Home Bancorp, Inc. (HBCP) Financial Statements
Industry: Savings Institutions, Not Federally Chartered
In fiscal 2025, Home Bancorp reported revenue of $148.7M, up 10.3% from $134.9M the year before. Net income was $46.1M (a 31.0% net margin), or $5.87 per diluted share. Net interest income was $133.3M, and the efficiency ratio (noninterest expense / revenue) was 60.2%. Operating activities generated $54.5M of cash, leaving $44.3M of free cash flow. At fiscal year end, Home Bancorp held $3.49B in total assets against $3.06B in total liabilities.
Open the full interactive Home Bancorp financials → Quarterly statements, key ratios, valuation history and price charts.
Home Bancorp Key Stats
| Share Price | $65.75 |
|---|---|
| Market Cap | $516.3M |
| P/E Ratio | 11.2 |
| Revenue YoY Growth | +10.2% |
| 52-Week Range | $50.17 – $72.51 |
| Shares Outstanding | 7.8 million (basic, 2026 Q2) |
Home Bancorp Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $92.2M | $101.0M | $118.0M | $120.7M | $120.3M | $133.3M |
| Provision for Credit Losses | $12.7M | -$10.2M | $7.5M | $2.3M | $2.4M | $1.1M |
| Noninterest Income | $14.3M | $16.3M | $13.9M | $14.6M | $14.6M | $15.5M |
| Noninterest Expense | $63.0M | $67.0M | $81.9M | $82.8M | $87.3M | $89.6M |
| Revenue | $106.5M | $117.3M | $131.9M | $135.3M | $134.9M | $148.7M |
| Pre-Tax Income | $30.8M | $60.4M | $42.5M | $50.1M | $45.2M | $58.0M |
| Income Tax | $6.0M | $11.8M | $8.4M | $9.9M | $8.8M | $12.0M |
| Net Income | $24.8M | $48.6M | $34.1M | $40.2M | $36.4M | $46.1M |
| Diluted EPS | $2.85 | $5.77 | $4.16 | $4.99 | $4.55 | $5.87 |
Home Bancorp Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $37.8M | $38.0M | $38.2M | $39.7M |
| Net Income | $12.4M | $11.4M | $11.4M | $11.6M |
| Diluted EPS | $1.59 | $1.45 | $1.45 | $1.48 |
Home Bancorp Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Loans (Net) | — | $1.82B | $2.40B | $2.55B | $2.69B | $2.71B |
| Total Assets | $2.59B | $2.94B | $3.23B | $3.32B | $3.44B | $3.49B |
| Deposits | $2.21B | $2.54B | $2.63B | $2.67B | $2.78B | $2.97B |
| Total Long-Term Debt | $34.4M | $31.6M | $80.8M | $102.5M | $98.3M | $57.7M |
| Total Liabilities | $2.27B | $2.59B | $2.90B | $2.95B | $3.05B | $3.06B |
| Shareholders' Equity | $321.8M | $351.9M | $330.0M | $367.4M | $396.1M | $435.1M |
Home Bancorp Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $49.0M | $55.7M | $51.2M | $41.4M | $48.7M | $54.5M |
| Cash From Investing | -$260.0M | $54.9M | -$495.4M | -$94.3M | -$107.1M | -$2.9M |
| Cash From Financing | $359.1M | $302.8M | -$69.9M | $41.3M | $81.1M | -$8.6M |
| Free Cash Flow | $46.9M | $53.2M | $48.5M | $39.3M | $44.7M | $44.3M |
Figures from Home Bancorp's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Home Bancorp financials page for every line item.
Home Bancorp Company Profile
| Ticker | HBCP |
|---|---|
| Exchange | Nasdaq |
| Industry | Savings Institutions, Not Federally Chartered |
| Headquarters | Lafayette, Louisiana |
| Incorporated in | Louisiana |
| Fiscal Year End | December 31 |
| SEC Filer Category | Accelerated filer |
| SEC CIK | 0001436425 |
Frequently Asked Questions
What was Home Bancorp's revenue in fiscal 2025?
Home Bancorp (HBCP) reported revenue of $148.7M for fiscal 2025.
What is Home Bancorp's annual revenue history?
Home Bancorp's annual revenue by fiscal year: 2020: $106.5M; 2021: $117.3M; 2022: $131.9M; 2023: $135.3M; 2024: $134.9M; 2025: $148.7M.
What was Home Bancorp's net income in fiscal 2025?
Home Bancorp reported net income of $46.1M for fiscal 2025.
What was Home Bancorp's earnings per share (EPS) in fiscal 2025?
Home Bancorp's diluted EPS was $5.87 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Home Bancorp generate in fiscal 2025?
Home Bancorp generated $44.3M of free cash flow in fiscal 2025.
What was Home Bancorp's revenue last quarter?
In its most recent reported quarter (2026 Q2), Home Bancorp reported revenue of $39.7M.
How much debt does Home Bancorp have?
Home Bancorp reported $57.7M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Home Bancorp are outstanding?
Home Bancorp reported a weighted average of 7.8 million basic shares outstanding in 2026 Q2.
What is Home Bancorp's market cap?
Based on its latest closing price, Home Bancorp (HBCP) has a market capitalization of about $516.3M.
When does Home Bancorp's fiscal year end?
Home Bancorp's fiscal year end, as registered with the SEC, is December 31.
Where is Home Bancorp headquartered?
Home Bancorp lists its business address in Lafayette, Louisiana in its SEC filings.
Home Bancorp Competitors & Similar Companies
See all 23 Savings Institutions, Not Federally Chartered companies →