Glacier Bancorp, Inc. (GBCI) Financial Statements
Industry: State Commercial Banks
In fiscal 2025, Glacier Bancorp reported revenue of $1.03B, up 23.7% from $833.1M the year before. Net income was $239.0M (a 23.2% net margin), or $1.99 per diluted share. Net interest income was $889.0M, and the efficiency ratio (noninterest expense / revenue) was 64.9%. Operating activities generated $374.4M of cash, leaving $347.6M of free cash flow. At fiscal year end, Glacier Bancorp held $31.98B in total assets against $27.76B in total liabilities.
Open the full interactive Glacier Bancorp financials → Quarterly statements, key ratios, valuation history and price charts.
Glacier Bancorp Key Stats
| Share Price | $42.97 |
|---|---|
| Market Cap | $5.60B |
| P/E Ratio | 21.6 |
| Revenue YoY Growth | +23.7% |
| 52-Week Range | $39.02 – $54.07 |
| Shares Outstanding | 130.2 million (basic, 2026 Q2) |
Glacier Bancorp Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $599.7M | $662.5M | $788.4M | $691.7M | $704.6M | $889.0M |
| Provision for Credit Losses | $39.8M | $23.1M | $20.0M | $14.8M | $28.3M | $71.4M |
| Noninterest Income | $172.9M | $144.8M | $120.7M | $118.1M | $128.4M | $141.4M |
| Noninterest Expense | $404.8M | $434.8M | $518.9M | $527.4M | $578.5M | $668.8M |
| Revenue | $772.6M | $807.3M | $909.1M | $809.8M | $833.1M | $1.03B |
| Pre-Tax Income | $328.0M | $349.4M | $370.3M | $267.6M | $226.3M | $290.2M |
| Income Tax | $61.6M | $64.7M | $67.1M | $44.7M | $36.2M | $51.2M |
| Net Income | $266.4M | $284.8M | $303.2M | $222.9M | $190.1M | $239.0M |
| Diluted EPS | $2.81 | $2.86 | $2.74 | $2.01 | $1.68 | $1.99 |
Glacier Bancorp Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $260.7M | $306.5M | $306.8M | $317.5M |
| Net Income | $67.9M | $63.8M | $82.1M | $97.9M |
| Diluted EPS | $0.57 | $0.53 | $0.63 | $0.75 |
Glacier Bancorp Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Loans (Net) | — | $13.26B | $15.06B | $16.01B | $17.06B | $20.67B |
| Total Assets | $18.50B | $25.94B | $26.64B | $27.74B | $27.90B | $31.98B |
| Total Long-Term Debt | $173.0M | $176.7M | $2.01B | $214.6M | $2.02B | $679.0M |
| Total Liabilities | $16.20B | $22.76B | $23.79B | $24.72B | $24.68B | $27.76B |
| Shareholders' Equity | $2.31B | $3.18B | $2.84B | $3.02B | $3.22B | $4.21B |
Glacier Bancorp Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $189.5M | $572.0M | $470.7M | $500.7M | $258.0M | $374.4M |
| Cash From Investing | -$3.56B | -$3.91B | -$1.35B | -$207.5M | $493.1M | $1.06B |
| Cash From Financing | $3.68B | $3.14B | $845.4M | $659.1M | -$1.26B | -$1.05B |
| Free Cash Flow | — | — | — | — | $209.8M | $347.6M |
Figures from Glacier Bancorp's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Glacier Bancorp financials page for every line item.
Glacier Bancorp Company Profile
| Ticker | GBCI |
|---|---|
| Exchange | NYSE |
| Industry | State Commercial Banks |
| Headquarters | Kalispell, Montana |
| Incorporated in | Montana |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0000868671 |
Frequently Asked Questions
What was Glacier Bancorp's revenue in fiscal 2025?
Glacier Bancorp (GBCI) reported revenue of $1.03B for fiscal 2025.
What is Glacier Bancorp's annual revenue history?
Glacier Bancorp's annual revenue by fiscal year: 2020: $772.6M; 2021: $807.3M; 2022: $909.1M; 2023: $809.8M; 2024: $833.1M; 2025: $1.03B.
What was Glacier Bancorp's net income in fiscal 2025?
Glacier Bancorp reported net income of $239.0M for fiscal 2025.
What was Glacier Bancorp's earnings per share (EPS) in fiscal 2025?
Glacier Bancorp's diluted EPS was $1.99 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Glacier Bancorp generate in fiscal 2025?
Glacier Bancorp generated $347.6M of free cash flow in fiscal 2025.
What was Glacier Bancorp's revenue last quarter?
In its most recent reported quarter (2026 Q2), Glacier Bancorp reported revenue of $317.5M.
How much debt does Glacier Bancorp have?
Glacier Bancorp reported $679.0M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Glacier Bancorp are outstanding?
Glacier Bancorp reported a weighted average of 130.2 million basic shares outstanding in 2026 Q2.
What is Glacier Bancorp's market cap?
Based on its latest closing price, Glacier Bancorp (GBCI) has a market capitalization of about $5.60B.
When does Glacier Bancorp's fiscal year end?
Glacier Bancorp's fiscal year end, as registered with the SEC, is December 31.
Where is Glacier Bancorp headquartered?
Glacier Bancorp lists its business address in Kalispell, Montana in its SEC filings.