Customers Bancorp, Inc. (CUBI) Financial Statements
Industry: State Commercial Banks
In fiscal 2025, Customers Bancorp reported revenue of $818.3M, up 14.5% from $714.8M the year before. Net income was $224.1M (a 27.4% net margin), or $6.26 per diluted share. Net interest income was $750.5M, and the efficiency ratio (noninterest expense / revenue) was 52.8%. Operating activities generated $494.8M of cash, leaving $481.0M of free cash flow. At fiscal year end, Customers Bancorp held $24.90B in total assets against $22.78B in total liabilities, including $4.41B of cash and equivalents.
Open the full interactive Customers Bancorp financials → Quarterly statements, key ratios, valuation history and price charts.
Customers Bancorp Key Stats
| Share Price | $74.64 |
|---|---|
| Market Cap | $2.61B |
| P/E Ratio | 11.9 |
| Revenue YoY Growth | +14.5% |
| 52-Week Range | $60.52 – $83.65 |
| Shares Outstanding | 33.8 million (basic, 2026 Q2) |
Customers Bancorp Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $403.7M | $685.1M | $623.7M | $687.4M | $654.4M | $750.5M |
| Provision for Credit Losses | $62.8M | $27.4M | $60.1M | $74.6M | $73.5M | $98.0M |
| Noninterest Income | $101.7M | $77.9M | $32.3M | $70.6M | $60.4M | $67.8M |
| Noninterest Expense | $266.7M | $294.3M | $304.6M | $352.7M | $417.0M | $431.9M |
| Revenue | $505.4M | $762.9M | $656.0M | $758.0M | $714.8M | $818.3M |
| Pre-Tax Income | $176.0M | $441.2M | $291.3M | $330.7M | $224.4M | $288.4M |
| Income Tax | $43.4M | $86.9M | $63.3M | $80.6M | $42.9M | $64.3M |
| Net Income | $132.6M | $314.6M | $228.0M | $250.1M | $181.5M | $224.1M |
| Diluted EPS | $3.74 | $8.91 | $6.51 | $7.32 | $5.09 | $6.26 |
Customers Bancorp Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $232.1M | $236.9M | $225.7M | $227.4M |
| Net Income | $75.7M | $74.5M | $69.7M | $71.6M |
| Diluted EPS | $2.20 | $2.23 | $1.97 | $2.05 |
Customers Bancorp Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $693.4M | $518.0M | $455.8M | $3.85B | $3.79B | $4.41B |
| Loans (Net) | — | $14.41B | $15.34B | $12.73B | $14.31B | $16.60B |
| Total Assets | $18.44B | $19.58B | $20.90B | $21.32B | $22.31B | $24.90B |
| Deposits | $11.31B | $16.78B | $18.16B | $17.92B | $18.85B | $20.78B |
| Total Long-Term Debt | $4.42B | $404.8M | $805.5M | $1.51B | $1.31B | $1.71B |
| Total Liabilities | $17.32B | $18.21B | $19.49B | $19.68B | $20.47B | $22.78B |
| Shareholders' Equity | $1.12B | $1.37B | $1.40B | $1.64B | $1.84B | $2.12B |
Customers Bancorp Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $133.0M | $295.5M | -$20.8M | $124.7M | $145.1M | $494.8M |
| Cash From Investing | -$6.42B | — | — | $3.16B | -$1.01B | -$2.06B |
| Cash From Financing | $6.77B | — | — | $108.1M | $800.6M | $2.19B |
| Free Cash Flow | $128.3M | $294.9M | -$24.9M | $124.1M | $143.6M | $481.0M |
Figures from Customers Bancorp's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Customers Bancorp financials page for every line item.
Customers Bancorp Company Profile
| Ticker | CUBI |
|---|---|
| Exchange | NYSE |
| Industry | State Commercial Banks |
| Headquarters | West Reading, Pennsylvania |
| Incorporated in | Pennsylvania |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0001488813 |
Frequently Asked Questions
What was Customers Bancorp's revenue in fiscal 2025?
Customers Bancorp (CUBI) reported revenue of $818.3M for fiscal 2025.
What is Customers Bancorp's annual revenue history?
Customers Bancorp's annual revenue by fiscal year: 2020: $505.4M; 2021: $762.9M; 2022: $656.0M; 2023: $758.0M; 2024: $714.8M; 2025: $818.3M.
What was Customers Bancorp's net income in fiscal 2025?
Customers Bancorp reported net income of $224.1M for fiscal 2025.
What was Customers Bancorp's earnings per share (EPS) in fiscal 2025?
Customers Bancorp's diluted EPS was $6.26 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Customers Bancorp generate in fiscal 2025?
Customers Bancorp generated $481.0M of free cash flow in fiscal 2025.
What was Customers Bancorp's revenue last quarter?
In its most recent reported quarter (2026 Q2), Customers Bancorp reported revenue of $227.4M.
How much debt does Customers Bancorp have?
Customers Bancorp reported $1.71B of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Customers Bancorp are outstanding?
Customers Bancorp reported a weighted average of 33.8 million basic shares outstanding in 2026 Q2.
What is Customers Bancorp's market cap?
Based on its latest closing price, Customers Bancorp (CUBI) has a market capitalization of about $2.61B.
When does Customers Bancorp's fiscal year end?
Customers Bancorp's fiscal year end, as registered with the SEC, is December 31.
Where is Customers Bancorp headquartered?
Customers Bancorp lists its business address in West Reading, Pennsylvania in its SEC filings.