OneMain Holdings, Inc. (OMF) Financial Statements
Industry: Personal Credit Institutions
In fiscal 2025, OneMain reported revenue of $4.90B, up 8.9% from $4.50B the year before. Net income was $783.0M (a 16.0% net margin), or $6.56 per diluted share. Net interest income was $4.18B, and the efficiency ratio (noninterest expense / revenue) was 38.9%. Operating activities generated $3.13B of cash. At fiscal year end, OneMain held $27.39B in total assets against $23.99B in total liabilities, including $914.0M of cash and equivalents.
Open the full interactive OneMain financials → Quarterly statements, key ratios, valuation history and price charts.
OneMain Key Stats
| Share Price | $56.08 |
|---|---|
| Market Cap | $6.49B |
| P/E Ratio | 8.5 |
| Dividend Yield | 7.67% |
| Revenue YoY Growth | +8.9% |
| 52-Week Range | $47.56 – $67.63 |
| Shares Outstanding | 115.3 million (basic, 2026 Q2) |
OneMain Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $3.34B | $3.43B | $3.54B | $3.54B | $3.81B | $4.18B |
| Provision for Credit Losses | $1.32B | $593.0M | $1.40B | $1.72B | $2.04B | $2.00B |
| Noninterest Income | $526.0M | $531.0M | $629.0M | $735.0M | $695.0M | $720.0M |
| Noninterest Expense | $1.57B | $1.62B | $1.61B | $1.72B | $1.80B | $1.91B |
| Revenue | $3.87B | $3.96B | $4.17B | $4.28B | $4.50B | $4.90B |
| Pre-Tax Income | $977.0M | $1.74B | $1.16B | $840.0M | $667.0M | $1.00B |
| Income Tax | $247.0M | $427.0M | $285.0M | $199.0M | $158.0M | $218.0M |
| Net Income | $730.0M | $1.31B | $878.0M | $641.0M | $509.0M | $783.0M |
| Diluted EPS | $5.41 | $9.87 | $7.06 | $5.32 | $4.24 | $6.56 |
OneMain Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $1.24B | $1.29B | $1.26B | $1.30B |
| Net Income | $199.0M | $204.0M | $226.0M | $152.0M |
| Diluted EPS | $1.67 | $1.71 | $1.93 | $1.32 |
OneMain Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $2.27B | $541.0M | $498.0M | $1.01B | $458.0M | $914.0M |
| Total Assets | $22.47B | $22.08B | $22.53B | $24.29B | $25.91B | $27.39B |
| Total Long-Term Debt | $17.80B | $17.75B | $18.28B | $19.81B | $21.44B | $22.69B |
| Total Liabilities | $19.03B | $18.99B | $19.50B | $21.11B | $22.72B | $23.99B |
| Shareholders' Equity | $3.44B | $3.09B | $3.03B | $3.19B | $3.19B | $3.40B |
OneMain Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $2.21B | $2.25B | $2.39B | $2.52B | $2.70B | $3.13B |
| Cash From Investing | -$751.0M | -$2.14B | -$2.12B | -$2.86B | -$3.27B | -$3.16B |
| Cash From Financing | -$370.0M | -$1.81B | -$326.0M | $932.0M | $161.0M | $500.0M |
| Dividends Paid | $806.0M | $1.27B | $480.0M | $487.0M | $498.0M | $499.0M |
Figures from OneMain's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full OneMain financials page for every line item.
OneMain Company Profile
| Ticker | OMF |
|---|---|
| Exchange | NYSE |
| Industry | Personal Credit Institutions |
| Headquarters | Evansville, Indiana |
| Incorporated in | Delaware |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0001584207 |
Frequently Asked Questions
What was OneMain's revenue in fiscal 2025?
OneMain (OMF) reported revenue of $4.90B for fiscal 2025.
What is OneMain's annual revenue history?
OneMain's annual revenue by fiscal year: 2020: $3.87B; 2021: $3.96B; 2022: $4.17B; 2023: $4.28B; 2024: $4.50B; 2025: $4.90B.
What was OneMain's net income in fiscal 2025?
OneMain reported net income of $783.0M for fiscal 2025.
What was OneMain's earnings per share (EPS) in fiscal 2025?
OneMain's diluted EPS was $6.56 for fiscal 2025 (adjusted for any later stock splits).
What was OneMain's revenue last quarter?
In its most recent reported quarter (2026 Q2), OneMain reported revenue of $1.30B.
How much debt does OneMain have?
OneMain reported $22.69B of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of OneMain are outstanding?
OneMain reported a weighted average of 115.3 million basic shares outstanding in 2026 Q2.
What is OneMain's market cap?
Based on its latest closing price, OneMain (OMF) has a market capitalization of about $6.49B.
When does OneMain's fiscal year end?
OneMain's fiscal year end, as registered with the SEC, is December 31.
Where is OneMain headquartered?
OneMain lists its business address in Evansville, Indiana in its SEC filings.