Fair Isaac Corp (FICO) Financial Statements
Industry: Business Services (Other) (Services)
In fiscal 2025, Fair Isaac reported revenue of $1.99B, up 15.9% from $1.72B the year before. Net income was $651.9M (a 32.7% net margin), or $26.54 per diluted share. Gross margin was 82.2% and operating margin was 46.5%. Operating activities generated $778.8M of cash, leaving $769.9M of free cash flow. At fiscal year end, Fair Isaac held $1.87B in total assets against $3.61B in total liabilities, including $134.1M of cash and equivalents.
Open the full interactive Fair Isaac financials → Quarterly statements, key ratios, valuation history and price charts.
Fair Isaac Key Stats
| Share Price | $723.03 |
|---|---|
| Market Cap | $16.41B |
| P/E Ratio | 27.2 |
| Revenue YoY Growth | +15.9% |
| 52-Week Range | $592.47 – $1,844.98 |
| Shares Outstanding | 22.7 million (basic, 2026 Q3) |
Fair Isaac Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Revenue | $1.29B | $1.32B | $1.38B | $1.51B | $1.72B | $1.99B |
| Cost of Goods Sold | $998.6M | $811.0M | $834.9M | $870.7M | $983.9M | $1.07B |
| Gross Profit | $933.4M | $984.1M | $1.08B | $1.20B | $1.37B | $1.64B |
| Operating Income | $296.0M | $505.5M | $542.4M | $642.8M | $733.6M | $924.9M |
| Pre-Tax Income | $257.0M | $473.1M | $471.3M | $553.6M | $642.0M | $802.6M |
| Income Tax | $20.6M | $81.1M | $97.8M | $124.2M | $129.2M | $150.6M |
| Net Income | $236.4M | $392.1M | $373.5M | $429.4M | $512.8M | $651.9M |
| Diluted EPS | $7.90 | $13.40 | $14.18 | $16.93 | $20.45 | $26.54 |
Fair Isaac Quarterly Results
| 2025 Q4 | 2026 Q1 | 2026 Q2 | 2026 Q3 | |
|---|---|---|---|---|
| Revenue | $515.8M | $512.0M | $691.7M | $674.2M |
| Net Income | $155.0M | $158.4M | $264.5M | $237.2M |
| Diluted EPS | $6.31 | $6.61 | $11.14 | $10.45 |
Fair Isaac Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $157.4M | $195.4M | $133.2M | $136.8M | $150.7M | $134.1M |
| Current Assets | $534.1M | $551.0M | $484.7M | $556.4M | $617.4M | $705.2M |
| Total Assets | $1.61B | $1.57B | $1.44B | $1.58B | $1.72B | $1.87B |
| Current Liabilities | $414.5M | $559.2M | $331.5M | $367.7M | $380.3M | $849.2M |
| Total Long-Term Debt | $750.0M | $1.01B | $1.82B | $1.81B | $2.19B | $3.06B |
| Total Liabilities | $1.28B | $1.68B | $2.24B | $2.26B | $2.68B | $3.61B |
| Shareholders' Equity | $331.1M | -$110.9M | -$801.9M | -$688.0M | -$962.7M | -$1.75B |
Fair Isaac Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $364.9M | $423.8M | $509.4M | $468.9M | $633.0M | $778.8M |
| Cash From Investing | -$24.6M | $137.8M | -$5.7M | -$16.0M | -$28.0M | -$43.7M |
| Cash From Financing | -$289.4M | -$523.6M | -$547.2M | -$455.0M | -$592.9M | -$750.3M |
| Free Cash Flow | $342.9M | $416.2M | $503.4M | $464.7M | $624.1M | $769.9M |
Figures from Fair Isaac's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Fair Isaac financials page for every line item.
Fair Isaac Company Profile
| Ticker | FICO |
|---|---|
| Exchange | NYSE |
| Industry | Business Services (Other) (Services) |
| Headquarters | Bozeman, Montana |
| Incorporated in | Delaware |
| Fiscal Year End | September 30 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0000814547 |
Frequently Asked Questions
What was Fair Isaac's revenue in fiscal 2025?
Fair Isaac (FICO) reported revenue of $1.99B for fiscal 2025.
What is Fair Isaac's annual revenue history?
Fair Isaac's annual revenue by fiscal year: 2020: $1.29B; 2021: $1.32B; 2022: $1.38B; 2023: $1.51B; 2024: $1.72B; 2025: $1.99B.
What was Fair Isaac's net income in fiscal 2025?
Fair Isaac reported net income of $651.9M for fiscal 2025.
What was Fair Isaac's earnings per share (EPS) in fiscal 2025?
Fair Isaac's diluted EPS was $26.54 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Fair Isaac generate in fiscal 2025?
Fair Isaac generated $769.9M of free cash flow in fiscal 2025.
What was Fair Isaac's revenue last quarter?
In its most recent reported quarter (2026 Q3), Fair Isaac reported revenue of $674.2M.
How much debt does Fair Isaac have?
Fair Isaac reported $3.06B of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Fair Isaac are outstanding?
Fair Isaac reported a weighted average of 22.7 million basic shares outstanding in 2026 Q3.
What is Fair Isaac's market cap?
Based on its latest closing price, Fair Isaac (FICO) has a market capitalization of about $16.41B.
When does Fair Isaac's fiscal year end?
Fair Isaac's fiscal year end, as registered with the SEC, is September 30.
Where is Fair Isaac headquartered?
Fair Isaac lists its business address in Bozeman, Montana in its SEC filings.