Sezzle Inc. (SEZL) Financial Statements
Industry: Business Services (Other) (Services)
In fiscal 2025, Sezzle reported revenue of $450.3M, up 66.1% from $271.1M the year before. Net income was $133.1M (a 29.6% net margin), or $3.72 per diluted share. Gross margin was 39.3% and operating margin was 39.3%. Operating activities generated $209.9M of cash, leaving $209.3M of free cash flow. At fiscal year end, Sezzle held $400.2M in total assets against $230.4M in total liabilities, including $64.1M of cash and equivalents.
Open the full interactive Sezzle financials → Quarterly statements, key ratios, valuation history and price charts.
Sezzle Key Stats
| Share Price | $130.05 |
|---|---|
| Market Cap | $4.52B |
| P/E Ratio | 35.0 |
| Revenue YoY Growth | +66.1% |
| 52-Week Range | $50.97 – $188.55 |
| Shares Outstanding | 33.6 million (basic, 2026 Q2) |
Sezzle Income Statement
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Revenue | $114.8M | $125.6M | $159.4M | $271.1M | $450.3M |
| Cost of Goods Sold | $183.5M | $154.0M | $137.2M | $188.9M | $273.5M |
| Gross Profit | -$68.7M | -$28.4M | $22.2M | $82.2M | $176.8M |
| Operating Income | -$68.7M | -$28.4M | $22.2M | $82.2M | $176.8M |
| Pre-Tax Income | -$75.1M | -$38.0M | $7.7M | $67.3M | $162.9M |
| Income Tax | $58,416 | $69,447 | $611,487 | -$11.2M | $29.8M |
| Net Income | -$75.2M | -$38.1M | $7.1M | $78.5M | $133.1M |
| Diluted EPS | -$0.06 | -$0.03 | $0.21 | $2.19 | $3.72 |
Sezzle Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $116.8M | $129.9M | $135.5M | $149.7M |
| Net Income | $26.7M | $42.7M | $51.3M | $40.8M |
| Diluted EPS | $0.75 | $1.19 | $1.47 | $1.17 |
Sezzle Balance Sheet
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Cash & Equivalents | $77.0M | $68.3M | $67.6M | $73.2M | $64.1M |
| Current Assets | $221.3M | $170.1M | $209.0M | $257.6M | $351.9M |
| Total Assets | $223.4M | $172.6M | $212.6M | $298.4M | $400.2M |
| Current Liabilities | $107.6M | $99.2M | $187.3M | $105.7M | $89.8M |
| Total Long-Term Debt | $78.0M | $64.0M | $250,000 | $104.0M | $140.0M |
| Total Liabilities | $185.6M | $163.7M | $190.6M | $210.5M | $230.4M |
| Shareholders' Equity | $37.8M | $8.8M | $22.1M | $87.8M | $169.8M |
Sezzle Cash Flow Statement
| FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|
| Cash From Operations | -$72.1M | $8.5M | -$25.7M | $40.9M | $209.9M |
| Cash From Investing | -$1.4M | -$1.0M | -$1.4M | -$1.5M | -$181.6M |
| Cash From Financing | $63.2M | -$15.7M | $28.2M | -$10.4M | -$25.4M |
| Free Cash Flow | -$72.8M | $8.5M | -$25.8M | $40.8M | $209.3M |
Figures from Sezzle's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Sezzle financials page for every line item.
Sezzle Company Profile
| Ticker | SEZL |
|---|---|
| Exchange | Nasdaq |
| Industry | Business Services (Other) (Services) |
| Headquarters | Minneapolis, Minnesota |
| Incorporated in | Delaware |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0001662991 |
Frequently Asked Questions
What was Sezzle's revenue in fiscal 2025?
Sezzle (SEZL) reported revenue of $450.3M for fiscal 2025.
What is Sezzle's annual revenue history?
Sezzle's annual revenue by fiscal year: 2021: $114.8M; 2022: $125.6M; 2023: $159.4M; 2024: $271.1M; 2025: $450.3M.
What was Sezzle's net income in fiscal 2025?
Sezzle reported net income of $133.1M for fiscal 2025.
What was Sezzle's earnings per share (EPS) in fiscal 2025?
Sezzle's diluted EPS was $3.72 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Sezzle generate in fiscal 2025?
Sezzle generated $209.3M of free cash flow in fiscal 2025.
What was Sezzle's revenue last quarter?
In its most recent reported quarter (2026 Q2), Sezzle reported revenue of $149.7M.
How much debt does Sezzle have?
Sezzle reported $140.0M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Sezzle are outstanding?
Sezzle reported a weighted average of 33.6 million basic shares outstanding in 2026 Q2.
What is Sezzle's market cap?
Based on its latest closing price, Sezzle (SEZL) has a market capitalization of about $4.52B.
When does Sezzle's fiscal year end?
Sezzle's fiscal year end, as registered with the SEC, is December 31.
Where is Sezzle headquartered?
Sezzle lists its business address in Minneapolis, Minnesota in its SEC filings.