |
| Total Liabilities | $1.72B | $1.86B | $1.90B | $1.97B | $2.85B | $3.20B |
| Shareholders' Equity | $159.3M | $197.9M | $224.0M | $254.9M | $355.1M | $401.8M |
Capital Bancorp Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $5.5M | $132.1M | $51.4M | $47.4M | $34.9M | $69.7M |
| Cash From Investing | -$385.5M | -$238.2M | -$198.5M | -$130.8M | -$270.0M | -$350.9M |
| Cash From Financing | $412.1M | $142.6M | $44.1M | $57.0M | $386.4M | $331.4M |
| Dividends Paid | — | $1.4M | $3.1M | $3.9M | $5.3M | $7.3M |
Figures from Capital Bancorp's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Capital Bancorp financials page for every line item.
Capital Bancorp Company Profile
| Ticker | CBNK |
|---|---|
| Exchange | Nasdaq |
| Industry | National Commercial Banks |
| Headquarters | Rockville, Maryland |
| Incorporated in | Maryland |
| Fiscal Year End | December 31 |
| SEC Filer Category | Accelerated filer |
| SEC CIK | 0001419536 |
Frequently Asked Questions
What was Capital Bancorp's revenue in fiscal 2025?
Capital Bancorp (CBNK) reported revenue of $245.2M for fiscal 2025.
What is Capital Bancorp's annual revenue history?
Capital Bancorp's annual revenue by fiscal year: 2020: $145.1M; 2021: $167.3M; 2022: $170.0M; 2023: $166.5M; 2024: $186.2M; 2025: $245.2M.
What was Capital Bancorp's net income in fiscal 2025?
Capital Bancorp reported net income of $57.2M for fiscal 2025.
What was Capital Bancorp's earnings per share (EPS) in fiscal 2025?
Capital Bancorp's diluted EPS was $3.41 for fiscal 2025 (adjusted for any later stock splits).
What was Capital Bancorp's revenue last quarter?
In its most recent reported quarter (2026 Q2), Capital Bancorp reported revenue of $65.3M.
How much debt does Capital Bancorp have?
Capital Bancorp reported $52.1M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Capital Bancorp are outstanding?
Capital Bancorp reported a weighted average of 16.3 million basic shares outstanding in 2026 Q2.
What is Capital Bancorp's market cap?
Based on its latest closing price, Capital Bancorp (CBNK) has a market capitalization of about $634.0M.
When does Capital Bancorp's fiscal year end?
Capital Bancorp's fiscal year end, as registered with the SEC, is December 31.
Where is Capital Bancorp headquartered?
Capital Bancorp lists its business address in Rockville, Maryland in its SEC filings.