Employers Holdings, Inc. (EIG) Financial Statements
Industry: Fire, Marine & Casualty Insurance
In fiscal 2025, Employers reported revenue of $858.7M, down 2.5% from $880.7M the year before. Net income was $10.8M (a 1.3% net margin), or $0.46 per diluted share. Gross margin was 32.2% and operating margin was -66.4%. Operating activities generated $44.7M of cash, leaving $44.6M of free cash flow. At fiscal year end, Employers held $3.44B in total assets against $2.48B in total liabilities, including $159.8M of cash and equivalents.
Open the full interactive Employers financials → Quarterly statements, key ratios, valuation history and price charts.
Employers Key Stats
| Share Price | $49.76 |
|---|---|
| Market Cap | $910.1M |
| P/E Ratio | 108.2 |
| Revenue YoY Growth | -2.5% |
| 52-Week Range | $34.98 – $51.57 |
| Shares Outstanding | 18.2 million (basic, 2026 Q2) |
Employers Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Revenue | $711.4M | $703.1M | $713.5M | $850.9M | $880.7M | $858.7M |
| Cost of Goods Sold | $302.4M | $315.2M | $391.0M | $405.7M | $456.2M | $581.8M |
| Gross Profit | $409.0M | $387.9M | $322.5M | $445.2M | $424.5M | $276.9M |
| Operating Income | -$154.7M | -$168.2M | -$335.2M | -$257.3M | -$309.5M | -$569.8M |
| Pre-Tax Income | $147.7M | $147.0M | $55.8M | $148.4M | $146.7M | $12.0M |
| Income Tax | $27.9M | $27.7M | $7.4M | $30.3M | $28.1M | $1.2M |
| Net Income | $119.8M | $119.3M | $48.4M | $118.1M | $118.6M | $10.8M |
| Diluted EPS | $3.97 | $4.17 | $1.75 | $4.45 | $4.71 | $0.46 |
Employers Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $239.3M | $170.5M | $207.6M | $220.2M |
| Net Income | -$8.3M | -$23.4M | $10.2M | $29.1M |
| Diluted EPS | -$0.36 | -$0.99 | $0.52 | $1.59 |
Employers Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $160.4M | $75.1M | $89.2M | $226.4M | $68.3M | $159.8M |
| Total Assets | $3.92B | $3.78B | $3.72B | $3.55B | $3.54B | $3.44B |
| Total Long-Term Debt | — | — | — | — | — | $19.0M |
| Total Liabilities | $2.71B | $2.57B | $2.77B | $2.54B | $2.47B | $2.48B |
| Shareholders' Equity | $1.21B | $1.21B | $944.2M | $1.01B | $1.07B | $955.7M |
Employers Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $33.3M | $10.8M | $99.8M | $49.4M | $76.4M | $44.7M |
| Cash From Investing | $84.3M | -$1.7M | -$146.1M | $377.3M | -$159.7M | $225.9M |
| Cash From Financing | -$112.2M | -$94.4M | $60.4M | -$289.5M | -$74.8M | -$179.1M |
| Free Cash Flow | $33.2M | $10.5M | $99.7M | $49.4M | $76.3M | $44.6M |
Figures from Employers' 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Employers financials page for every line item.
Employers Company Profile
| Ticker | EIG |
|---|---|
| Exchange | NYSE |
| Industry | Fire, Marine & Casualty Insurance |
| Headquarters | Reno, Nevada |
| Incorporated in | Nevada |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0001379041 |
Frequently Asked Questions
What was Employers' revenue in fiscal 2025?
Employers (EIG) reported revenue of $858.7M for fiscal 2025.
What is Employers' annual revenue history?
Employers' annual revenue by fiscal year: 2020: $711.4M; 2021: $703.1M; 2022: $713.5M; 2023: $850.9M; 2024: $880.7M; 2025: $858.7M.
What was Employers' net income in fiscal 2025?
Employers reported net income of $10.8M for fiscal 2025.
What was Employers' earnings per share (EPS) in fiscal 2025?
Employers' diluted EPS was $0.46 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Employers generate in fiscal 2025?
Employers generated $44.6M of free cash flow in fiscal 2025.
What was Employers' revenue last quarter?
In its most recent reported quarter (2026 Q2), Employers reported revenue of $220.2M.
How much debt does Employers have?
Employers reported $19.0M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Employers are outstanding?
Employers reported a weighted average of 18.2 million basic shares outstanding in 2026 Q2.
What is Employers' market cap?
Based on its latest closing price, Employers (EIG) has a market capitalization of about $910.1M.
When does Employers' fiscal year end?
Employers' fiscal year end, as registered with the SEC, is December 31.
Where is Employers headquartered?
Employers lists its business address in Reno, Nevada in its SEC filings.