Old Republic International Corp (ORI) Financial Statements
Industry: Surety Insurance
In fiscal 2025, Old Republic International reported revenue of $9.14B, up 11.0% from $8.23B the year before. Net income was $935.4M (a 10.2% net margin), or $3.72 per diluted share. Gross margin was 63.2% and operating margin was 43.0%. Operating activities generated $1.16B of cash. At fiscal year end, Old Republic International held $29.86B in total assets against $23.93B in total liabilities.
Open the full interactive Old Republic International financials → Quarterly statements, key ratios, valuation history and price charts.
Old Republic International Key Stats
| Share Price | $38.15 |
|---|---|
| Market Cap | $9.40B |
| P/E Ratio | 10.3 |
| Revenue YoY Growth | +11.0% |
| 52-Week Range | $35.22 – $44.26 |
| Shares Outstanding | 239.8 million (basic, 2026 Q2) |
Old Republic International Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Revenue | $7.17B | $9.34B | $8.08B | $7.26B | $8.23B | $9.14B |
| Cost of Goods Sold | $2.47B | $2.40B | $2.43B | $2.58B | $3.02B | $3.36B |
| Gross Profit | $4.69B | $6.94B | $5.66B | $4.68B | $5.21B | $5.78B |
| Operating Income | $4.69B | $6.94B | $5.66B | $4.68B | $3.53B | $3.93B |
| Pre-Tax Income | $688.4M | $1.92B | $857.4M | $747.4M | $1.07B | $1.18B |
| Income Tax | $129.7M | $387.7M | $170.9M | $148.7M | $216.9M | $242.1M |
| Net Income | $558.6M | $1.53B | $686.4M | $598.6M | $852.7M | $935.4M |
| Diluted EPS | $1.87 | $5.05 | $2.26 | $2.10 | $3.24 | $3.72 |
Old Republic International Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $2.42B | $2.39B | $2.40B | $2.50B |
| Net Income | $279.5M | $206.5M | $330.0M | $322.3M |
| Diluted EPS | $1.11 | $0.82 | $1.32 | $1.31 |
Old Republic International Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Total Assets | $22.82B | $24.98B | $25.16B | $26.50B | $27.84B | $29.86B |
| Total Long-Term Debt | $966.4M | $1.59B | $1.60B | $1.59B | $1.59B | $1.59B |
| Total Liabilities | $16.63B | $18.09B | $18.99B | $20.09B | $22.22B | $23.93B |
| Shareholders' Equity | $6.19B | $6.89B | $6.17B | $6.41B | $5.62B | $5.91B |
Old Republic International Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $1.19B | $1.31B | $1.17B | $880.4M | $1.23B | $1.16B |
| Cash From Investing | -$845.2M | -$936.5M | -$415.0M | $25.3M | -$3.9M | -$177.2M |
| Cash From Financing | -$300.0M | -$335.7M | -$832.7M | -$783.2M | -$1.23B | -$925.7M |
Figures from Old Republic International's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Old Republic International financials page for every line item.
Old Republic International Company Profile
| Ticker | ORI |
|---|---|
| Exchange | NYSE |
| Industry | Surety Insurance |
| Headquarters | Chicago, Illinois |
| Incorporated in | Delaware |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0000074260 |
Frequently Asked Questions
What was Old Republic International's revenue in fiscal 2025?
Old Republic International (ORI) reported revenue of $9.14B for fiscal 2025.
What is Old Republic International's annual revenue history?
Old Republic International's annual revenue by fiscal year: 2020: $7.17B; 2021: $9.34B; 2022: $8.08B; 2023: $7.26B; 2024: $8.23B; 2025: $9.14B.
What was Old Republic International's net income in fiscal 2025?
Old Republic International reported net income of $935.4M for fiscal 2025.
What was Old Republic International's earnings per share (EPS) in fiscal 2025?
Old Republic International's diluted EPS was $3.72 for fiscal 2025 (adjusted for any later stock splits).
What was Old Republic International's revenue last quarter?
In its most recent reported quarter (2026 Q2), Old Republic International reported revenue of $2.50B.
How much debt does Old Republic International have?
Old Republic International reported $1.59B of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Old Republic International are outstanding?
Old Republic International reported a weighted average of 239.8 million basic shares outstanding in 2026 Q2.
What is Old Republic International's market cap?
Based on its latest closing price, Old Republic International (ORI) has a market capitalization of about $9.40B.
When does Old Republic International's fiscal year end?
Old Republic International's fiscal year end, as registered with the SEC, is December 31.
Where is Old Republic International headquartered?
Old Republic International lists its business address in Chicago, Illinois in its SEC filings.