Central Plains Bancshares, Inc. (CPBI) Financial Statements
Industry: Savings Institution, Federally Chartered
In fiscal 2026, Central Plains Bancshares reported revenue of $21.3M, up 11.7% from $19.1M the year before. Net income was $4.0M (a 18.7% net margin), or $1.05 per diluted share. Net interest income was $18.7M, and the efficiency ratio (noninterest expense / revenue) was 75.2%. Operating activities generated $6.7M of cash, leaving $5.8M of free cash flow. At fiscal year end, Central Plains Bancshares held $558.6M in total assets against $469.7M in total liabilities, including $29.9M of cash and equivalents.
Open the full interactive Central Plains Bancshares financials → Quarterly statements, key ratios, valuation history and price charts.
Central Plains Bancshares Key Stats
| Share Price | $19.95 |
|---|---|
| Market Cap | $76.2M |
| P/E Ratio | 19.0 |
| Revenue YoY Growth | +11.7% |
| 52-Week Range | $15.56 – $21.46 |
| Shares Outstanding | 3.8 million (basic, 2027 Q1) |
Central Plains Bancshares Income Statement
| FY 2024 | FY 2025 | FY 2026 | |
|---|---|---|---|
| Net Interest Income | $14.5M | $16.5M | $18.7M |
| Provision for Credit Losses | $88,000 | $200,000 | $306,000 |
| Noninterest Income | $2.9M | $2.6M | $2.7M |
| Noninterest Expense | $12.6M | $14.4M | $16.0M |
| Revenue | $17.3M | $19.1M | $21.3M |
| Pre-Tax Income | $4.6M | $4.5M | $5.0M |
| Income Tax | $877,000 | $869,000 | $991,000 |
| Net Income | $3.8M | $3.7M | $4.0M |
| Diluted EPS | $2.19 | $0.96 | $1.05 |
Central Plains Bancshares Quarterly Results
| 2026 Q2 | 2026 Q3 | 2026 Q4 | 2027 Q1 | |
|---|---|---|---|---|
| Revenue | $5.3M | $5.6M | $5.4M | $5.9M |
| Net Income | $882,000 | $1.2M | $955,000 | $1.5M |
| Diluted EPS | $0.23 | $0.31 | $0.25 | $0.39 |
Central Plains Bancshares Balance Sheet
| FY 2024 | FY 2025 | FY 2026 | |
|---|---|---|---|
| Cash & Equivalents | $11.5M | $28.7M | $29.9M |
| Total Assets | $463.3M | $508.7M | $558.6M |
| Deposits | $375.1M | $416.2M | $460.4M |
| Total Liabilities | $385.0M | $425.4M | $469.7M |
| Shareholders' Equity | $78.3M | $83.3M | $89.0M |
Central Plains Bancshares Cash Flow Statement
| FY 2024 | FY 2025 | FY 2026 | |
|---|---|---|---|
| Cash From Operations | $5.7M | $4.5M | $6.7M |
| Cash From Investing | -$31.2M | -$27.9M | -$49.0M |
| Cash From Financing | $20.3M | $40.7M | $43.5M |
| Free Cash Flow | $3.4M | -$3.1M | $5.8M |
Figures from Central Plains Bancshares' 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Central Plains Bancshares financials page for every line item.
Central Plains Bancshares Company Profile
| Ticker | CPBI |
|---|---|
| Exchange | Nasdaq |
| Industry | Savings Institution, Federally Chartered |
| Headquarters | Grand Island, Nebraska |
| Incorporated in | Maryland |
| Fiscal Year End | March 31 |
| SEC Filer Category | Emerging growth company |
| SEC CIK | 0001979332 |
Frequently Asked Questions
What was Central Plains Bancshares' revenue in fiscal 2026?
Central Plains Bancshares (CPBI) reported revenue of $21.3M for fiscal 2026.
What is Central Plains Bancshares' annual revenue history?
Central Plains Bancshares' annual revenue by fiscal year: 2024: $17.3M; 2025: $19.1M; 2026: $21.3M.
What was Central Plains Bancshares' net income in fiscal 2026?
Central Plains Bancshares reported net income of $4.0M for fiscal 2026.
What was Central Plains Bancshares' earnings per share (EPS) in fiscal 2026?
Central Plains Bancshares' diluted EPS was $1.05 for fiscal 2026 (adjusted for any later stock splits).
How much free cash flow did Central Plains Bancshares generate in fiscal 2026?
Central Plains Bancshares generated $5.8M of free cash flow in fiscal 2026.
What was Central Plains Bancshares' revenue last quarter?
In its most recent reported quarter (2027 Q1), Central Plains Bancshares reported revenue of $5.9M.
How many shares of Central Plains Bancshares are outstanding?
Central Plains Bancshares reported a weighted average of 3.8 million basic shares outstanding in 2027 Q1.
What is Central Plains Bancshares' market cap?
Based on its latest closing price, Central Plains Bancshares (CPBI) has a market capitalization of about $76.2M.
When does Central Plains Bancshares' fiscal year end?
Central Plains Bancshares' fiscal year end, as registered with the SEC, is March 31.
Where is Central Plains Bancshares headquartered?
Central Plains Bancshares lists its business address in Grand Island, Nebraska in its SEC filings.
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