loanDepot, Inc. (LDI) Financial Statements
Industry: Finance Services
In fiscal 2025, loanDepot reported revenue of $1.19B, up 12.2% from $1.06B the year before. Net income was -$62.6M (a -5.3% net margin), or -$0.30 per diluted share. Gross margin was -10.1% and operating margin was -39.5%. Operating activities generated -$707.5M of cash, leaving -$734.6M of free cash flow. At fiscal year end, loanDepot held $6.86B in total assets against $6.47B in total liabilities, including $337.2M of cash and equivalents.
Open the full interactive loanDepot financials → Quarterly statements, key ratios, valuation history and price charts.
loanDepot Key Stats
| Share Price | $0.56 |
|---|---|
| Market Cap | $128.6M |
| Dividend Yield | 1.92% |
| Revenue YoY Growth | +12.2% |
| 52-Week Range | $0.56 – $3.58 |
| Shares Outstanding | 231.6 million (basic, 2026 Q2) |
loanDepot Income Statement
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $3.72B | $1.26B | $974.0M | $1.06B | $1.19B |
| Cost of Goods Sold | $3.06B | $1.95B | $1.25B | $1.30B | $1.31B |
| Gross Profit | $666.5M | -$690.0M | -$278.3M | -$242.8M | -$120.5M |
| Operating Income | -$51.6M | -$1.23B | -$665.2M | -$615.9M | -$470.5M |
| Pre-Tax Income | $666.5M | -$690.0M | -$278.3M | -$242.8M | -$120.5M |
| Income Tax | $43.4M | -$79.6M | -$42.8M | -$40.7M | -$13.0M |
| Net Income | $113.5M | -$273.0M | -$110.1M | -$98.3M | -$62.6M |
| Diluted EPS | $0.87 | -$1.75 | -$0.63 | -$0.53 | -$0.30 |
loanDepot Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $323.3M | $310.3M | $286.4M | $337.3M |
| Net Income | -$4.9M | -$22.5M | -$37.5M | -$4.5M |
| Diluted EPS | -$0.02 | -$0.11 | -$0.16 | -$0.02 |
loanDepot Balance Sheet
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Cash & Equivalents | $419.6M | $864.0M | $660.7M | $421.6M | $337.2M |
| Current Assets | — | — | — | $44.0M | -$42.1M |
| Total Assets | $11.81B | $6.61B | $6.15B | $6.34B | $6.86B |
| Total Long-Term Debt | $1.63B | $2.29B | $2.27B | $2.03B | $2.10B |
| Total Liabilities | $10.18B | $5.69B | $5.45B | $5.84B | $6.47B |
| Shareholders' Equity | $1.63B | $921.5M | $704.5M | $506.6M | $386.0M |
loanDepot Cash Flow Statement
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Cash From Operations | -$1.47B | $4.46B | -$174.2M | -$865.4M | -$707.5M |
| Cash From Investing | $296.8M | $667.8M | $165.7M | $495.0M | $14.5M |
| Cash From Financing | $1.30B | -$4.77B | -$226.1M | $151.7M | $566.8M |
| Free Cash Flow | -$1.52B | $4.42B | -$194.8M | -$891.8M | -$734.6M |
| Dividends Paid | $463.3M | $119.3M | $3.0M | $3.3M | $2.5M |
Figures from loanDepot's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full loanDepot financials page for every line item.
loanDepot Company Profile
| Ticker | LDI |
|---|---|
| Exchange | NYSE |
| Industry | Finance Services |
| Headquarters | Irvine, California |
| Fiscal Year End | December 31 |
| SEC Filer Category | Accelerated filer, smaller reporting company |
| SEC CIK | 0001831631 |
Frequently Asked Questions
What was loanDepot's revenue in fiscal 2025?
loanDepot (LDI) reported revenue of $1.19B for fiscal 2025.
What is loanDepot's annual revenue history?
loanDepot's annual revenue by fiscal year: 2021: $3.72B; 2022: $1.26B; 2023: $974.0M; 2024: $1.06B; 2025: $1.19B.
What was loanDepot's net income in fiscal 2025?
loanDepot reported net income of -$62.6M for fiscal 2025.
What was loanDepot's earnings per share (EPS) in fiscal 2025?
loanDepot's diluted EPS was -$0.30 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did loanDepot generate in fiscal 2025?
loanDepot generated -$734.6M of free cash flow in fiscal 2025.
What was loanDepot's revenue last quarter?
In its most recent reported quarter (2026 Q2), loanDepot reported revenue of $337.3M.
How much debt does loanDepot have?
loanDepot reported $2.10B of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of loanDepot are outstanding?
loanDepot reported a weighted average of 231.6 million basic shares outstanding in 2026 Q2.
What is loanDepot's market cap?
Based on its latest closing price, loanDepot (LDI) has a market capitalization of about $128.6M.
When does loanDepot's fiscal year end?
loanDepot's fiscal year end, as registered with the SEC, is December 31.
Where is loanDepot headquartered?
loanDepot lists its business address in Irvine, California in its SEC filings.