Western Union CO (WU) Financial Statements
Industry: Business Services (Other) (Services)
In fiscal 2025, Western Union reported revenue of $4.05B, down 3.8% from $4.21B the year before. Net income was $499.6M (a 12.3% net margin), or $1.52 per diluted share. Gross margin was 37.0% and operating margin was 18.7%. Operating activities generated $543.7M of cash, leaving $505.2M of free cash flow. At fiscal year end, Western Union held $8.31B in total assets against $7.35B in total liabilities, including $1.23B of cash and equivalents.
Open the full interactive Western Union financials → Quarterly statements, key ratios, valuation history and price charts.
Western Union Key Stats
| Share Price | $6.10 |
|---|---|
| Market Cap | $1.91B |
| P/E Ratio | 4.0 |
| Revenue YoY Growth | -3.8% |
| 52-Week Range | $5.90 – $9.38 |
| Shares Outstanding | 312.8 million (basic, 2026 Q2) |
Western Union Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Revenue | $4.83B | $5.07B | $4.48B | $4.36B | $4.21B | $4.05B |
| Cost of Goods Sold | $2.83B | $2.90B | $2.63B | $2.67B | $2.62B | $2.55B |
| Gross Profit | $2.01B | $2.17B | $1.85B | $1.69B | $1.59B | $1.50B |
| Operating Income | $967.3M | $1.12B | $884.9M | $817.5M | $725.8M | $757.3M |
| Pre-Tax Income | $855.1M | $935.4M | $1.01B | $745.8M | $618.6M | $625.7M |
| Income Tax | $110.8M | $129.6M | $98.0M | $119.8M | -$315.6M | $126.1M |
| Net Income | $744.3M | $805.8M | $910.6M | $626.0M | $934.2M | $499.6M |
| Diluted EPS | $1.79 | $1.97 | $2.34 | $1.68 | $2.74 | $1.52 |
Western Union Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $1.03B | $1.01B | $982.7M | $1.01B |
| Net Income | $139.6M | $114.4M | $64.7M | $76.7M |
| Diluted EPS | $0.43 | $0.35 | $0.20 | $0.24 |
Western Union Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $1.43B | $1.21B | $1.29B | $1.27B | $1.47B | $1.23B |
| Total Assets | $9.50B | $8.82B | $8.50B | $8.20B | $8.37B | $8.31B |
| Total Long-Term Debt | $3.07B | $2.75B | $2.45B | $2.15B | $2.95B | $2.88B |
| Total Liabilities | $9.31B | $8.47B | $8.02B | $7.72B | $7.40B | $7.35B |
| Shareholders' Equity | $186.6M | $355.6M | $477.8M | $479.0M | $968.9M | $957.8M |
Western Union Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $877.5M | $1.05B | $581.6M | $783.1M | $406.3M | $543.7M |
| Cash From Investing | -$113.4M | $192.0M | $525.5M | -$140.8M | -$16.3M | -$230.3M |
| Cash From Financing | -$773.5M | -$1.27B | -$1.18B | -$896.8M | -$69.3M | -$782.6M |
| Free Cash Flow | $841.0M | $1.01B | $549.7M | $760.2M | $368.9M | $505.2M |
Figures from Western Union's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Western Union financials page for every line item.
Western Union Company Profile
| Ticker | WU |
|---|---|
| Exchange | NYSE |
| Industry | Business Services (Other) (Services) |
| Headquarters | Denver, Colorado |
| Incorporated in | Delaware |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0001365135 |
Frequently Asked Questions
What was Western Union's revenue in fiscal 2025?
Western Union (WU) reported revenue of $4.05B for fiscal 2025.
What is Western Union's annual revenue history?
Western Union's annual revenue by fiscal year: 2020: $4.83B; 2021: $5.07B; 2022: $4.48B; 2023: $4.36B; 2024: $4.21B; 2025: $4.05B.
What was Western Union's net income in fiscal 2025?
Western Union reported net income of $499.6M for fiscal 2025.
What was Western Union's earnings per share (EPS) in fiscal 2025?
Western Union's diluted EPS was $1.52 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Western Union generate in fiscal 2025?
Western Union generated $505.2M of free cash flow in fiscal 2025.
What was Western Union's revenue last quarter?
In its most recent reported quarter (2026 Q2), Western Union reported revenue of $1.01B.
How much debt does Western Union have?
Western Union reported $2.88B of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Western Union are outstanding?
Western Union reported a weighted average of 312.8 million basic shares outstanding in 2026 Q2.
What is Western Union's market cap?
Based on its latest closing price, Western Union (WU) has a market capitalization of about $1.91B.
When does Western Union's fiscal year end?
Western Union's fiscal year end, as registered with the SEC, is December 31.
Where is Western Union headquartered?
Western Union lists its business address in Denver, Colorado in its SEC filings.