Eagle Bancorp Inc (EGBN) Financial Statements
Industry: State Commercial Banks
In fiscal 2025, Eagle Bancorp reported revenue of $299.2M, down 3.1% from $308.6M the year before. Net income was -$138.1M (a -46.1% net margin), or -$4.55 per diluted share. Net interest income was $269.9M, and the efficiency ratio (noninterest expense / revenue) was 67.1%. Operating activities generated $28.5M of cash, leaving $20.8M of free cash flow. At fiscal year end, Eagle Bancorp held $10.50B in total assets against $9.37B in total liabilities.
Open the full interactive Eagle Bancorp financials → Quarterly statements, key ratios, valuation history and price charts.
Eagle Bancorp Key Stats
| Share Price | $28.19 |
|---|---|
| Market Cap | $861.8M |
| Revenue YoY Growth | -3.1% |
| 52-Week Range | $15.78 – $29.12 |
| Shares Outstanding | 30.5 million (basic, 2026 Q2) |
Eagle Bancorp Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $321.6M | $324.5M | $332.9M | $290.5M | $288.7M | $269.9M |
| Provision for Credit Losses | $45.6M | -$20.8M | $266,000 | $31.5M | $64.2M | $294.7M |
| Noninterest Income | $45.7M | $40.4M | $23.7M | $21.5M | $19.9M | $29.3M |
| Noninterest Expense | $144.2M | $149.2M | $165.1M | $153.3M | $274.6M | $200.7M |
| Revenue | $367.3M | $364.9M | $356.5M | $312.1M | $308.6M | $299.2M |
| Pre-Tax Income | $176.1M | $237.7M | $189.7M | $127.5M | -$30.2M | -$196.2M |
| Income Tax | $43.9M | $61.0M | $48.8M | $27.0M | $16.8M | -$58.1M |
| Net Income | $132.2M | $176.7M | $140.9M | $100.5M | -$47.0M | -$138.1M |
| Diluted EPS | $4.09 | $5.52 | $4.39 | $3.31 | -$1.56 | -$4.55 |
Eagle Bancorp Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $70.7M | $80.5M | $76.4M | $73.1M |
| Net Income | -$67.5M | -$2.4M | $14.7M | $6.9M |
| Diluted EPS | -$2.22 | -$0.08 | $0.48 | $0.23 |
Eagle Bancorp Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Total Assets | $11.12B | $11.85B | $11.15B | $11.66B | $11.13B | $10.50B |
| Deposits | $9.19B | $9.98B | $8.71B | $8.81B | $9.13B | $9.13B |
| Total Long-Term Debt | $268.1M | $69.7M | $69.8M | $1.37B | $599.3M | $76.4M |
| Total Liabilities | $9.88B | $10.50B | $9.92B | $10.39B | $9.90B | $9.37B |
| Shareholders' Equity | $1.24B | $1.35B | $1.23B | $1.27B | $1.23B | $1.13B |
Eagle Bancorp Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $133.1M | $239.5M | $194.9M | $195.6M | $123.8M | $28.5M |
| Cash From Investing | -$557.7M | -$857.9M | -$927.1M | -$97.7M | $310.7M | $570.4M |
| Cash From Financing | $1.97B | $543.6M | -$670.2M | $312.9M | -$523.7M | -$536.7M |
| Free Cash Flow | $130.2M | $234.2M | $192.8M | $195.6M | $123.4M | $20.8M |
Figures from Eagle Bancorp's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Eagle Bancorp financials page for every line item.
Eagle Bancorp Company Profile
| Ticker | EGBN |
|---|---|
| Exchange | Nasdaq |
| Industry | State Commercial Banks |
| Headquarters | Bethesda, Maryland |
| Incorporated in | Maryland |
| Fiscal Year End | December 31 |
| SEC Filer Category | Accelerated filer |
| SEC CIK | 0001050441 |
Frequently Asked Questions
What was Eagle Bancorp's revenue in fiscal 2025?
Eagle Bancorp (EGBN) reported revenue of $299.2M for fiscal 2025.
What is Eagle Bancorp's annual revenue history?
Eagle Bancorp's annual revenue by fiscal year: 2020: $367.3M; 2021: $364.9M; 2022: $356.5M; 2023: $312.1M; 2024: $308.6M; 2025: $299.2M.
What was Eagle Bancorp's net income in fiscal 2025?
Eagle Bancorp reported net income of -$138.1M for fiscal 2025.
What was Eagle Bancorp's earnings per share (EPS) in fiscal 2025?
Eagle Bancorp's diluted EPS was -$4.55 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Eagle Bancorp generate in fiscal 2025?
Eagle Bancorp generated $20.8M of free cash flow in fiscal 2025.
What was Eagle Bancorp's revenue last quarter?
In its most recent reported quarter (2026 Q2), Eagle Bancorp reported revenue of $73.1M.
How much debt does Eagle Bancorp have?
Eagle Bancorp reported $76.4M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Eagle Bancorp are outstanding?
Eagle Bancorp reported a weighted average of 30.5 million basic shares outstanding in 2026 Q2.
What is Eagle Bancorp's market cap?
Based on its latest closing price, Eagle Bancorp (EGBN) has a market capitalization of about $861.8M.
When does Eagle Bancorp's fiscal year end?
Eagle Bancorp's fiscal year end, as registered with the SEC, is December 31.
Where is Eagle Bancorp headquartered?
Eagle Bancorp lists its business address in Bethesda, Maryland in its SEC filings.