Kingstone Companies, Inc. (KINS) Financial Statements
Industry: Fire, Marine & Casualty Insurance
In fiscal 2025, Kingstone Companies reported revenue of $214.9M, up 38.5% from $155.1M the year before. Net income was $40.8M (a 19.0% net margin), or $2.88 per diluted share. Gross margin was 60.8% and operating margin was -15.5%. Operating activities generated $75.9M of cash, leaving $73.1M of free cash flow. At fiscal year end, Kingstone Companies held $453.4M in total assets against $330.7M in total liabilities.
Open the full interactive Kingstone Companies financials → Quarterly statements, key ratios, valuation history and price charts.
Kingstone Companies Key Stats
| Share Price | $18.56 |
|---|---|
| Market Cap | $272.3M |
| P/E Ratio | 6.4 |
| Revenue YoY Growth | +38.5% |
| 52-Week Range | $13.96 – $20.73 |
| Shares Outstanding | 14.5 million (basic, 2026 Q2) |
Kingstone Companies Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Revenue | $131.4M | $161.2M | $130.2M | $144.2M | $155.1M | $214.9M |
| Cost of Goods Sold | — | — | — | $82.8M | $62.6M | $84.3M |
| Gross Profit | — | — | — | $61.3M | $92.5M | $130.6M |
| Operating Income | — | — | — | -$90.2M | -$39.3M | -$33.2M |
| Pre-Tax Income | -$1.3M | -$9.4M | -$27.9M | -$7.4M | $23.3M | $51.0M |
| Income Tax | -$2.3M | -$2.0M | -$5.4M | -$1.2M | $4.9M | $10.3M |
| Net Income | $972,390 | -$7.4M | -$22.5M | -$6.2M | $18.4M | $40.8M |
| Diluted EPS | $0.09 | -$0.70 | -$2.12 | -$0.57 | $1.48 | $2.88 |
Kingstone Companies Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $55.7M | $56.4M | $59.8M | $65.9M |
| Net Income | $10.9M | $14.8M | -$5.8M | $15.5M |
| Diluted EPS | $0.74 | $1.04 | -$0.40 | $1.05 |
Kingstone Companies Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $19.5M | $24.3M | $12.0M | $9.0M | — | — |
| Total Assets | $317.6M | $331.3M | $320.3M | $317.6M | $374.9M | $453.4M |
| Total Long-Term Debt | $29.6M | $29.8M | $25.2M | $25.2M | $11.2M | $4.4M |
| Total Liabilities | $224.8M | $255.6M | $284.2M | $283.1M | $308.2M | $330.7M |
| Shareholders' Equity | $92.8M | $75.7M | $36.2M | $34.5M | $66.7M | $122.7M |
Kingstone Companies Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | -$10.2M | $24.3M | -$915,521 | -$11.3M | $57.9M | $75.9M |
| Cash From Investing | $581,293 | -$15.9M | -$5.9M | $9.5M | -$35.3M | -$92.9M |
| Cash From Financing | -$3.3M | -$3.6M | -$5.5M | -$1.1M | -$3.0M | $506,074 |
| Free Cash Flow | — | $19.8M | -$5.5M | -$13.2M | $55.6M | $73.1M |
| Dividends Paid | $2.0M | $1.7M | $1.3M | $0 | — | — |
Figures from Kingstone Companies' 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Kingstone Companies financials page for every line item.
Kingstone Companies Company Profile
| Ticker | KINS |
|---|---|
| Exchange | Nasdaq |
| Industry | Fire, Marine & Casualty Insurance |
| Headquarters | Kingston, New York |
| Incorporated in | Delaware |
| Fiscal Year End | December 31 |
| SEC Filer Category | Accelerated filer, smaller reporting company |
| SEC CIK | 0000033992 |
Frequently Asked Questions
What was Kingstone Companies' revenue in fiscal 2025?
Kingstone Companies (KINS) reported revenue of $214.9M for fiscal 2025.
What is Kingstone Companies' annual revenue history?
Kingstone Companies' annual revenue by fiscal year: 2020: $131.4M; 2021: $161.2M; 2022: $130.2M; 2023: $144.2M; 2024: $155.1M; 2025: $214.9M.
What was Kingstone Companies' net income in fiscal 2025?
Kingstone Companies reported net income of $40.8M for fiscal 2025.
What was Kingstone Companies' earnings per share (EPS) in fiscal 2025?
Kingstone Companies' diluted EPS was $2.88 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Kingstone Companies generate in fiscal 2025?
Kingstone Companies generated $73.1M of free cash flow in fiscal 2025.
What was Kingstone Companies' revenue last quarter?
In its most recent reported quarter (2026 Q2), Kingstone Companies reported revenue of $65.9M.
How much debt does Kingstone Companies have?
Kingstone Companies reported $4.4M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Kingstone Companies are outstanding?
Kingstone Companies reported a weighted average of 14.5 million basic shares outstanding in 2026 Q2.
What is Kingstone Companies' market cap?
Based on its latest closing price, Kingstone Companies (KINS) has a market capitalization of about $272.3M.
When does Kingstone Companies' fiscal year end?
Kingstone Companies' fiscal year end, as registered with the SEC, is December 31.
Where is Kingstone Companies headquartered?
Kingstone Companies lists its business address in Kingston, New York in its SEC filings.