Hilltop Holdings Inc. (HTH) Financial Statements
Industry: State Commercial Banks
In fiscal 2025, Hilltop reported revenue of $1.28B, up 7.8% from $1.19B the year before. Net income was $165.6M (a 12.9% net margin), or $2.64 per diluted share. Net interest income was $440.7M, and the efficiency ratio (noninterest expense / revenue) was 82.2%. Operating activities generated -$38.7M of cash, leaving -$55.5M of free cash flow. At fiscal year end, Hilltop held $15.84B in total assets against $13.65B in total liabilities.
Open the full interactive Hilltop financials → Quarterly statements, key ratios, valuation history and price charts.
Hilltop Key Stats
| Share Price | $36.56 |
|---|---|
| Market Cap | $2.12B |
| P/E Ratio | 13.8 |
| Revenue YoY Growth | +7.8% |
| 52-Week Range | $30.38 – $39.79 |
| Shares Outstanding | 57.9 million (basic, 2026 Q2) |
Hilltop Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $424.2M | $423.0M | $459.0M | $466.8M | $417.8M | $440.7M |
| Provision for Credit Losses | $96.5M | -$58.2M | $8.3M | $18.4M | $941,000 | $7.3M |
| Noninterest Income | $1.69B | $1.41B | $832.5M | $729.0M | $771.0M | $841.1M |
| Noninterest Expense | $1.45B | $1.39B | $1.13B | $1.03B | $1.03B | $1.05B |
| Revenue | $2.11B | $1.83B | $1.29B | $1.20B | $1.19B | $1.28B |
| Pre-Tax Income | $564.4M | $504.1M | $156.1M | $149.1M | $154.3M | $221.1M |
| Income Tax | $133.1M | $118.0M | $36.8M | $31.1M | $31.0M | $49.0M |
| Net Income | $447.8M | $374.5M | $113.1M | $109.6M | $113.2M | $165.6M |
| Diluted EPS | $5.01 | $4.61 | $1.60 | $1.69 | $1.74 | $2.64 |
Hilltop Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $330.2M | $329.9M | $300.5M | $315.8M |
| Net Income | $45.8M | $41.6M | $37.8M | $36.5M |
| Diluted EPS | $0.74 | $0.66 | $0.64 | $0.63 |
Hilltop Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Loans (Net) | $7.54B | $7.79B | — | — | — | — |
| Total Assets | $16.94B | $18.69B | $16.26B | $16.47B | $16.27B | $15.84B |
| Deposits | $11.24B | $12.82B | $11.32B | $11.06B | $11.07B | $10.88B |
| Total Long-Term Debt | $382.0M | $387.9M | $346.7M | $347.1M | $347.7M | $148.6M |
| Total Liabilities | $14.59B | $16.14B | $14.20B | $14.32B | $14.05B | $13.65B |
| Shareholders' Equity | $2.32B | $2.52B | $2.04B | $2.12B | $2.19B | $2.17B |
Hilltop Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $280.4M | $765.6M | $1.19B | $443.0M | $273.9M | -$38.7M |
| Cash From Investing | -$827.7M | -$553.3M | -$877.3M | $158.3M | $354.2M | -$364.8M |
| Cash From Financing | $1.26B | $1.48B | -$1.71B | -$332.5M | -$174.3M | -$714.2M |
| Free Cash Flow | $242.7M | $740.9M | $1.18B | $434.5M | $266.8M | -$55.5M |
Figures from Hilltop's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Hilltop financials page for every line item.
Hilltop Company Profile
| Ticker | HTH |
|---|---|
| Exchange | NYSE |
| Industry | State Commercial Banks |
| Headquarters | Dallas, Texas |
| Incorporated in | Maryland |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0001265131 |
Frequently Asked Questions
What was Hilltop's revenue in fiscal 2025?
Hilltop (HTH) reported revenue of $1.28B for fiscal 2025.
What is Hilltop's annual revenue history?
Hilltop's annual revenue by fiscal year: 2020: $2.11B; 2021: $1.83B; 2022: $1.29B; 2023: $1.20B; 2024: $1.19B; 2025: $1.28B.
What was Hilltop's net income in fiscal 2025?
Hilltop reported net income of $165.6M for fiscal 2025.
What was Hilltop's earnings per share (EPS) in fiscal 2025?
Hilltop's diluted EPS was $2.64 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Hilltop generate in fiscal 2025?
Hilltop generated -$55.5M of free cash flow in fiscal 2025.
What was Hilltop's revenue last quarter?
In its most recent reported quarter (2026 Q2), Hilltop reported revenue of $315.8M.
How much debt does Hilltop have?
Hilltop reported $148.6M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Hilltop are outstanding?
Hilltop reported a weighted average of 57.9 million basic shares outstanding in 2026 Q2.
What is Hilltop's market cap?
Based on its latest closing price, Hilltop (HTH) has a market capitalization of about $2.12B.
When does Hilltop's fiscal year end?
Hilltop's fiscal year end, as registered with the SEC, is December 31.
Where is Hilltop headquartered?
Hilltop lists its business address in Dallas, Texas in its SEC filings.