Equity Bancshares Inc (EQBK) Financial Statements
Industry: State Commercial Banks
In fiscal 2025, Equity Bancshares reported revenue of $210.1M, down 6.6% from $225.0M the year before. Net income was $22.7M (a 10.8% net margin), or $1.23 per diluted share. Net interest income was $226.1M, and the efficiency ratio (noninterest expense / revenue) was 83.2%. Operating activities generated $51.4M of cash, leaving $38.1M of free cash flow. At fiscal year end, Equity Bancshares held $6.37B in total assets against $5.64B in total liabilities.
Open the full interactive Equity Bancshares financials → Quarterly statements, key ratios, valuation history and price charts.
Equity Bancshares Key Stats
| Share Price | $46.83 |
|---|---|
| Market Cap | $975.3M |
| P/E Ratio | 38.1 |
| Revenue YoY Growth | -6.6% |
| 52-Week Range | $38.15 – $51.49 |
| Shares Outstanding | 20.6 million (basic, 2026 Q2) |
Equity Bancshares Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $132.7M | $142.6M | $162.8M | $159.0M | $186.2M | $226.1M |
| Provision for Credit Losses | $24.3M | -$8.5M | $125,000 | $1.9M | $2.5M | $9.0M |
| Noninterest Income | $26.0M | $32.8M | $36.0M | -$19.1M | $38.8M | -$16.0M |
| Noninterest Expense | $209.0M | $119.5M | $128.4M | $135.6M | $144.2M | $174.7M |
| Revenue | $158.7M | $175.4M | $198.8M | $139.9M | $225.0M | $210.1M |
| Pre-Tax Income | -$74.6M | $64.4M | $70.3M | $2.4M | $78.3M | $26.4M |
| Income Tax | $400,000 | $12.0M | $12.6M | -$5.4M | $15.7M | $3.7M |
| Net Income | -$75.0M | $52.5M | $57.7M | $7.8M | $62.6M | $22.7M |
| Diluted EPS | -$4.97 | $3.43 | $3.51 | $0.50 | $4.00 | $1.23 |
Equity Bancshares Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $18.0M | $73.0M | $83.2M | $81.9M |
| Net Income | -$29.7M | $22.1M | $17.0M | $26.4M |
| Diluted EPS | -$1.55 | $1.20 | $0.80 | $1.27 |
Equity Bancshares Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Loans (Net) | $2.56B | $3.11B | $3.27B | $3.29B | $3.46B | $4.15B |
| Total Assets | $4.01B | $5.14B | $4.98B | $5.03B | $5.33B | $6.37B |
| Deposits | $3.45B | $4.42B | $4.24B | $4.15B | $4.37B | $5.14B |
| Total Long-Term Debt | $141.8M | $159.4M | $288.7M | $386.9M | $312.8M | $443.2M |
| Total Liabilities | $3.61B | $4.64B | $4.57B | $4.58B | $4.74B | $5.64B |
| Shareholders' Equity | $407.6M | $500.6M | $410.1M | $452.9M | $592.9M | $732.1M |
Equity Bancshares Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $43.6M | $102.7M | $74.1M | $76.5M | $73.8M | $51.4M |
| Cash From Investing | $96.0M | -$315.3M | -$214.2M | $232.2M | $123.7M | $136.9M |
| Cash From Financing | $51.8M | $191.9M | -$15.4M | -$34.0M | -$192.9M | $35.8M |
| Free Cash Flow | $34.1M | $97.6M | $70.6M | $61.0M | $65.4M | $38.1M |
Figures from Equity Bancshares' 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Equity Bancshares financials page for every line item.
Equity Bancshares Company Profile
| Ticker | EQBK |
|---|---|
| Exchange | NYSE |
| Industry | State Commercial Banks |
| Headquarters | Wichita, Kansas |
| Incorporated in | Kansas |
| Fiscal Year End | December 31 |
| SEC Filer Category | Accelerated filer |
| SEC CIK | 0001227500 |
Frequently Asked Questions
What was Equity Bancshares' revenue in fiscal 2025?
Equity Bancshares (EQBK) reported revenue of $210.1M for fiscal 2025.
What is Equity Bancshares' annual revenue history?
Equity Bancshares' annual revenue by fiscal year: 2020: $158.7M; 2021: $175.4M; 2022: $198.8M; 2023: $139.9M; 2024: $225.0M; 2025: $210.1M.
What was Equity Bancshares' net income in fiscal 2025?
Equity Bancshares reported net income of $22.7M for fiscal 2025.
What was Equity Bancshares' earnings per share (EPS) in fiscal 2025?
Equity Bancshares' diluted EPS was $1.23 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Equity Bancshares generate in fiscal 2025?
Equity Bancshares generated $38.1M of free cash flow in fiscal 2025.
What was Equity Bancshares' revenue last quarter?
In its most recent reported quarter (2026 Q2), Equity Bancshares reported revenue of $81.9M.
How much debt does Equity Bancshares have?
Equity Bancshares reported $443.2M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Equity Bancshares are outstanding?
Equity Bancshares reported a weighted average of 20.6 million basic shares outstanding in 2026 Q2.
What is Equity Bancshares' market cap?
Based on its latest closing price, Equity Bancshares (EQBK) has a market capitalization of about $975.3M.
When does Equity Bancshares' fiscal year end?
Equity Bancshares' fiscal year end, as registered with the SEC, is December 31.
Where is Equity Bancshares headquartered?
Equity Bancshares lists its business address in Wichita, Kansas in its SEC filings.