Chime Financial, Inc. (CHYM) Financial Statements
Industry: Finance Services
In fiscal 2025, Chime Financial reported revenue of $2.19B. Net income was -$1.01B (a -46.2% net margin), or -$4.27 per diluted share. Gross margin was 88.0% and operating margin was -47.6%. Operating activities generated $52.8M of cash, leaving $32.9M of free cash flow. At fiscal year end, Chime Financial held $1.96B in total assets against $562.9M in total liabilities, including $466.3M of cash and equivalents.
Open the full interactive Chime Financial financials → Quarterly statements, key ratios, valuation history and price charts.
Chime Financial Key Stats
| Share Price | $29.90 |
|---|---|
| Market Cap | $11.76B |
| 52-Week Range | $16.44 – $34.55 |
| Shares Outstanding | 379.8 million (basic, 2026 Q2) |
Chime Financial Income Statement
| FY 2025 | |
|---|---|
| Revenue | $2.19B |
| Cost of Goods Sold | $263.0M |
| Gross Profit | $1.92B |
| Operating Income | -$1.04B |
| Pre-Tax Income | -$1.01B |
| Income Tax | $831,000 |
| Net Income | -$1.01B |
| Diluted EPS | -$4.27 |
Chime Financial Quarterly Results
| 2025 Q2 | 2025 Q3 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $528.1M | $543.5M | $647.4M | $669.8M |
| Net Income | -$923.4M | -$54.7M | $53.5M | $27.9M |
| Diluted EPS | -$7.29 | -$0.15 | $0.13 | $0.07 |
Chime Financial Balance Sheet
| FY 2025 | |
|---|---|
| Cash & Equivalents | $466.3M |
| Current Assets | $1.76B |
| Total Assets | $1.96B |
| Current Liabilities | $387.9M |
| Total Liabilities | $562.9M |
| Shareholders' Equity | $1.40B |
Chime Financial Cash Flow Statement
| FY 2025 | |
|---|---|
| Cash From Operations | $52.8M |
| Cash From Investing | -$289.7M |
| Cash From Financing | $367.7M |
| Free Cash Flow | $32.9M |
Figures from Chime Financial's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Chime Financial financials page for every line item.
Chime Financial Company Profile
| Ticker | CHYM |
|---|---|
| Exchange | Nasdaq |
| Industry | Finance Services |
| Headquarters | San Francisco, California |
| Incorporated in | Delaware |
| Fiscal Year End | December 31 |
| SEC Filer Category | Non-accelerated filer |
| SEC CIK | 0001795586 |
Frequently Asked Questions
What was Chime Financial's revenue in fiscal 2025?
Chime Financial (CHYM) reported revenue of $2.19B for fiscal 2025.
What was Chime Financial's net income in fiscal 2025?
Chime Financial reported net income of -$1.01B for fiscal 2025.
What was Chime Financial's earnings per share (EPS) in fiscal 2025?
Chime Financial's diluted EPS was -$4.27 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Chime Financial generate in fiscal 2025?
Chime Financial generated $32.9M of free cash flow in fiscal 2025.
What was Chime Financial's revenue last quarter?
In its most recent reported quarter (2026 Q2), Chime Financial reported revenue of $669.8M.
How many shares of Chime Financial are outstanding?
Chime Financial reported a weighted average of 379.8 million basic shares outstanding in 2026 Q2.
What is Chime Financial's market cap?
Based on its latest closing price, Chime Financial (CHYM) has a market capitalization of about $11.76B.
When does Chime Financial's fiscal year end?
Chime Financial's fiscal year end, as registered with the SEC, is December 31.
Where is Chime Financial headquartered?
Chime Financial lists its business address in San Francisco, California in its SEC filings.