SR Bancorp, Inc. (SRBK) Financial Statements
Industry: Savings Institutions, Not Federally Chartered
In fiscal 2026, SR Bancorp reported revenue of $33.4M, up 0.4% from $33.3M the year before. Net income was $3.4M (a 10.0% net margin), or $0.44 per diluted share. Net interest income was $31.2M, and the efficiency ratio (noninterest expense / revenue) was 85.1%. Operating activities generated $10.7M of cash, leaving $9.9M of free cash flow. At fiscal year end, SR Bancorp held $1.19B in total assets against $1.01B in total liabilities, including $71.5M of cash and equivalents.
Open the full interactive SR Bancorp financials → Quarterly statements, key ratios, valuation history and price charts.
SR Bancorp Key Stats
| Share Price | $18.68 |
|---|---|
| Market Cap | $142.6M |
| P/E Ratio | 42.5 |
| Dividend Yield | 1.18% |
| Revenue YoY Growth | +0.4% |
| 52-Week Range | $14.25 – $20.32 |
| Shares Outstanding | 7.5 million (basic, 2026 Q4) |
SR Bancorp Income Statement
| FY 2023 | FY 2024 | FY 2025 | FY 2026 | |
|---|---|---|---|---|
| Net Interest Income | $13.7M | $29.4M | $29.6M | $31.2M |
| Provision for Credit Losses | $0 | $4.1M | $133,000 | $575,000 |
| Noninterest Income | $1.3M | -$2.5M | $3.7M | $2.2M |
| Noninterest Expense | $13.2M | $34.6M | $27.1M | $28.5M |
| Revenue | $15.0M | $26.9M | $33.3M | $33.4M |
| Pre-Tax Income | $1.8M | -$11.8M | $6.1M | $4.4M |
| Income Tax | $250,000 | -$909,000 | $991,000 | $1.0M |
| Net Income | $1.6M | -$10.9M | $5.1M | $3.4M |
| Diluted EPS | — | -$1.59 | $0.61 | $0.44 |
SR Bancorp Quarterly Results
| 2026 Q1 | 2026 Q2 | 2026 Q3 | 2026 Q4 | |
|---|---|---|---|---|
| Revenue | $8.2M | $8.4M | $8.4M | $8.6M |
| Net Income | $693,000 | $834,000 | $886,000 | $940,000 |
| Diluted EPS | $0.09 | $0.11 | $0.12 | $0.12 |
SR Bancorp Balance Sheet
| FY 2023 | FY 2024 | FY 2025 | FY 2026 | |
|---|---|---|---|---|
| Cash & Equivalents | $42.4M | $45.9M | $57.8M | $71.5M |
| Loans (Net) | $362.3M | — | — | $901.2M |
| Total Assets | $651.5M | $1.02B | $1.08B | $1.19B |
| Deposits | $503.9M | $807.1M | $846.0M | $926.4M |
| Total Long-Term Debt | — | — | — | $65.0M |
| Total Liabilities | $529.4M | $821.4M | $890.6M | $1.01B |
| Shareholders' Equity | $122.1M | $199.5M | $193.8M | $181.8M |
SR Bancorp Cash Flow Statement
| FY 2023 | FY 2024 | FY 2025 | FY 2026 | |
|---|---|---|---|---|
| Cash From Operations | $2.3M | -$1.7M | $4.7M | $10.7M |
| Cash From Investing | $2.7M | $11.8M | -$50.5M | -$95.6M |
| Cash From Financing | $2.1M | -$6.6M | $57.7M | $98.6M |
| Free Cash Flow | $1.8M | -$2.8M | $4.2M | $9.9M |
| Dividends Paid | — | — | $444,000 | $1.7M |
Figures from SR Bancorp's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full SR Bancorp financials page for every line item.
SR Bancorp Company Profile
| Ticker | SRBK |
|---|---|
| Exchange | Nasdaq |
| Industry | Savings Institutions, Not Federally Chartered |
| Headquarters | Bound Brook, New Jersey |
| Incorporated in | Maryland |
| Fiscal Year End | June 30 |
| SEC Filer Category | Non-accelerated filer, smaller reporting company, emerging growth company |
| SEC CIK | 0001951276 |
Frequently Asked Questions
What was SR Bancorp's revenue in fiscal 2026?
SR Bancorp (SRBK) reported revenue of $33.4M for fiscal 2026.
What is SR Bancorp's annual revenue history?
SR Bancorp's annual revenue by fiscal year: 2023: $15.0M; 2024: $26.9M; 2025: $33.3M; 2026: $33.4M.
What was SR Bancorp's net income in fiscal 2026?
SR Bancorp reported net income of $3.4M for fiscal 2026.
What was SR Bancorp's earnings per share (EPS) in fiscal 2026?
SR Bancorp's diluted EPS was $0.44 for fiscal 2026 (adjusted for any later stock splits).
How much free cash flow did SR Bancorp generate in fiscal 2026?
SR Bancorp generated $9.9M of free cash flow in fiscal 2026.
What was SR Bancorp's revenue last quarter?
In its most recent reported quarter (2026 Q4), SR Bancorp reported revenue of $8.6M.
How much debt does SR Bancorp have?
SR Bancorp reported $65.0M of long-term debt, including the current portion, at the end of fiscal 2026.
How many shares of SR Bancorp are outstanding?
SR Bancorp reported a weighted average of 7.5 million basic shares outstanding in 2026 Q4.
What is SR Bancorp's market cap?
Based on its latest closing price, SR Bancorp (SRBK) has a market capitalization of about $142.6M.
When does SR Bancorp's fiscal year end?
SR Bancorp's fiscal year end, as registered with the SEC, is June 30.
Where is SR Bancorp headquartered?
SR Bancorp lists its business address in Bound Brook, New Jersey in its SEC filings.
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