Kinsale Capital Group, Inc. (KNSL) Financial Statements
Industry: Fire, Marine & Casualty Insurance
In fiscal 2025, Kinsale Capital reported revenue of $1.87B, up 18.0% from $1.59B the year before. Net income was $503.6M (a 26.9% net margin), or $21.65 per diluted share. Gross margin was 33.8% and operating margin was 33.5%. Operating activities generated $1.04B of cash, leaving $990.1M of free cash flow. At fiscal year end, Kinsale Capital held $6.04B in total assets against $4.08B in total liabilities.
Open the full interactive Kinsale Capital financials → Quarterly statements, key ratios, valuation history and price charts.
Kinsale Capital Key Stats
| Share Price | $339.97 |
|---|---|
| Market Cap | $7.75B |
| P/E Ratio | 15.7 |
| Dividend Yield | 0.20% |
| Revenue YoY Growth | +18.0% |
| 52-Week Range | $290.01 – $472.47 |
| Shares Outstanding | 22.8 million (basic, 2026 Q2) |
Kinsale Capital Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Revenue | $459.9M | $639.8M | $819.2M | $1.22B | $1.59B | $1.87B |
| Cost of Goods Sold | $359.5M | $451.0M | $623.6M | $840.4M | $1.07B | $1.24B |
| Gross Profit | $100.4M | $188.8M | $195.6M | $384.0M | $514.7M | $634.3M |
| Operating Income | $98.8M | $186.5M | $192.8M | $380.7M | $508.9M | $628.5M |
| Pre-Tax Income | $100.4M | $188.8M | $195.6M | $384.0M | $514.7M | $634.3M |
| Income Tax | $12.0M | $36.1M | $36.5M | $75.9M | $99.9M | $130.7M |
| Net Income | $88.4M | $152.7M | $159.1M | $308.1M | $414.8M | $503.6M |
| Diluted EPS | $3.87 | $6.62 | $6.88 | $13.22 | $17.78 | $21.65 |
Kinsale Capital Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $497.5M | $483.3M | $466.7M | $548.5M |
| Net Income | $141.6M | $138.6M | $112.6M | $175.9M |
| Diluted EPS | $6.09 | $5.96 | $4.88 | $7.72 |
Kinsale Capital Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $77.1M | $121.0M | — | — | — | — |
| Total Assets | $1.55B | $2.03B | $2.75B | $3.77B | $4.89B | $6.04B |
| Total Long-Term Debt | $42.6M | $42.7M | $195.7M | $183.8M | $184.1M | $224.4M |
| Total Liabilities | $970.7M | $1.33B | $2.00B | $2.69B | $3.40B | $4.08B |
| Shareholders' Equity | $576.2M | $699.3M | $745.4M | $1.09B | $1.48B | $1.96B |
Kinsale Capital Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $280.0M | $407.0M | $557.8M | $859.8M | $976.3M | $1.04B |
| Cash From Investing | -$379.4M | -$352.0M | -$708.6M | -$860.9M | -$960.1M | -$922.2M |
| Cash From Financing | $76.1M | -$11.1M | $186.0M | -$28.5M | -$29.7M | -$71.4M |
| Free Cash Flow | $247.1M | $401.1M | $550.9M | $853.2M | $952.4M | $990.1M |
| Dividends Paid | $8.1M | $10.0M | $11.9M | $13.0M | $13.9M | $15.8M |
Figures from Kinsale Capital's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Kinsale Capital financials page for every line item.
Kinsale Capital Company Profile
| Ticker | KNSL |
|---|---|
| Exchange | NYSE |
| Industry | Fire, Marine & Casualty Insurance |
| Headquarters | Richmond, Virginia |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0001669162 |
Frequently Asked Questions
What was Kinsale Capital's revenue in fiscal 2025?
Kinsale Capital (KNSL) reported revenue of $1.87B for fiscal 2025.
What is Kinsale Capital's annual revenue history?
Kinsale Capital's annual revenue by fiscal year: 2020: $459.9M; 2021: $639.8M; 2022: $819.2M; 2023: $1.22B; 2024: $1.59B; 2025: $1.87B.
What was Kinsale Capital's net income in fiscal 2025?
Kinsale Capital reported net income of $503.6M for fiscal 2025.
What was Kinsale Capital's earnings per share (EPS) in fiscal 2025?
Kinsale Capital's diluted EPS was $21.65 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Kinsale Capital generate in fiscal 2025?
Kinsale Capital generated $990.1M of free cash flow in fiscal 2025.
What was Kinsale Capital's revenue last quarter?
In its most recent reported quarter (2026 Q2), Kinsale Capital reported revenue of $548.5M.
How much debt does Kinsale Capital have?
Kinsale Capital reported $224.4M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Kinsale Capital are outstanding?
Kinsale Capital reported a weighted average of 22.8 million basic shares outstanding in 2026 Q2.
What is Kinsale Capital's market cap?
Based on its latest closing price, Kinsale Capital (KNSL) has a market capitalization of about $7.75B.
When does Kinsale Capital's fiscal year end?
Kinsale Capital's fiscal year end, as registered with the SEC, is December 31.
Where is Kinsale Capital headquartered?
Kinsale Capital lists its business address in Richmond, Virginia in its SEC filings.