Onity Group Inc. (ONIT) Financial Statements
Industry: Mortgage Bankers & Loan Correspondents
In fiscal 2025, Onity reported revenue of $1.07B, up 9.3% from $976.0M the year before. Net income was $189.5M (a 17.8% net margin), or $21.46 per diluted share. Gross margin was 53.9% and operating margin was 53.9%. Operating activities generated -$748.0M of cash, leaving -$750.9M of free cash flow. At fiscal year end, Onity held $16.17B in total assets against $15.49B in total liabilities, including $180.5M of cash and equivalents.
Open the full interactive Onity financials → Quarterly statements, key ratios, valuation history and price charts.
Onity Key Stats
| Share Price | $26.83 |
|---|---|
| Market Cap | $226.6M |
| P/E Ratio | 1.3 |
| Revenue YoY Growth | +9.3% |
| 52-Week Range | $26.60 – $53.35 |
| Shares Outstanding | 8.4 million (basic, 2026 Q2) |
Onity Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Revenue | $960.9M | $1.05B | $953.9M | $1.07B | $976.0M | $1.07B |
| Cost of Goods Sold | $575.7M | $609.3M | $532.4M | $412.1M | $436.5M | $491.7M |
| Gross Profit | $385.2M | $440.8M | $421.5M | $654.6M | $539.5M | $575.0M |
| Operating Income | $385.2M | $440.8M | $421.5M | $654.6M | $539.5M | $575.0M |
| Pre-Tax Income | -$105.7M | -$4.4M | $24.9M | -$58.1M | $39.3M | $62.7M |
| Income Tax | -$65.5M | -$22.4M | -$800,000 | $5.6M | $5.3M | -$126.8M |
| Net Income | -$40.2M | $18.1M | $25.7M | -$63.7M | $33.9M | $189.5M |
| Diluted EPS | -$0.83 | $1.93 | $2.85 | -$8.34 | $4.13 | $21.46 |
Onity Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $280.3M | $290.0M | $294.3M | $282.9M |
| Net Income | $18.7M | $127.2M | $7.6M | -$11.9M |
| Diluted EPS | $2.03 | $14.73 | $0.74 | -$1.53 |
Onity Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $284.8M | $192.8M | $208.0M | $201.6M | $184.8M | $180.5M |
| Total Assets | $10.65B | $12.15B | $12.40B | $12.51B | $16.44B | $16.17B |
| Total Long-Term Debt | $1.97B | $3.18B | $1.55B | $1.51B | $3.44B | $4.30B |
| Total Liabilities | $10.24B | $11.67B | $11.94B | $12.11B | $15.94B | $15.49B |
| Shareholders' Equity | $415.4M | $476.7M | $456.7M | $401.8M | $442.9M | $627.9M |
Onity Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $261.0M | -$472.2M | $173.2M | $10.4M | -$573.8M | -$748.0M |
| Cash From Investing | -$527.9M | -$1.00B | -$149.1M | -$100.3M | $401.3M | $1.85B |
| Cash From Financing | $131.8M | $1.38B | -$13.4M | $70.8M | $182.9M | -$1.10B |
| Free Cash Flow | $256.9M | -$475.4M | $167.7M | $8.2M | -$574.6M | -$750.9M |
Figures from Onity's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Onity financials page for every line item.
Onity Company Profile
| Ticker | ONIT |
|---|---|
| Exchange | NYSE |
| Industry | Mortgage Bankers & Loan Correspondents |
| Headquarters | West Palm Beach, Florida |
| Incorporated in | Florida |
| Fiscal Year End | December 31 |
| SEC Filer Category | Accelerated filer |
| SEC CIK | 0000873860 |
Frequently Asked Questions
What was Onity's revenue in fiscal 2025?
Onity (ONIT) reported revenue of $1.07B for fiscal 2025.
What is Onity's annual revenue history?
Onity's annual revenue by fiscal year: 2020: $960.9M; 2021: $1.05B; 2022: $953.9M; 2023: $1.07B; 2024: $976.0M; 2025: $1.07B.
What was Onity's net income in fiscal 2025?
Onity reported net income of $189.5M for fiscal 2025.
What was Onity's earnings per share (EPS) in fiscal 2025?
Onity's diluted EPS was $21.46 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Onity generate in fiscal 2025?
Onity generated -$750.9M of free cash flow in fiscal 2025.
What was Onity's revenue last quarter?
In its most recent reported quarter (2026 Q2), Onity reported revenue of $282.9M.
How much debt does Onity have?
Onity reported $4.30B of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Onity are outstanding?
Onity reported a weighted average of 8.4 million basic shares outstanding in 2026 Q2.
What is Onity's market cap?
Based on its latest closing price, Onity (ONIT) has a market capitalization of about $226.6M.
When does Onity's fiscal year end?
Onity's fiscal year end, as registered with the SEC, is December 31.
Where is Onity headquartered?
Onity lists its business address in West Palm Beach, Florida in its SEC filings.