Hancock Whitney Corp (HWC) Financial Statements
Industry: State Commercial Banks
In fiscal 2025, Hancock Whitney reported revenue of $1.52B, up 4.8% from $1.45B the year before. Net income was $486.1M (a 32.1% net margin), or $5.67 per diluted share. Net interest income was $1.11B, and the efficiency ratio (noninterest expense / revenue) was 56.2%. Operating activities generated $541.8M of cash, leaving $523.1M of free cash flow. At fiscal year end, Hancock Whitney held $35.47B in total assets against $31.01B in total liabilities.
Open the full interactive Hancock Whitney financials → Quarterly statements, key ratios, valuation history and price charts.
Hancock Whitney Key Stats
| Share Price | $72.11 |
|---|---|
| Market Cap | $5.88B |
| P/E Ratio | 12.7 |
| Revenue YoY Growth | +4.8% |
| 52-Week Range | $52.98 – $79.25 |
| Shares Outstanding | 80.9 million (basic, 2026 Q2) |
Hancock Whitney Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $942.5M | $933.2M | $1.05B | $1.10B | $1.08B | $1.11B |
| Provision for Credit Losses | $602.9M | -$77.5M | -$28.4M | $59.1M | $52.2M | $51.2M |
| Noninterest Income | $324.4M | $364.3M | $331.5M | $288.5M | $364.1M | $406.4M |
| Noninterest Expense | $788.8M | $807.0M | $750.7M | $836.8M | $819.9M | $851.6M |
| Revenue | $1.27B | $1.30B | $1.38B | $1.39B | $1.45B | $1.52B |
| Pre-Tax Income | -$124.7M | $568.1M | $659.2M | $490.1M | $574.0M | $612.4M |
| Income Tax | -$79.6M | $104.8M | $135.1M | $97.5M | $113.2M | $126.3M |
| Net Income | -$45.2M | $463.2M | $524.1M | $392.6M | $460.8M | $486.1M |
| Diluted EPS | -$0.54 | $5.22 | $5.98 | $4.50 | $5.28 | $5.67 |
Hancock Whitney Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $385.7M | $389.3M | $292.6M | $401.4M |
| Net Income | $127.5M | $125.6M | $47.4M | $127.0M |
| Diluted EPS | $1.49 | $1.47 | $0.57 | $1.55 |
Hancock Whitney Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Total Assets | $33.64B | $36.53B | $35.18B | $35.58B | $35.08B | $35.47B |
| Deposits | $27.70B | $30.47B | $29.07B | $29.69B | $29.49B | $29.28B |
| Total Long-Term Debt | $378.3M | $244.2M | $242.1M | $236.3M | $210.5M | $199.4M |
| Total Liabilities | $30.20B | $32.86B | $31.84B | $31.77B | $30.95B | $31.01B |
| Shareholders' Equity | $3.44B | $3.67B | $3.34B | $3.80B | $4.13B | $4.46B |
Hancock Whitney Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $355.2M | $585.7M | $842.0M | $495.2M | $625.7M | $541.8M |
| Cash From Investing | -$3.18B | -$3.22B | $662.4M | -$295.2M | $274.8M | -$314.4M |
| Cash From Financing | $2.92B | $2.51B | -$1.34B | -$203.3M | -$886.8M | -$239.3M |
| Free Cash Flow | $317.3M | $562.1M | $812.9M | $470.2M | $615.5M | $523.1M |
Figures from Hancock Whitney's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Hancock Whitney financials page for every line item.
Hancock Whitney Company Profile
| Ticker | HWC |
|---|---|
| Exchange | Nasdaq |
| Industry | State Commercial Banks |
| Headquarters | Gulfport, Mississippi |
| Incorporated in | Mississippi |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0000750577 |
Frequently Asked Questions
What was Hancock Whitney's revenue in fiscal 2025?
Hancock Whitney (HWC) reported revenue of $1.52B for fiscal 2025.
What is Hancock Whitney's annual revenue history?
Hancock Whitney's annual revenue by fiscal year: 2020: $1.27B; 2021: $1.30B; 2022: $1.38B; 2023: $1.39B; 2024: $1.45B; 2025: $1.52B.
What was Hancock Whitney's net income in fiscal 2025?
Hancock Whitney reported net income of $486.1M for fiscal 2025.
What was Hancock Whitney's earnings per share (EPS) in fiscal 2025?
Hancock Whitney's diluted EPS was $5.67 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Hancock Whitney generate in fiscal 2025?
Hancock Whitney generated $523.1M of free cash flow in fiscal 2025.
What was Hancock Whitney's revenue last quarter?
In its most recent reported quarter (2026 Q2), Hancock Whitney reported revenue of $401.4M.
How much debt does Hancock Whitney have?
Hancock Whitney reported $199.4M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Hancock Whitney are outstanding?
Hancock Whitney reported a weighted average of 80.9 million basic shares outstanding in 2026 Q2.
What is Hancock Whitney's market cap?
Based on its latest closing price, Hancock Whitney (HWC) has a market capitalization of about $5.88B.
When does Hancock Whitney's fiscal year end?
Hancock Whitney's fiscal year end, as registered with the SEC, is December 31.
Where is Hancock Whitney headquartered?
Hancock Whitney lists its business address in Gulfport, Mississippi in its SEC filings.