Primerica, Inc. (PRI) Financial Statements
Industry: Life Insurance
In fiscal 2025, Primerica reported revenue of $3.29B, up 6.6% from $3.09B the year before. Net income was $751.2M (a 22.8% net margin), or $22.91 per diluted share. Gross margin was 79.8% and operating margin was 79.2%. Operating activities generated $901.2M of cash. At fiscal year end, Primerica held $15.01B in total assets against $12.57B in total liabilities, including $756.2M of cash and equivalents.
Open the full interactive Primerica financials → Quarterly statements, key ratios, valuation history and price charts.
Primerica Key Stats
| Share Price | $277.37 |
|---|---|
| Market Cap | $8.66B |
| P/E Ratio | 12.1 |
| Dividend Yield | 3.14% |
| Revenue YoY Growth | +6.6% |
| 52-Week Range | $243.52 – $325.09 |
| Shares Outstanding | 31.2 million (basic, 2026 Q2) |
Primerica Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Revenue | $2.22B | $2.71B | $2.72B | $2.82B | $3.09B | $3.29B |
| Cost of Goods Sold | $615.6M | $52.8M | $68.4M | $55.2M | $648.2M | $665.9M |
| Gross Profit | $1.60B | $2.66B | $2.65B | $2.76B | $2.44B | $2.63B |
| Operating Income | $1.58B | $2.63B | $2.62B | $2.73B | $2.42B | $2.61B |
| Pre-Tax Income | $506.7M | $511.2M | $493.7M | $751.7M | $939.2M | $974.6M |
| Income Tax | $120.6M | $139.2M | $125.8M | $175.1M | $219.1M | $223.3M |
| Net Income | $386.2M | $373.4M | $373.0M | $576.6M | $470.5M | $751.2M |
| Diluted EPS | $9.57 | $9.38 | $9.74 | $15.94 | $13.71 | $22.91 |
Primerica Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $839.9M | $853.7M | $872.7M | $865.1M |
| Net Income | $206.8M | $197.0M | $190.1M | $202.3M |
| Diluted EPS | $6.35 | $6.03 | $5.97 | $6.45 |
Primerica Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $547.6M | $392.5M | $489.2M | $613.1M | $687.8M | $756.2M |
| Total Assets | $14.91B | $16.12B | $15.35B | $15.03B | $14.58B | $15.01B |
| Total Long-Term Debt | $374.4M | $607.1M | $592.9M | $593.7M | $594.5M | $595.3M |
| Total Liabilities | $13.07B | $14.03B | $13.63B | $12.96B | $12.32B | $12.57B |
| Shareholders' Equity | $1.84B | $2.08B | $1.72B | $2.07B | $2.26B | $2.45B |
Primerica Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $643.4M | $657.0M | $757.7M | $692.5M | $862.1M | $901.2M |
| Cash From Investing | -$53.5M | -$923.4M | -$200.0M | -$90.1M | -$232.2M | -$235.6M |
| Cash From Financing | -$301.8M | $108.0M | -$457.9M | -$479.6M | -$551.1M | -$599.6M |
| Dividends Paid | — | — | $255.0M | $330.0M | $290.0M | $271.7M |
Figures from Primerica's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Primerica financials page for every line item.
Primerica Company Profile
| Ticker | PRI |
|---|---|
| Exchange | NYSE |
| Industry | Life Insurance |
| Headquarters | Duluth, Georgia |
| Incorporated in | Delaware |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0001475922 |
Frequently Asked Questions
What was Primerica's revenue in fiscal 2025?
Primerica (PRI) reported revenue of $3.29B for fiscal 2025.
What is Primerica's annual revenue history?
Primerica's annual revenue by fiscal year: 2020: $2.22B; 2021: $2.71B; 2022: $2.72B; 2023: $2.82B; 2024: $3.09B; 2025: $3.29B.
What was Primerica's net income in fiscal 2025?
Primerica reported net income of $751.2M for fiscal 2025.
What was Primerica's earnings per share (EPS) in fiscal 2025?
Primerica's diluted EPS was $22.91 for fiscal 2025 (adjusted for any later stock splits).
What was Primerica's revenue last quarter?
In its most recent reported quarter (2026 Q2), Primerica reported revenue of $865.1M.
How much debt does Primerica have?
Primerica reported $595.3M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Primerica are outstanding?
Primerica reported a weighted average of 31.2 million basic shares outstanding in 2026 Q2.
What is Primerica's market cap?
Based on its latest closing price, Primerica (PRI) has a market capitalization of about $8.66B.
When does Primerica's fiscal year end?
Primerica's fiscal year end, as registered with the SEC, is December 31.
Where is Primerica headquartered?
Primerica lists its business address in Duluth, Georgia in its SEC filings.