Repay Holdings Corp (RPAY) Financial Statements
Industry: Business Services (Other) (Services)
In fiscal 2025, Repay reported revenue of $309.3M, down 1.2% from $313.0M the year before. Net income was -$256.7M (a -83.0% net margin), or -$3.00 per diluted share. Gross margin was 75.0% and operating margin was -82.4%. Operating activities generated $91.1M of cash, leaving $90.8M of free cash flow. At fiscal year end, Repay held $1.20B in total assets against $718.0M in total liabilities, including $115.7M of cash and equivalents.
Open the full interactive Repay financials → Quarterly statements, key ratios, valuation history and price charts.
Repay Key Stats
| Share Price | $3.95 |
|---|---|
| Market Cap | $329.0M |
| Revenue YoY Growth | -1.2% |
| 52-Week Range | $2.40 – $5.20 |
| Shares Outstanding | 83.3 million (basic, 2026 Q2) |
Repay Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Revenue | $155.0M | $219.3M | $279.2M | $296.6M | $313.0M | $309.3M |
| Cost of Goods Sold | $187.0M | $55.5M | $64.8M | $69.7M | $71.6M | $77.2M |
| Gross Profit | -$32.0M | $163.8M | $214.4M | $226.9M | $241.4M | $232.0M |
| Operating Income | -$32.0M | -$54.0M | -$47.2M | -$111.4M | -$7.8M | -$254.7M |
| Pre-Tax Income | -$58.9M | -$86.7M | $14.9M | -$119.5M | -$10.9M | -$277.0M |
| Income Tax | -$12.4M | -$30.7M | $6.2M | -$2.1M | -$575,000 | -$5.9M |
| Net Income | -$34.8M | -$50.1M | $12.8M | -$110.5M | -$10.2M | -$256.7M |
| Diluted EPS | -$0.67 | -$0.60 | $0.12 | -$1.23 | -$0.11 | -$3.00 |
Repay Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $77.7M | $78.6M | $80.8M | $100.7M |
| Net Income | -$6.4M | -$140.1M | -$9.9M | -$11.0M |
| Diluted EPS | -$0.08 | -$0.00 | -$0.12 | -$0.13 |
Repay Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $91.1M | $50.0M | $64.9M | $118.1M | $189.5M | $115.7M |
| Current Assets | $119.4M | $95.7M | $116.7M | $169.3M | $275.2M | $196.8M |
| Total Assets | $1.11B | $1.69B | $1.63B | $1.52B | $1.57B | $1.20B |
| Current Liabilities | $65.4M | $92.3M | $82.1M | $57.5M | $102.2M | $240.6M |
| Total Long-Term Debt | $256.7M | $448.5M | $451.3M | $434.2M | $496.8M | $426.5M |
| Total Liabilities | $553.8M | $772.8M | $698.5M | $689.0M | $798.7M | $718.0M |
| Shareholders' Equity | $509.3M | $874.0M | $894.6M | $815.1M | $761.3M | $484.4M |
Repay Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $28.5M | $53.3M | $74.2M | $103.6M | $150.1M | $91.1M |
| Cash From Investing | -$146.0M | -$397.3M | -$39.5M | -$24.1M | -$44.9M | -$42.0M |
| Cash From Financing | $186.1M | $313.8M | -$17.5M | -$28.9M | -$12.7M | -$130.2M |
| Free Cash Flow | $27.5M | $50.5M | $71.0M | $102.9M | $149.1M | $90.8M |
Figures from Repay's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Repay financials page for every line item.
Repay Company Profile
| Ticker | RPAY |
|---|---|
| Exchange | Nasdaq |
| Industry | Business Services (Other) (Services) |
| Headquarters | Atlanta, Georgia |
| Incorporated in | Delaware |
| Fiscal Year End | December 31 |
| SEC Filer Category | Accelerated filer |
| SEC CIK | 0001720592 |
Frequently Asked Questions
What was Repay's revenue in fiscal 2025?
Repay (RPAY) reported revenue of $309.3M for fiscal 2025.
What is Repay's annual revenue history?
Repay's annual revenue by fiscal year: 2020: $155.0M; 2021: $219.3M; 2022: $279.2M; 2023: $296.6M; 2024: $313.0M; 2025: $309.3M.
What was Repay's net income in fiscal 2025?
Repay reported net income of -$256.7M for fiscal 2025.
What was Repay's earnings per share (EPS) in fiscal 2025?
Repay's diluted EPS was -$3.00 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Repay generate in fiscal 2025?
Repay generated $90.8M of free cash flow in fiscal 2025.
What was Repay's revenue last quarter?
In its most recent reported quarter (2026 Q2), Repay reported revenue of $100.7M.
How much debt does Repay have?
Repay reported $426.5M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Repay are outstanding?
Repay reported a weighted average of 83.3 million basic shares outstanding in 2026 Q2.
What is Repay's market cap?
Based on its latest closing price, Repay (RPAY) has a market capitalization of about $329.0M.
When does Repay's fiscal year end?
Repay's fiscal year end, as registered with the SEC, is December 31.
Where is Repay headquartered?
Repay lists its business address in Atlanta, Georgia in its SEC filings.