Peapack Gladstone Financial Corp (PGC) Financial Statements
Industry: Commercial Banks (Other)
In fiscal 2025, Peapack Gladstone Financial reported revenue of $283.0M, up 24.1% from $228.1M the year before. Net income was $37.3M (a 13.2% net margin), or $2.10 per diluted share. Net interest income was $200.9M, and the efficiency ratio (noninterest expense / revenue) was 73.2%. Operating activities generated $43.1M of cash, leaving $28.8M of free cash flow. At fiscal year end, Peapack Gladstone Financial held $7.53B in total assets against $6.87B in total liabilities.
Open the full interactive Peapack Gladstone Financial financials → Quarterly statements, key ratios, valuation history and price charts.
Peapack Gladstone Financial Key Stats
| Share Price | $43.28 |
|---|---|
| Market Cap | $806.1M |
| P/E Ratio | 20.6 |
| Revenue YoY Growth | +24.1% |
| 52-Week Range | $24.62 – $48.28 |
| Shares Outstanding | 17.7 million (basic, 2026 Q2) |
Peapack Gladstone Financial Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $127.6M | $138.1M | $176.1M | $156.1M | $149.0M | $200.9M |
| Provision for Credit Losses | $32.4M | $6.5M | $6.4M | $14.1M | $7.5M | $23.5M |
| Noninterest Income | $61.8M | $72.2M | $66.4M | $73.6M | $79.1M | $82.1M |
| Noninterest Expense | $125.0M | $126.2M | $133.8M | $148.3M | $175.7M | $207.2M |
| Revenue | $189.4M | $210.3M | $242.5M | $229.7M | $228.1M | $283.0M |
| Pre-Tax Income | $32.0M | $77.7M | $102.3M | $67.3M | $45.0M | $52.3M |
| Income Tax | $5.8M | $21.0M | $28.1M | $18.4M | $12.0M | $15.0M |
| Net Income | $26.2M | $56.6M | $74.2M | $48.9M | $33.0M | $37.3M |
| Diluted EPS | $1.37 | $2.93 | $4.00 | $2.71 | $1.85 | $2.10 |
Peapack Gladstone Financial Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $70.7M | $78.2M | $82.5M | $86.1M |
| Net Income | $9.6M | $12.2M | $14.2M | $16.0M |
| Diluted EPS | $0.54 | $0.69 | $0.80 | $0.86 |
Peapack Gladstone Financial Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Loans (Net) | $4.31B | $4.75B | $5.22B | $5.36B | — | — |
| Total Assets | $5.89B | $6.08B | $6.35B | $6.48B | $7.01B | $7.53B |
| Deposits | $4.82B | $5.27B | $5.21B | $5.27B | $6.13B | $6.59B |
| Total Long-Term Debt | $181.8M | $132.7M | $133.0M | $133.3M | $133.6M | $99.0M |
| Total Liabilities | $5.36B | $5.53B | $5.82B | $5.89B | $6.41B | $6.87B |
| Shareholders' Equity | $527.1M | $546.4M | $533.0M | $583.7M | $605.8M | $658.2M |
Peapack Gladstone Financial Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $36.7M | $75.5M | $118.9M | $70.1M | $71.1M | $43.1M |
| Cash From Investing | -$214.0M | -$753.8M | -$356.1M | -$147.5M | -$303.4M | -$735.8M |
| Cash From Financing | $622.4M | $171.8M | $280.4M | $75.0M | $436.0M | $489.1M |
| Free Cash Flow | $33.6M | $71.5M | $115.4M | $66.8M | $63.0M | $28.8M |
Figures from Peapack Gladstone Financial's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Peapack Gladstone Financial financials page for every line item.
Peapack Gladstone Financial Company Profile
| Ticker | PGC |
|---|---|
| Exchange | Nasdaq |
| Industry | Commercial Banks (Other) |
| Headquarters | Bedminster, New Jersey |
| Incorporated in | New Jersey |
| Fiscal Year End | December 31 |
| SEC Filer Category | Accelerated filer |
| SEC CIK | 0001050743 |
Frequently Asked Questions
What was Peapack Gladstone Financial's revenue in fiscal 2025?
Peapack Gladstone Financial (PGC) reported revenue of $283.0M for fiscal 2025.
What is Peapack Gladstone Financial's annual revenue history?
Peapack Gladstone Financial's annual revenue by fiscal year: 2020: $189.4M; 2021: $210.3M; 2022: $242.5M; 2023: $229.7M; 2024: $228.1M; 2025: $283.0M.
What was Peapack Gladstone Financial's net income in fiscal 2025?
Peapack Gladstone Financial reported net income of $37.3M for fiscal 2025.
What was Peapack Gladstone Financial's earnings per share (EPS) in fiscal 2025?
Peapack Gladstone Financial's diluted EPS was $2.10 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Peapack Gladstone Financial generate in fiscal 2025?
Peapack Gladstone Financial generated $28.8M of free cash flow in fiscal 2025.
What was Peapack Gladstone Financial's revenue last quarter?
In its most recent reported quarter (2026 Q2), Peapack Gladstone Financial reported revenue of $86.1M.
How much debt does Peapack Gladstone Financial have?
Peapack Gladstone Financial reported $99.0M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Peapack Gladstone Financial are outstanding?
Peapack Gladstone Financial reported a weighted average of 17.7 million basic shares outstanding in 2026 Q2.
What is Peapack Gladstone Financial's market cap?
Based on its latest closing price, Peapack Gladstone Financial (PGC) has a market capitalization of about $806.1M.
When does Peapack Gladstone Financial's fiscal year end?
Peapack Gladstone Financial's fiscal year end, as registered with the SEC, is December 31.
Where is Peapack Gladstone Financial headquartered?
Peapack Gladstone Financial lists its business address in Bedminster, New Jersey in its SEC filings.