Community Bancorp (CMTV) Financial Statements
Industry: National Commercial Banks
In fiscal 2025, Community Bancorp reported revenue of $48.8M, up 16.7% from $41.8M the year before. Net income was $17.0M (a 34.8% net margin), or $3.01 per diluted share. Net interest income was $40.9M, and the efficiency ratio (noninterest expense / revenue) was 55.4%. Operating activities generated $16.0M of cash, leaving $15.3M of free cash flow. At fiscal year end, Community Bancorp held $1.29B in total assets against $1.17B in total liabilities.
Open the full interactive Community Bancorp financials → Quarterly statements, key ratios, valuation history and price charts.
Community Bancorp Key Stats
| Share Price | $42.33 |
|---|---|
| Market Cap | $236.8M |
| P/E Ratio | 14.1 |
| Dividend Yield | 1.67% |
| Revenue YoY Growth | +16.7% |
| 52-Week Range | $21.70 – $43.90 |
| Shares Outstanding | 5.6 million (basic, 2026 Q2) |
Community Bancorp Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $28.2M | $31.7M | $33.1M | $34.2M | $34.6M | $40.9M |
| Provision for Credit Losses | $1.6M | $624,165 | $978,000 | $1.5M | $1.2M | $1.4M |
| Noninterest Income | $6.8M | $6.7M | $6.6M | $7.2M | $7.2M | $7.9M |
| Noninterest Expense | $20.4M | $21.7M | $21.9M | $23.6M | $25.5M | $27.0M |
| Revenue | $35.0M | $38.4M | $39.7M | $41.4M | $41.8M | $48.8M |
| Pre-Tax Income | $13.0M | $16.1M | $16.9M | $16.3M | $15.2M | $20.4M |
| Income Tax | $2.2M | $3.0M | $3.1M | $2.9M | $2.4M | $3.4M |
| Net Income | $10.8M | $13.1M | $13.7M | $13.4M | $12.8M | $17.0M |
| Diluted EPS | — | — | — | — | — | $3.01 |
Community Bancorp Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $12.6M | $13.2M | $12.7M | $13.6M |
| Net Income | $4.7M | $4.6M | $4.4M | $4.7M |
| Diluted EPS | $0.84 | $0.83 | $0.78 | $0.84 |
Community Bancorp Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $115.0M | $110.4M | $71.1M | — | — | — |
| Loans (Net) | $701.0M | $682.2M | $740.3M | $836.2M | $918.8M | — |
| Total Assets | $918.2M | $1.02B | $1.06B | $1.10B | $1.25B | $1.29B |
| Deposits | $782.3M | $879.4M | $923.0M | $897.0M | $1.00B | $1.07B |
| Total Long-Term Debt | $38.4M | $33.4M | $33.4M | $12.9M | $12.9M | $12.9M |
| Total Liabilities | $840.9M | $934.3M | $980.9M | $1.01B | $1.15B | $1.17B |
| Shareholders' Equity | $77.3M | $84.8M | $75.2M | $89.0M | $98.0M | $113.7M |
Community Bancorp Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $13.6M | $14.0M | $15.7M | $14.9M | $15.8M | $16.0M |
| Cash From Investing | -$117.0M | -$104.6M | -$95.0M | -$92.1M | -$56.6M | -$16.2M |
| Cash From Financing | $169.9M | $85.9M | $40.0M | $26.5M | $131.3M | $17.3M |
| Free Cash Flow | — | $13.1M | $15.1M | $14.3M | $15.0M | $15.3M |
| Dividends Paid | — | — | — | $3.7M | — | $4.0M |
Figures from Community Bancorp's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Community Bancorp financials page for every line item.
Community Bancorp Company Profile
| Ticker | CMTV |
|---|---|
| Exchange | Nasdaq |
| Industry | National Commercial Banks |
| Headquarters | Derby, Vermont |
| Incorporated in | Vermont |
| Fiscal Year End | December 31 |
| SEC Filer Category | Non-accelerated filer, smaller reporting company |
| SEC CIK | 0000718413 |
Frequently Asked Questions
What was Community Bancorp's revenue in fiscal 2025?
Community Bancorp (CMTV) reported revenue of $48.8M for fiscal 2025.
What is Community Bancorp's annual revenue history?
Community Bancorp's annual revenue by fiscal year: 2020: $35.0M; 2021: $38.4M; 2022: $39.7M; 2023: $41.4M; 2024: $41.8M; 2025: $48.8M.
What was Community Bancorp's net income in fiscal 2025?
Community Bancorp reported net income of $17.0M for fiscal 2025.
What was Community Bancorp's earnings per share (EPS) in fiscal 2025?
Community Bancorp's diluted EPS was $3.01 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Community Bancorp generate in fiscal 2025?
Community Bancorp generated $15.3M of free cash flow in fiscal 2025.
What was Community Bancorp's revenue last quarter?
In its most recent reported quarter (2026 Q2), Community Bancorp reported revenue of $13.6M.
How much debt does Community Bancorp have?
Community Bancorp reported $12.9M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Community Bancorp are outstanding?
Community Bancorp reported a weighted average of 5.6 million basic shares outstanding in 2026 Q2.
What is Community Bancorp's market cap?
Based on its latest closing price, Community Bancorp (CMTV) has a market capitalization of about $236.8M.
When does Community Bancorp's fiscal year end?
Community Bancorp's fiscal year end, as registered with the SEC, is December 31.
Where is Community Bancorp headquartered?
Community Bancorp lists its business address in Derby, Vermont in its SEC filings.