Lument Finance Trust, Inc. (LFT) Financial Statements
Industry: Real Estate Investment Trusts
In fiscal 2025, Lument Finance Trust reported revenue of $24.2M, down 41.7% from $41.5M the year before. Net income was -$2.7M (a -11.4% net margin), or -$1.40 per diluted share. Net interest income was $25.1M, and the efficiency ratio (noninterest expense / revenue) was 51.8%. Operating activities generated $10.1M of cash. At fiscal year end, Lument Finance Trust held $1.22B in total assets against $996.9M in total liabilities, including $23.1M of cash and equivalents.
Open the full interactive Lument Finance Trust financials → Quarterly statements, key ratios, valuation history and price charts.
Lument Finance Trust Key Stats
| Share Price | $4.67 |
|---|---|
| Market Cap | $24.5M |
| Revenue YoY Growth | -41.7% |
| 52-Week Range | $4.67 – $16.81 |
| Shares Outstanding | 5.2 million (basic, 2026 Q2) |
Lument Finance Trust Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | — | — | $23.9M | $34.4M | $41.4M | $25.1M |
| Provision for Credit Losses | — | — | $4.3M | $2.5M | $5.3M | $14.4M |
| Noninterest Income | — | — | $591,497 | $105,313 | $94,544 | -$937,559 |
| Noninterest Expense | — | — | $10.3M | $12.3M | $13.5M | $12.5M |
| Revenue | $7.8M | $0 | $24.5M | $34.5M | $41.5M | $24.2M |
| Pre-Tax Income | $8.0M | $10.6M | $9.9M | $19.7M | $22.7M | -$2.7M |
| Income Tax | -$476,248 | $77,894 | $11,088 | $5,723 | $18,808 | $8,193 |
| Net Income | $8.4M | $10.5M | $9.9M | $19.7M | $22.6M | -$2.7M |
| Diluted EPS | $3.40 | $3.00 | $1.10 | $2.90 | $3.40 | -$1.40 |
Lument Finance Trust Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $4.9M | $4.6M | $3.1M | $4.5M |
| Net Income | $1.8M | -$7.8M | $206,583 | -$8.0M |
| Diluted EPS | $0.10 | -$0.15 | -$0.20 | -$1.80 |
Lument Finance Trust Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $11.4M | $14.7M | $43.9M | $51.2M | $69.2M | $23.1M |
| Loans (Net) | — | — | — | $1.38B | $1.05B | $1.11B |
| Total Assets | $621.5M | $1.05B | $1.13B | $1.45B | $1.13B | $1.22B |
| Total Long-Term Debt | $40.2M | $47.8M | $47.8M | $47.8M | $47.8M | $239.7M |
| Total Liabilities | $507.8M | $879.5M | $885.0M | $1.21B | $890.7M | $996.9M |
| Shareholders' Equity | $113.6M | $169.3M | $242.9M | $240.7M | $237.8M | $219.0M |
Lument Finance Trust Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $12.2M | $13.8M | $16.3M | $24.7M | $27.1M | $10.1M |
| Cash From Investing | $87.9M | -$477.3M | -$51.8M | -$316.7M | $334.1M | -$142.9M |
| Cash From Financing | -$46.8M | $412.3M | $64.6M | $296.1M | -$341.2M | $87.9M |
Figures from Lument Finance Trust's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Lument Finance Trust financials page for every line item.
Lument Finance Trust Company Profile
| Ticker | LFT |
|---|---|
| Exchange | NYSE |
| Industry | Real Estate Investment Trusts |
| Headquarters | New York, New York |
| Incorporated in | Maryland |
| Fiscal Year End | December 31 |
| SEC Filer Category | Non-accelerated filer, smaller reporting company |
| SEC CIK | 0001547546 |
Frequently Asked Questions
What was Lument Finance Trust's revenue in fiscal 2025?
Lument Finance Trust (LFT) reported revenue of $24.2M for fiscal 2025.
What is Lument Finance Trust's annual revenue history?
Lument Finance Trust's annual revenue by fiscal year: 2020: $7.8M; 2021: $0; 2022: $24.5M; 2023: $34.5M; 2024: $41.5M; 2025: $24.2M.
What was Lument Finance Trust's net income in fiscal 2025?
Lument Finance Trust reported net income of -$2.7M for fiscal 2025.
What was Lument Finance Trust's earnings per share (EPS) in fiscal 2025?
Lument Finance Trust's diluted EPS was -$1.40 for fiscal 2025 (adjusted for any later stock splits).
What was Lument Finance Trust's revenue last quarter?
In its most recent reported quarter (2026 Q2), Lument Finance Trust reported revenue of $4.5M.
How much debt does Lument Finance Trust have?
Lument Finance Trust reported $239.7M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Lument Finance Trust are outstanding?
Lument Finance Trust reported a weighted average of 5.2 million basic shares outstanding in 2026 Q2.
What is Lument Finance Trust's market cap?
Based on its latest closing price, Lument Finance Trust (LFT) has a market capitalization of about $24.5M.
When does Lument Finance Trust's fiscal year end?
Lument Finance Trust's fiscal year end, as registered with the SEC, is December 31.
Where is Lument Finance Trust headquartered?
Lument Finance Trust lists its business address in New York, New York in its SEC filings.