Home Bancshares Inc (HOMB) Financial Statements
Industry: State Commercial Banks
In fiscal 2025, Home Bancshares reported revenue of $1.09B, up 7.2% from $1.02B the year before. Net income was $475.4M (a 43.6% net margin), or $2.41 per diluted share. Net interest income was $892.4M, and the efficiency ratio (noninterest expense / revenue) was 42.0%. Operating activities generated $399.3M of cash, leaving $377.0M of free cash flow. At fiscal year end, Home Bancshares held $22.88B in total assets against $18.59B in total liabilities, including $667.3M of cash and equivalents.
Open the full interactive Home Bancshares financials → Quarterly statements, key ratios, valuation history and price charts.
Home Bancshares Key Stats
| Share Price | $28.36 |
|---|---|
| Market Cap | $5.71B |
| P/E Ratio | 11.8 |
| Revenue YoY Growth | +7.2% |
| 52-Week Range | $25.49 – $31.39 |
| Shares Outstanding | 201.2 million (basic, 2026 Q2) |
Home Bancshares Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $582.6M | $573.0M | $758.7M | $826.9M | $848.8M | $892.4M |
| Provision for Credit Losses | $112.3M | -$4.8M | $63.6M | $12.1M | $48.1M | $20.9M |
| Noninterest Income | $111.8M | $137.6M | $175.1M | $169.9M | $168.6M | $198.5M |
| Noninterest Expense | $304.4M | $298.5M | $475.6M | $472.9M | $446.9M | $458.2M |
| Revenue | $694.3M | $710.5M | $933.8M | $996.9M | $1.02B | $1.09B |
| Pre-Tax Income | $277.7M | $416.8M | $394.6M | $511.9M | $522.3M | $611.8M |
| Income Tax | $63.3M | $97.8M | $89.3M | $119.0M | $120.1M | $136.4M |
| Net Income | $214.4M | $319.0M | $305.3M | $392.9M | $402.2M | $475.4M |
| Diluted EPS | $1.30 | $1.94 | $1.57 | $1.94 | $2.01 | $2.41 |
Home Bancshares Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $277.7M | $282.1M | $266.7M | $295.1M |
| Net Income | $123.6M | $118.2M | $118.2M | $119.3M |
| Diluted EPS | $0.63 | $0.60 | $0.60 | $0.59 |
Home Bancshares Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $1.26B | $3.65B | $724.8M | $1.00B | $910.3M | $667.3M |
| Loans (Net) | — | — | $14.12B | $14.14B | $14.49B | $15.39B |
| Total Assets | $16.40B | $18.05B | $22.88B | $22.66B | $22.49B | $22.88B |
| Deposits | $12.73B | $14.26B | $17.94B | $16.79B | $17.15B | $17.48B |
| Total Long-Term Debt | $1.88B | $1.84B | $2.23B | $2.37B | $2.37B | $2.26B |
| Total Liabilities | $13.79B | $15.29B | $19.36B | $18.87B | $18.53B | $18.59B |
| Shareholders' Equity | $2.61B | $2.77B | $3.53B | $3.79B | $3.96B | $4.30B |
Home Bancshares Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $291.7M | $389.4M | $413.2M | $379.7M | $460.6M | $399.3M |
| Cash From Investing | -$651.9M | $624.7M | -$1.02B | $578.5M | $5.7M | -$470.3M |
| Cash From Financing | $1.13B | $1.37B | -$2.31B | -$682.7M | -$556.2M | -$172.0M |
| Free Cash Flow | $280.2M | $379.1M | $404.2M | $371.1M | $422.1M | $377.0M |
Figures from Home Bancshares' 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Home Bancshares financials page for every line item.
Home Bancshares Company Profile
| Ticker | HOMB |
|---|---|
| Exchange | NYSE |
| Industry | State Commercial Banks |
| Headquarters | Conway, Arkansas |
| Incorporated in | Arkansas |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0001331520 |
Frequently Asked Questions
What was Home Bancshares' revenue in fiscal 2025?
Home Bancshares (HOMB) reported revenue of $1.09B for fiscal 2025.
What is Home Bancshares' annual revenue history?
Home Bancshares' annual revenue by fiscal year: 2020: $694.3M; 2021: $710.5M; 2022: $933.8M; 2023: $996.9M; 2024: $1.02B; 2025: $1.09B.
What was Home Bancshares' net income in fiscal 2025?
Home Bancshares reported net income of $475.4M for fiscal 2025.
What was Home Bancshares' earnings per share (EPS) in fiscal 2025?
Home Bancshares' diluted EPS was $2.41 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Home Bancshares generate in fiscal 2025?
Home Bancshares generated $377.0M of free cash flow in fiscal 2025.
What was Home Bancshares' revenue last quarter?
In its most recent reported quarter (2026 Q2), Home Bancshares reported revenue of $295.1M.
How much debt does Home Bancshares have?
Home Bancshares reported $2.26B of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Home Bancshares are outstanding?
Home Bancshares reported a weighted average of 201.2 million basic shares outstanding in 2026 Q2.
What is Home Bancshares' market cap?
Based on its latest closing price, Home Bancshares (HOMB) has a market capitalization of about $5.71B.
When does Home Bancshares' fiscal year end?
Home Bancshares' fiscal year end, as registered with the SEC, is December 31.
Where is Home Bancshares headquartered?
Home Bancshares lists its business address in Conway, Arkansas in its SEC filings.