Medallion Financial Corp (MFIN) Financial Statements
Industry: Finance Services
In fiscal 2025, Medallion Financial reported revenue of $254.9M, up 19.2% from $213.9M the year before. Net income was $43.0M (a 16.9% net margin), or $1.78 per diluted share. Net interest income was $216.9M, and the efficiency ratio (noninterest expense / revenue) was 33.4%. Operating activities generated $126.3M of cash. At fiscal year end, Medallion Financial held $2.96B in total assets against $2.45B in total liabilities, including $136.3M of cash and equivalents.
Open the full interactive Medallion Financial financials → Quarterly statements, key ratios, valuation history and price charts.
Medallion Financial Key Stats
| Share Price | $11.44 |
|---|---|
| Market Cap | $274.7M |
| P/E Ratio | 6.4 |
| Revenue YoY Growth | +19.2% |
| 52-Week Range | $7.80 – $12.22 |
| Shares Outstanding | 23.3 million (basic, 2026 Q2) |
Medallion Financial Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | — | $127.8M | $160.4M | $188.1M | $202.5M | $216.9M |
| Provision for Credit Losses | — | $4.6M | $30.1M | $37.8M | $76.5M | $89.8M |
| Noninterest Income | — | $31.6M | $9.5M | $11.3M | $11.3M | $38.0M |
| Noninterest Expense | — | $72.9M | $72.1M | $75.6M | $74.4M | $85.2M |
| Revenue | $0 | $159.4M | $170.0M | $199.4M | $213.9M | $254.9M |
| Pre-Tax Income | -$37.0M | $81.9M | $67.8M | $86.0M | $62.9M | $79.9M |
| Income Tax | -$10.1M | $24.2M | $18.0M | $24.9M | $21.0M | $24.5M |
| Net Income | -$26.9M | $54.1M | $43.8M | $55.1M | $35.9M | $43.0M |
| Diluted EPS | -$1.42 | $2.17 | $1.83 | $2.37 | $1.52 | $1.78 |
Medallion Financial Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $58.7M | $70.6M | $56.5M | $61.7M |
| Net Income | $7.8M | $12.2M | $5.0M | $7.4M |
| Diluted EPS | $0.32 | $0.50 | $0.20 | $0.31 |
Medallion Financial Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $54.7M | $64.5M | $33.2M | $52.6M | $98.2M | $136.3M |
| Loans (Net) | — | $1.44B | $1.85B | $2.13B | — | — |
| Total Assets | $1.64B | $1.87B | $2.26B | $2.59B | $2.87B | $2.96B |
| Deposits | — | $1.25B | $1.61B | $1.87B | $2.09B | $2.08B |
| Total Long-Term Debt | $1.31B | $1.49B | $1.83B | $2.12B | $2.38B | $2.40B |
| Total Liabilities | $1.34B | $1.52B | $1.89B | $2.18B | $2.43B | $2.45B |
| Shareholders' Equity | $231.4M | $287.0M | $301.7M | $343.0M | $370.2M | $408.6M |
Medallion Financial Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $78.7M | $78.7M | $108.7M | $113.8M | $115.5M | $126.3M |
| Cash From Investing | -$171.0M | -$238.3M | -$449.0M | -$340.7M | -$335.8M | -$124.5M |
| Cash From Financing | $136.5M | $172.0M | $321.4M | $271.2M | $240.0M | $30.2M |
Figures from Medallion Financial's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Medallion Financial financials page for every line item.
Medallion Financial Company Profile
| Ticker | MFIN |
|---|---|
| Exchange | Nasdaq |
| Industry | Finance Services |
| Headquarters | New York, New York |
| Incorporated in | Delaware |
| Fiscal Year End | December 31 |
| SEC Filer Category | Accelerated filer, smaller reporting company |
| SEC CIK | 0001000209 |
Frequently Asked Questions
What was Medallion Financial's revenue in fiscal 2025?
Medallion Financial (MFIN) reported revenue of $254.9M for fiscal 2025.
What is Medallion Financial's annual revenue history?
Medallion Financial's annual revenue by fiscal year: 2020: $0; 2021: $159.4M; 2022: $170.0M; 2023: $199.4M; 2024: $213.9M; 2025: $254.9M.
What was Medallion Financial's net income in fiscal 2025?
Medallion Financial reported net income of $43.0M for fiscal 2025.
What was Medallion Financial's earnings per share (EPS) in fiscal 2025?
Medallion Financial's diluted EPS was $1.78 for fiscal 2025 (adjusted for any later stock splits).
What was Medallion Financial's revenue last quarter?
In its most recent reported quarter (2026 Q2), Medallion Financial reported revenue of $61.7M.
How much debt does Medallion Financial have?
Medallion Financial reported $2.40B of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Medallion Financial are outstanding?
Medallion Financial reported a weighted average of 23.3 million basic shares outstanding in 2026 Q2.
What is Medallion Financial's market cap?
Based on its latest closing price, Medallion Financial (MFIN) has a market capitalization of about $274.7M.
When does Medallion Financial's fiscal year end?
Medallion Financial's fiscal year end, as registered with the SEC, is December 31.
Where is Medallion Financial headquartered?
Medallion Financial lists its business address in New York, New York in its SEC filings.