Stewart Information Services Corp (STC) Financial Statements
Industry: Title Insurance
In fiscal 2025, Stewart Information Services reported revenue of $2.92B, up 17.3% from $2.49B the year before. Net income was $115.5M (a 4.0% net margin), or $4.05 per diluted share. Gross margin was 97.2% and operating margin was 95.1%. Operating activities generated $205.7M of cash, leaving $132.3M of free cash flow. At fiscal year end, Stewart Information Services held $3.25B in total assets against $1.60B in total liabilities, including $321.8M of cash and equivalents.
Open the full interactive Stewart Information Services financials → Quarterly statements, key ratios, valuation history and price charts.
Stewart Information Services Key Stats
| Share Price | $50.92 |
|---|---|
| Market Cap | $1.57B |
| P/E Ratio | 12.6 |
| Revenue YoY Growth | +17.3% |
| 52-Week Range | $49.71 – $74.77 |
| Shares Outstanding | 30.4 million (basic, 2026 Q2) |
Stewart Information Services Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Revenue | $2.29B | $3.31B | $3.07B | $2.26B | $2.49B | $2.92B |
| Cost of Goods Sold | $115.2M | $126.2M | $102.7M | $80.3M | $80.4M | $81.7M |
| Gross Profit | $2.17B | $3.18B | $2.97B | $2.18B | $2.41B | $2.84B |
| Operating Income | $2.15B | $3.14B | $2.91B | $2.11B | $2.35B | $2.78B |
| Pre-Tax Income | $218.5M | $434.0M | $232.7M | $60.9M | $114.3M | $165.6M |
| Income Tax | $48.8M | $94.0M | $50.9M | $15.3M | $26.2M | $35.4M |
| Net Income | $154.9M | $323.2M | $162.3M | $30.4M | $73.3M | $115.5M |
| Diluted EPS | $6.22 | $11.90 | $5.94 | $1.11 | $2.61 | $4.05 |
Stewart Information Services Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $796.9M | $790.6M | $781.3M | $899.2M |
| Net Income | $44.3M | $36.3M | $17.0M | $37.2M |
| Diluted EPS | $1.55 | $1.27 | $0.55 | $1.21 |
Stewart Information Services Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $432.7M | $485.9M | $248.4M | $233.4M | $216.3M | $321.8M |
| Total Assets | $1.98B | $2.81B | $2.74B | $2.70B | $2.73B | $3.25B |
| Total Long-Term Debt | $101.8M | $483.5M | $447.0M | $445.3M | $445.8M | $646.6M |
| Total Liabilities | $966.2M | $1.52B | $1.37B | $1.32B | $1.32B | $1.60B |
| Shareholders' Equity | $1.01B | $1.28B | $1.36B | $1.37B | $1.40B | $1.64B |
Stewart Information Services Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $275.8M | $390.3M | $191.9M | $83.0M | $135.6M | $205.7M |
| Cash From Investing | -$231.4M | -$645.3M | -$300.7M | -$30.0M | -$87.3M | -$368.6M |
| Cash From Financing | $54.3M | $310.4M | -$123.2M | -$69.1M | -$61.0M | $265.2M |
| Free Cash Flow | $260.8M | $350.5M | $143.9M | $45.3M | $95.1M | $132.3M |
Figures from Stewart Information Services' 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Stewart Information Services financials page for every line item.
Stewart Information Services Company Profile
| Ticker | STC |
|---|---|
| Exchange | NYSE |
| Industry | Title Insurance |
| Headquarters | Houston, Texas |
| Incorporated in | Delaware |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0000094344 |
Frequently Asked Questions
What was Stewart Information Services' revenue in fiscal 2025?
Stewart Information Services (STC) reported revenue of $2.92B for fiscal 2025.
What is Stewart Information Services' annual revenue history?
Stewart Information Services' annual revenue by fiscal year: 2020: $2.29B; 2021: $3.31B; 2022: $3.07B; 2023: $2.26B; 2024: $2.49B; 2025: $2.92B.
What was Stewart Information Services' net income in fiscal 2025?
Stewart Information Services reported net income of $115.5M for fiscal 2025.
What was Stewart Information Services' earnings per share (EPS) in fiscal 2025?
Stewart Information Services' diluted EPS was $4.05 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Stewart Information Services generate in fiscal 2025?
Stewart Information Services generated $132.3M of free cash flow in fiscal 2025.
What was Stewart Information Services' revenue last quarter?
In its most recent reported quarter (2026 Q2), Stewart Information Services reported revenue of $899.2M.
How much debt does Stewart Information Services have?
Stewart Information Services reported $646.6M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Stewart Information Services are outstanding?
Stewart Information Services reported a weighted average of 30.4 million basic shares outstanding in 2026 Q2.
What is Stewart Information Services' market cap?
Based on its latest closing price, Stewart Information Services (STC) has a market capitalization of about $1.57B.
When does Stewart Information Services' fiscal year end?
Stewart Information Services' fiscal year end, as registered with the SEC, is December 31.
Where is Stewart Information Services headquartered?
Stewart Information Services lists its business address in Houston, Texas in its SEC filings.