Atlantic Union Bankshares Corp (AUB) Financial Statements
Industry: State Commercial Banks
In fiscal 2025, Atlantic Union Bankshares reported revenue of $1.37B, up 68.1% from $817.4M the year before. Net income was $273.7M (a 19.9% net margin), or $2.03 per diluted share. Net interest income was $1.15B, and the efficiency ratio (noninterest expense / revenue) was 65.2%. Operating activities generated $2.24B of cash. At fiscal year end, Atlantic Union Bankshares held $37.59B in total assets against $32.58B in total liabilities, including $966.5M of cash and equivalents.
Open the full interactive Atlantic Union Bankshares financials → Quarterly statements, key ratios, valuation history and price charts.
Atlantic Union Bankshares Key Stats
| Share Price | $37.50 |
|---|---|
| Market Cap | $5.34B |
| P/E Ratio | 18.5 |
| Revenue YoY Growth | +68.1% |
| 52-Week Range | $30.43 – $43.01 |
| Shares Outstanding | 142.1 million (basic, 2026 Q2) |
Atlantic Union Bankshares Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $555.3M | $551.3M | $584.3M | $611.0M | $698.5M | $1.15B |
| Provision for Credit Losses | $87.1M | -$60.9M | $19.0M | $31.6M | $50.1M | $141.8M |
| Noninterest Income | $131.5M | $125.8M | $118.5M | $90.9M | $118.9M | $219.4M |
| Noninterest Expense | $413.3M | $419.2M | $403.8M | $430.4M | $507.5M | $895.6M |
| Revenue | $686.8M | $677.1M | $702.8M | $701.9M | $817.4M | $1.37B |
| Pre-Tax Income | $186.3M | $318.8M | $280.0M | $239.9M | $259.8M | $337.0M |
| Income Tax | $28.1M | $54.8M | $45.4M | $38.1M | $50.7M | $63.3M |
| Net Income | $158.2M | $263.9M | $234.5M | $201.8M | $209.1M | $273.7M |
| Diluted EPS | $1.93 | $3.26 | $2.97 | $2.53 | $2.24 | $2.03 |
Atlantic Union Bankshares Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $371.0M | $387.2M | $367.2M | $415.4M |
| Net Income | $92.1M | $112.0M | $122.2M | $161.0M |
| Diluted EPS | $0.63 | $0.87 | $0.84 | $1.11 |
Atlantic Union Bankshares Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $493.3M | $802.5M | $319.9M | $378.1M | $354.1M | $966.5M |
| Loans (Net) | $13.86B | $13.10B | $14.34B | — | — | — |
| Total Assets | $19.63B | $20.06B | $20.46B | $21.17B | $24.59B | $37.59B |
| Deposits | $15.72B | $16.61B | $15.93B | $16.82B | $20.40B | $30.47B |
| Total Long-Term Debt | $489.8M | $388.7M | $389.9M | $391.0M | $418.3M | $771.9M |
| Total Liabilities | $16.92B | $17.35B | $18.09B | $18.61B | $21.44B | $32.58B |
| Shareholders' Equity | $2.71B | $2.71B | $2.37B | $2.56B | $3.14B | $5.01B |
Atlantic Union Bankshares Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $231.9M | $337.8M | $404.0M | $264.0M | $308.5M | $2.24B |
| Cash From Investing | -$1.92B | -$345.4M | -$1.26B | -$589.2M | -$295.7M | -$797.4M |
| Cash From Financing | $1.74B | $316.9M | $375.2M | $383.4M | -$36.8M | -$827.6M |
Figures from Atlantic Union Bankshares' 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Atlantic Union Bankshares financials page for every line item.
Atlantic Union Bankshares Company Profile
| Ticker | AUB |
|---|---|
| Exchange | NYSE |
| Industry | State Commercial Banks |
| Headquarters | Glen Allen, Virginia |
| Incorporated in | Virginia |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0000883948 |
Frequently Asked Questions
What was Atlantic Union Bankshares' revenue in fiscal 2025?
Atlantic Union Bankshares (AUB) reported revenue of $1.37B for fiscal 2025.
What is Atlantic Union Bankshares' annual revenue history?
Atlantic Union Bankshares' annual revenue by fiscal year: 2020: $686.8M; 2021: $677.1M; 2022: $702.8M; 2023: $701.9M; 2024: $817.4M; 2025: $1.37B.
What was Atlantic Union Bankshares' net income in fiscal 2025?
Atlantic Union Bankshares reported net income of $273.7M for fiscal 2025.
What was Atlantic Union Bankshares' earnings per share (EPS) in fiscal 2025?
Atlantic Union Bankshares' diluted EPS was $2.03 for fiscal 2025 (adjusted for any later stock splits).
What was Atlantic Union Bankshares' revenue last quarter?
In its most recent reported quarter (2026 Q2), Atlantic Union Bankshares reported revenue of $415.4M.
How much debt does Atlantic Union Bankshares have?
Atlantic Union Bankshares reported $771.9M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Atlantic Union Bankshares are outstanding?
Atlantic Union Bankshares reported a weighted average of 142.1 million basic shares outstanding in 2026 Q2.
What is Atlantic Union Bankshares' market cap?
Based on its latest closing price, Atlantic Union Bankshares (AUB) has a market capitalization of about $5.34B.
When does Atlantic Union Bankshares' fiscal year end?
Atlantic Union Bankshares' fiscal year end, as registered with the SEC, is December 31.
Where is Atlantic Union Bankshares headquartered?
Atlantic Union Bankshares lists its business address in Glen Allen, Virginia in its SEC filings.