Ally Financial Inc. (ALLY) Financial Statements
Industry: State Commercial Banks
In fiscal 2025, Ally Financial reported revenue of $7.91B, down 3.3% from $8.18B the year before. Net income was $852.0M (a 10.8% net margin), or $2.37 per diluted share. Gross margin was 92.2% and operating margin was 88.9%. Operating activities generated $3.73B of cash. At fiscal year end, Ally Financial held $196.00B in total assets against $180.50B in total liabilities, including $10.03B of cash and equivalents.
Open the full interactive Ally Financial financials → Quarterly statements, key ratios, valuation history and price charts.
Ally Financial Key Stats
| Share Price | $37.60 |
|---|---|
| Market Cap | $11.69B |
| P/E Ratio | 15.9 |
| Revenue YoY Growth | -3.3% |
| 52-Week Range | $35.47 – $46.92 |
| Shares Outstanding | 308.4 million (basic, 2026 Q2) |
Ally Financial Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Revenue | $6.69B | $8.21B | $8.43B | $8.21B | $8.18B | $7.91B |
| Cost of Goods Sold | $363.0M | $261.0M | $280.0M | $422.0M | $544.0M | $616.0M |
| Gross Profit | $6.32B | $7.95B | $8.15B | $7.79B | $7.64B | $7.30B |
| Operating Income | $6.15B | $7.70B | $7.78B | $7.48B | $7.35B | $7.04B |
| Pre-Tax Income | $1.41B | $3.85B | $2.34B | $1.08B | $836.0M | $1.05B |
| Income Tax | $328.0M | $790.0M | $627.0M | $61.0M | $167.0M | $199.0M |
| Net Income | $1.08B | $3.06B | $1.71B | $1.02B | $668.0M | $852.0M |
| Diluted EPS | $2.88 | $8.22 | $5.03 | $2.98 | $1.80 | $2.37 |
Ally Financial Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $2.17B | $2.12B | $2.10B | $2.29B |
| Net Income | $398.0M | $327.0M | $319.0M | $410.0M |
| Diluted EPS | $1.18 | $1.04 | $0.93 | $1.18 |
Ally Financial Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $15.62B | $5.06B | $5.57B | $6.95B | $10.29B | $10.03B |
| Total Assets | $182.16B | $182.11B | $191.83B | $196.39B | $191.84B | $196.00B |
| Total Long-Term Debt | $22.01B | $17.03B | $17.76B | $17.57B | $17.50B | $17.07B |
| Total Liabilities | $167.46B | $165.06B | $178.97B | $182.63B | $177.93B | $180.50B |
| Shareholders' Equity | $14.70B | $17.05B | $12.86B | $13.77B | $13.90B | $15.50B |
Ally Financial Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $3.74B | $4.04B | $6.25B | $4.66B | $4.53B | $3.73B |
| Cash From Investing | $8.43B | -$11.10B | -$17.26B | -$7.29B | $4.99B | -$5.26B |
| Cash From Financing | $25.0M | -$3.85B | $11.57B | $3.84B | -$5.57B | $1.96B |
| Dividends Paid | $289.0M | — | — | — | — | — |
Figures from Ally Financial's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Ally Financial financials page for every line item.
Ally Financial Company Profile
| Ticker | ALLY |
|---|---|
| Exchange | NYSE |
| Industry | State Commercial Banks |
| Headquarters | Detroit, Michigan |
| Incorporated in | Delaware |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0000040729 |
Frequently Asked Questions
What was Ally Financial's revenue in fiscal 2025?
Ally Financial (ALLY) reported revenue of $7.91B for fiscal 2025.
What is Ally Financial's annual revenue history?
Ally Financial's annual revenue by fiscal year: 2020: $6.69B; 2021: $8.21B; 2022: $8.43B; 2023: $8.21B; 2024: $8.18B; 2025: $7.91B.
What was Ally Financial's net income in fiscal 2025?
Ally Financial reported net income of $852.0M for fiscal 2025.
What was Ally Financial's earnings per share (EPS) in fiscal 2025?
Ally Financial's diluted EPS was $2.37 for fiscal 2025 (adjusted for any later stock splits).
What was Ally Financial's revenue last quarter?
In its most recent reported quarter (2026 Q2), Ally Financial reported revenue of $2.29B.
How much debt does Ally Financial have?
Ally Financial reported $17.07B of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Ally Financial are outstanding?
Ally Financial reported a weighted average of 308.4 million basic shares outstanding in 2026 Q2.
What is Ally Financial's market cap?
Based on its latest closing price, Ally Financial (ALLY) has a market capitalization of about $11.69B.
When does Ally Financial's fiscal year end?
Ally Financial's fiscal year end, as registered with the SEC, is December 31.
Where is Ally Financial headquartered?
Ally Financial lists its business address in Detroit, Michigan in its SEC filings.