Peoples Bancorp Inc (PEBO) Financial Statements
Industry: State Commercial Banks
In fiscal 2025, Peoples Bancorp reported revenue of $459.3M, up 2.5% from $448.1M the year before. Net income was $106.8M (a 23.2% net margin), or $2.99 per diluted share. Net interest income was $355.2M, and the efficiency ratio (noninterest expense / revenue) was 61.5%. Operating activities generated $134.7M of cash, leaving $128.7M of free cash flow. At fiscal year end, Peoples Bancorp held $9.65B in total assets against $8.44B in total liabilities, including $189.0M of cash and equivalents.
Open the full interactive Peoples Bancorp financials → Quarterly statements, key ratios, valuation history and price charts.
Peoples Bancorp Key Stats
| Share Price | $35.95 |
|---|---|
| Market Cap | $1.28B |
| P/E Ratio | 12.0 |
| Revenue YoY Growth | +2.5% |
| 52-Week Range | $26.34 – $41.80 |
| Shares Outstanding | 35.2 million (basic, 2026 Q2) |
Peoples Bancorp Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $138.9M | $172.6M | $253.4M | $339.4M | $348.7M | $355.2M |
| Provision for Credit Losses | $26.3M | $731,000 | -$3.5M | $15.2M | $24.8M | $42.2M |
| Noninterest Income | $2.7M | $3.6M | $78.8M | $87.4M | $99.4M | $104.1M |
| Noninterest Expense | $133.7M | $183.7M | $207.1M | $266.5M | $273.8M | $282.3M |
| Revenue | $141.7M | $176.2M | $332.3M | $426.8M | $448.1M | $459.3M |
| Pre-Tax Income | $42.6M | $57.0M | $128.6M | $145.1M | $149.5M | $134.8M |
| Income Tax | $7.9M | $9.4M | $27.3M | $31.8M | $32.3M | $28.0M |
| Net Income | $34.8M | $47.6M | $101.3M | $113.4M | $117.2M | $106.8M |
| Diluted EPS | $1.73 | $2.15 | $3.60 | $3.44 | $3.31 | $2.99 |
Peoples Bancorp Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $115.2M | $117.3M | $118.7M | $113.1M |
| Net Income | $29.5M | $31.8M | $29.0M | $28.0M |
| Diluted EPS | $0.83 | $0.90 | $0.81 | $0.78 |
Peoples Bancorp Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $152.1M | $415.7M | $154.0M | $426.7M | $217.7M | $189.0M |
| Loans (Net) | $3.35B | $4.42B | $4.65B | $6.10B | $6.29B | $6.68B |
| Total Assets | $4.76B | $7.06B | $7.21B | $9.16B | $9.25B | $9.65B |
| Deposits | $3.91B | $5.86B | $5.72B | $7.15B | $7.59B | $7.61B |
| Total Long-Term Debt | $110.6M | $99.5M | $101.1M | $216.2M | $238.1M | $204.1M |
| Total Liabilities | $4.19B | $6.22B | $6.42B | $8.10B | $8.14B | $8.44B |
| Shareholders' Equity | $575.7M | $845.0M | $785.3M | $1.05B | $1.11B | $1.21B |
Peoples Bancorp Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $85.5M | $156.4M | $119.8M | $143.6M | $143.2M | $134.7M |
| Cash From Investing | -$393.9M | -$74.4M | -$414.2M | -$132.9M | -$344.3M | -$424.4M |
| Cash From Financing | $345.3M | $181.6M | $32.7M | $262.0M | -$7.9M | $261.0M |
| Free Cash Flow | $81.2M | $149.7M | $113.1M | $130.2M | $136.4M | $128.7M |
Figures from Peoples Bancorp's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Peoples Bancorp financials page for every line item.
Peoples Bancorp Company Profile
| Ticker | PEBO |
|---|---|
| Exchange | Nasdaq |
| Industry | State Commercial Banks |
| Headquarters | Marietta, Ohio |
| Incorporated in | Ohio |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0000318300 |
Frequently Asked Questions
What was Peoples Bancorp's revenue in fiscal 2025?
Peoples Bancorp (PEBO) reported revenue of $459.3M for fiscal 2025.
What is Peoples Bancorp's annual revenue history?
Peoples Bancorp's annual revenue by fiscal year: 2020: $141.7M; 2021: $176.2M; 2022: $332.3M; 2023: $426.8M; 2024: $448.1M; 2025: $459.3M.
What was Peoples Bancorp's net income in fiscal 2025?
Peoples Bancorp reported net income of $106.8M for fiscal 2025.
What was Peoples Bancorp's earnings per share (EPS) in fiscal 2025?
Peoples Bancorp's diluted EPS was $2.99 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Peoples Bancorp generate in fiscal 2025?
Peoples Bancorp generated $128.7M of free cash flow in fiscal 2025.
What was Peoples Bancorp's revenue last quarter?
In its most recent reported quarter (2026 Q2), Peoples Bancorp reported revenue of $113.1M.
How much debt does Peoples Bancorp have?
Peoples Bancorp reported $204.1M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Peoples Bancorp are outstanding?
Peoples Bancorp reported a weighted average of 35.2 million basic shares outstanding in 2026 Q2.
What is Peoples Bancorp's market cap?
Based on its latest closing price, Peoples Bancorp (PEBO) has a market capitalization of about $1.28B.
When does Peoples Bancorp's fiscal year end?
Peoples Bancorp's fiscal year end, as registered with the SEC, is December 31.
Where is Peoples Bancorp headquartered?
Peoples Bancorp lists its business address in Marietta, Ohio in its SEC filings.