Prosperity Bancshares Inc (PB) Financial Statements
Industry: State Commercial Banks
In fiscal 2025, Prosperity Bancshares reported revenue of $1.25B, up 4.8% from $1.19B the year before. Net income was $542.8M (a 43.4% net margin), or $5.72 per diluted share. Net interest income was $1.08B, and the efficiency ratio (noninterest expense / revenue) was 44.5%. Operating activities generated $549.5M of cash, leaving $517.0M of free cash flow. At fiscal year end, Prosperity Bancshares held $38.46B in total assets against $30.85B in total liabilities.
Open the full interactive Prosperity Bancshares financials → Quarterly statements, key ratios, valuation history and price charts.
Prosperity Bancshares Key Stats
| Share Price | $66.33 |
|---|---|
| Market Cap | $6.68B |
| P/E Ratio | 11.6 |
| Dividend Yield | 3.47% |
| Revenue YoY Growth | +4.8% |
| 52-Week Range | $59.81 – $74.62 |
| Shares Outstanding | 100.8 million (basic, 2026 Q2) |
Prosperity Bancshares Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $1.03B | $993.3M | $1.01B | $956.4M | $1.03B | $1.08B |
| Provision for Credit Losses | $20.0M | $0 | $0 | $18.5M | $9.1M | $0 |
| Noninterest Income | $131.5M | $140.0M | $145.1M | $153.3M | $165.8M | $168.3M |
| Noninterest Expense | $497.2M | $473.6M | $484.2M | $556.7M | $570.6M | $556.2M |
| Revenue | $1.16B | $1.13B | $1.15B | $1.11B | $1.19B | $1.25B |
| Pre-Tax Income | $645.0M | $659.7M | $666.2M | $534.5M | $612.7M | $693.6M |
| Income Tax | $116.1M | $140.4M | $141.7M | $115.1M | $133.3M | $150.7M |
| Net Income | $528.9M | $519.3M | $524.5M | $419.3M | $479.4M | $542.8M |
| Diluted EPS | $5.68 | $5.60 | $5.73 | $4.51 | $5.05 | $5.72 |
Prosperity Bancshares Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $314.7M | $317.7M | $367.6M | $391.3M |
| Net Income | $137.6M | $139.9M | $116.3M | $168.6M |
| Diluted EPS | $1.45 | $1.47 | $1.16 | $1.67 |
Prosperity Bancshares Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Loans (Net) | $19.93B | $18.33B | $18.56B | $20.85B | — | — |
| Total Assets | $34.06B | $37.83B | $37.69B | $38.55B | $39.57B | $38.46B |
| Deposits | $27.36B | $30.77B | $28.53B | $27.18B | $28.38B | $28.48B |
| Total Long-Term Debt | $389.6M | — | $2.28B | $4.03B | $3.42B | $2.15B |
| Total Liabilities | $27.93B | $31.41B | $30.99B | $31.47B | $32.13B | $30.85B |
| Shareholders' Equity | $6.13B | $6.43B | $6.70B | $7.08B | $7.44B | $7.62B |
Prosperity Bancshares Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $582.3M | $694.7M | $506.5M | $646.4M | $472.7M | $549.5M |
| Cash From Investing | -$1.27B | -$2.72B | -$1.96B | $1.09B | $1.98B | $773.9M |
| Cash From Financing | $1.46B | $3.23B | -$666.7M | -$1.71B | -$940.2M | -$1.55B |
| Free Cash Flow | $560.2M | $675.7M | $464.1M | $612.2M | $451.6M | $517.0M |
| Dividends Paid | $173.8M | $184.3M | $193.1M | $205.7M | $214.4M | $221.4M |
Figures from Prosperity Bancshares' 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Prosperity Bancshares financials page for every line item.
Prosperity Bancshares Company Profile
| Ticker | PB |
|---|---|
| Exchange | NYSE |
| Industry | State Commercial Banks |
| Headquarters | Houston, Texas |
| Incorporated in | Texas |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0001068851 |
Frequently Asked Questions
What was Prosperity Bancshares' revenue in fiscal 2025?
Prosperity Bancshares (PB) reported revenue of $1.25B for fiscal 2025.
What is Prosperity Bancshares' annual revenue history?
Prosperity Bancshares' annual revenue by fiscal year: 2020: $1.16B; 2021: $1.13B; 2022: $1.15B; 2023: $1.11B; 2024: $1.19B; 2025: $1.25B.
What was Prosperity Bancshares' net income in fiscal 2025?
Prosperity Bancshares reported net income of $542.8M for fiscal 2025.
What was Prosperity Bancshares' earnings per share (EPS) in fiscal 2025?
Prosperity Bancshares' diluted EPS was $5.72 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Prosperity Bancshares generate in fiscal 2025?
Prosperity Bancshares generated $517.0M of free cash flow in fiscal 2025.
What was Prosperity Bancshares' revenue last quarter?
In its most recent reported quarter (2026 Q2), Prosperity Bancshares reported revenue of $391.3M.
How much debt does Prosperity Bancshares have?
Prosperity Bancshares reported $2.15B of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Prosperity Bancshares are outstanding?
Prosperity Bancshares reported a weighted average of 100.8 million basic shares outstanding in 2026 Q2.
What is Prosperity Bancshares' market cap?
Based on its latest closing price, Prosperity Bancshares (PB) has a market capitalization of about $6.68B.
When does Prosperity Bancshares' fiscal year end?
Prosperity Bancshares' fiscal year end, as registered with the SEC, is December 31.
Where is Prosperity Bancshares headquartered?
Prosperity Bancshares lists its business address in Houston, Texas in its SEC filings.