Dime Community Bancshares, Inc. (DCOM) Financial Statements
Industry: National Commercial Banks
In fiscal 2025, Dime Community Bancshares reported revenue of $452.9M, up 44.2% from $314.1M the year before. Net income was $110.7M (a 24.4% net margin), or $2.36 per diluted share. Net interest income was $408.0M, and the efficiency ratio (noninterest expense / revenue) was 55.9%. Operating activities generated $186.6M of cash. At fiscal year end, Dime Community Bancshares held $15.34B in total assets against $13.87B in total liabilities.
Open the full interactive Dime Community Bancshares financials → Quarterly statements, key ratios, valuation history and price charts.
Dime Community Bancshares Key Stats
| Share Price | $38.39 |
|---|---|
| Market Cap | $1.66B |
| P/E Ratio | 16.3 |
| Revenue YoY Growth | +44.2% |
| 52-Week Range | $25.24 – $41.74 |
| Shares Outstanding | 43.2 million (basic, 2026 Q2) |
Dime Community Bancshares Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $160.8M | $357.6M | $379.9M | $316.6M | $318.1M | $408.0M |
| Provision for Credit Losses | $11.5M | $6.2M | $5.4M | $2.8M | $36.1M | $43.0M |
| Noninterest Income | $19.7M | $42.1M | $38.2M | $36.2M | -$4.0M | $44.9M |
| Noninterest Expense | $113.3M | $245.3M | $200.7M | $213.1M | $226.5M | $253.1M |
| Revenue | $180.5M | $399.7M | $418.0M | $352.8M | $314.1M | $452.9M |
| Pre-Tax Income | $55.7M | $148.2M | $211.9M | $136.9M | $51.4M | $156.8M |
| Income Tax | $13.7M | $44.2M | $59.4M | $40.8M | $22.4M | $46.1M |
| Net Income | $42.0M | $104.0M | $152.6M | $96.1M | $29.1M | $110.7M |
| Diluted EPS | $2.11 | $2.45 | $3.73 | $2.29 | $0.55 | $2.36 |
Dime Community Bancshares Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $115.6M | $123.8M | $123.6M | $126.5M |
| Net Income | $27.7M | $31.9M | $34.6M | $34.8M |
| Diluted EPS | $0.59 | $0.74 | $0.75 | $0.75 |
Dime Community Bancshares Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $876.8M | — | — | — | — | — |
| Loans (Net) | $4.55B | $9.16B | $10.48B | $10.70B | $10.78B | $10.66B |
| Total Assets | $6.43B | $12.07B | $13.19B | $13.64B | $14.35B | $15.34B |
| Deposits | $5.49B | $10.46B | $10.25B | $10.53B | $11.69B | $12.84B |
| Total Long-Term Debt | $294.1M | $224.0M | $1.33B | $1.51B | $930.3M | $780.5M |
| Total Liabilities | $5.92B | $10.87B | $12.02B | $12.41B | $12.96B | $13.87B |
| Shareholders' Equity | $517.8M | $1.19B | $1.17B | $1.23B | $1.40B | $1.48B |
Dime Community Bancshares Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $47.4M | $146.3M | $295.2M | $90.9M | $99.1M | $186.6M |
| Cash From Investing | -$716.8M | $1.10B | -$1.33B | -$214.0M | $64.1M | -$69.4M |
| Cash From Financing | $1.43B | -$1.10B | $812.6M | $411.4M | $662.8M | $953.3M |
| Free Cash Flow | $42.3M | $145.4M | $291.4M | — | — | — |
Figures from Dime Community Bancshares' 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Dime Community Bancshares financials page for every line item.
Dime Community Bancshares Company Profile
| Ticker | DCOM |
|---|---|
| Exchange | NYSE |
| Industry | National Commercial Banks |
| Headquarters | Hauppauge, New York |
| Incorporated in | New York |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0000846617 |
Frequently Asked Questions
What was Dime Community Bancshares' revenue in fiscal 2025?
Dime Community Bancshares (DCOM) reported revenue of $452.9M for fiscal 2025.
What is Dime Community Bancshares' annual revenue history?
Dime Community Bancshares' annual revenue by fiscal year: 2020: $180.5M; 2021: $399.7M; 2022: $418.0M; 2023: $352.8M; 2024: $314.1M; 2025: $452.9M.
What was Dime Community Bancshares' net income in fiscal 2025?
Dime Community Bancshares reported net income of $110.7M for fiscal 2025.
What was Dime Community Bancshares' earnings per share (EPS) in fiscal 2025?
Dime Community Bancshares' diluted EPS was $2.36 for fiscal 2025 (adjusted for any later stock splits).
What was Dime Community Bancshares' revenue last quarter?
In its most recent reported quarter (2026 Q2), Dime Community Bancshares reported revenue of $126.5M.
How much debt does Dime Community Bancshares have?
Dime Community Bancshares reported $780.5M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Dime Community Bancshares are outstanding?
Dime Community Bancshares reported a weighted average of 43.2 million basic shares outstanding in 2026 Q2.
What is Dime Community Bancshares' market cap?
Based on its latest closing price, Dime Community Bancshares (DCOM) has a market capitalization of about $1.66B.
When does Dime Community Bancshares' fiscal year end?
Dime Community Bancshares' fiscal year end, as registered with the SEC, is December 31.
Where is Dime Community Bancshares headquartered?
Dime Community Bancshares lists its business address in Hauppauge, New York in its SEC filings.