CPI Card Group Inc. (PMTS) Financial Statements
Industry: Commercial Printing
In fiscal 2025, CPI Card reported revenue of $543.5M, up 13.1% from $480.6M the year before. Net income was $14.9M (a 2.8% net margin), or $1.25 per diluted share. Gross margin was 31.3% and operating margin was 10.1%. Operating activities generated $59.5M of cash, leaving $41.3M of free cash flow. At fiscal year end, CPI Card held $403.2M in total assets against $420.5M in total liabilities, including $21.7M of cash and equivalents.
Open the full interactive CPI Card financials → Quarterly statements, key ratios, valuation history and price charts.
CPI Card Key Stats
| Share Price | $25.71 |
|---|---|
| Market Cap | $309.5M |
| P/E Ratio | 20.6 |
| Revenue YoY Growth | +13.1% |
| 52-Week Range | $11.29 – $30.50 |
| Shares Outstanding | 11.5 million (basic, 2026 Q2) |
CPI Card Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Revenue | $312.2M | $375.1M | $475.7M | $444.5M | $480.6M | $543.5M |
| Cost of Goods Sold | $201.9M | $233.7M | $300.0M | $289.1M | $309.4M | $373.4M |
| Gross Profit | $110.3M | $141.4M | $175.8M | $155.5M | $171.2M | $170.1M |
| Operating Income | $38.4M | $59.5M | $79.1M | $61.6M | $62.8M | $54.8M |
| Pre-Tax Income | $12.9M | $23.8M | $49.1M | $34.5M | $25.0M | $21.7M |
| Income Tax | -$3.3M | $7.9M | $12.6M | $10.5M | $5.5M | $6.7M |
| Net Income | $16.1M | $15.9M | $36.5M | $24.0M | $19.5M | $14.9M |
| Diluted EPS | $1.44 | $1.36 | $3.11 | $2.01 | $1.64 | $1.25 |
CPI Card Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $138.0M | $153.1M | $147.1M | $149.2M |
| Net Income | $2.3M | $7.3M | $2.1M | $2.0M |
| Diluted EPS | $0.19 | $0.62 | $0.17 | $0.17 |
CPI Card Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $57.6M | $20.7M | $11.0M | $12.4M | $33.5M | $21.7M |
| Current Assets | $152.5M | $145.7M | $167.6M | $165.4M | $203.0M | $204.9M |
| Total Assets | $266.2M | $268.1M | $296.7M | $293.7M | $349.7M | $403.2M |
| Current Liabilities | $56.9M | $64.8M | $68.0M | $49.4M | $75.6M | $84.1M |
| Total Long-Term Debt | $336.7M | $303.6M | $285.5M | $265.0M | $280.4M | $286.7M |
| Total Liabilities | $404.2M | $389.2M | $378.7M | $345.6M | $385.3M | $420.5M |
| Shareholders' Equity | -$138.0M | -$121.0M | -$82.1M | -$51.9M | -$35.6M | -$17.3M |
CPI Card Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $22.1M | $20.2M | $31.3M | $34.0M | $43.3M | $59.5M |
| Cash From Investing | -$7.1M | -$9.9M | -$17.8M | -$6.2M | -$9.2M | -$65.1M |
| Cash From Financing | $24.0M | -$47.2M | -$23.2M | -$26.4M | -$13.0M | -$6.2M |
| Free Cash Flow | $15.0M | $10.2M | $13.5M | $27.6M | $34.1M | $41.3M |
Figures from CPI Card's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full CPI Card financials page for every line item.
CPI Card Company Profile
| Ticker | PMTS |
|---|---|
| Exchange | Nasdaq |
| Industry | Commercial Printing |
| Headquarters | Littleton, Colorado |
| Incorporated in | Delaware |
| Fiscal Year End | December 31 |
| SEC Filer Category | Accelerated filer, smaller reporting company |
| SEC CIK | 0001641614 |
Frequently Asked Questions
What was CPI Card's revenue in fiscal 2025?
CPI Card (PMTS) reported revenue of $543.5M for fiscal 2025.
What is CPI Card's annual revenue history?
CPI Card's annual revenue by fiscal year: 2020: $312.2M; 2021: $375.1M; 2022: $475.7M; 2023: $444.5M; 2024: $480.6M; 2025: $543.5M.
What was CPI Card's net income in fiscal 2025?
CPI Card reported net income of $14.9M for fiscal 2025.
What was CPI Card's earnings per share (EPS) in fiscal 2025?
CPI Card's diluted EPS was $1.25 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did CPI Card generate in fiscal 2025?
CPI Card generated $41.3M of free cash flow in fiscal 2025.
What was CPI Card's revenue last quarter?
In its most recent reported quarter (2026 Q2), CPI Card reported revenue of $149.2M.
How much debt does CPI Card have?
CPI Card reported $286.7M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of CPI Card are outstanding?
CPI Card reported a weighted average of 11.5 million basic shares outstanding in 2026 Q2.
What is CPI Card's market cap?
Based on its latest closing price, CPI Card (PMTS) has a market capitalization of about $309.5M.
When does CPI Card's fiscal year end?
CPI Card's fiscal year end, as registered with the SEC, is December 31.
Where is CPI Card headquartered?
CPI Card lists its business address in Littleton, Colorado in its SEC filings.