Auburn National Bancorporation, Inc (AUBN) Financial Statements
Industry: State Commercial Banks
In fiscal 2025, Auburn National Bancorporation reported revenue of $32.8M, up 7.2% from $30.6M the year before. Net income was $7.3M (a 22.1% net margin), or $2.08 per diluted share. Net interest income was $29.7M, and the efficiency ratio (noninterest expense / revenue) was 70.0%. Operating activities generated $12.3M of cash, leaving $10.9M of free cash flow. At fiscal year end, Auburn National Bancorporation held $1.02B in total assets against $926.7M in total liabilities.
Open the full interactive Auburn National Bancorporation financials → Quarterly statements, key ratios, valuation history and price charts.
Auburn National Bancorporation Key Stats
| Share Price | $26.40 |
|---|---|
| Market Cap | $92.2M |
| P/E Ratio | 12.7 |
| Revenue YoY Growth | +7.2% |
| 52-Week Range | $20.57 – $28.59 |
| Shares Outstanding | 3.5 million (basic, 2026 Q2) |
Auburn National Bancorporation Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $24.3M | $24.0M | $27.2M | $26.3M | $27.1M | $29.7M |
| Provision for Credit Losses | $1.1M | -$600,000 | $1.0M | $125,000 | -$6,000 | $703,000 |
| Noninterest Income | $5.4M | $4.3M | $6.5M | -$3.0M | $3.5M | $3.1M |
| Noninterest Expense | $19.6M | $19.4M | $19.8M | $22.6M | $22.2M | $23.0M |
| Revenue | $29.7M | $28.3M | $33.7M | $23.3M | $30.6M | $32.8M |
| Pre-Tax Income | $9.1M | $9.4M | $12.8M | $618,000 | $8.4M | $9.2M |
| Income Tax | $1.6M | $1.4M | $2.5M | -$777,000 | $2.0M | $2.0M |
| Net Income | $7.5M | $8.0M | $10.3M | $1.4M | $6.4M | $7.3M |
| Diluted EPS | $2.09 | $2.27 | — | — | — | $2.08 |
Auburn National Bancorporation Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $8.4M | $8.5M | $8.6M | $8.8M |
| Net Income | $2.2M | $1.7M | $2.2M | $2.3M |
| Diluted EPS | $0.64 | $0.48 | $0.63 | $0.66 |
Auburn National Bancorporation Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Loans (Net) | $456.1M | $453.4M | $498.7M | $550.4M | $557.1M | $558.2M |
| Total Assets | $956.6M | $1.11B | $1.02B | $975.3M | $977.3M | $1.02B |
| Deposits | $839.8M | $994.2M | $950.3M | $896.2M | $895.8M | $922.9M |
| Total Liabilities | $848.9M | $1.00B | $955.8M | $898.7M | $899.0M | $926.7M |
| Shareholders' Equity | $107.7M | $103.7M | $68.0M | $76.5M | $78.3M | $92.1M |
Auburn National Bancorporation Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $9.7M | $12.3M | $11.0M | $11.9M | $10.8M | $12.3M |
| Cash From Investing | -$102.9M | -$118.8M | -$91.0M | $91.4M | $16.9M | $18.8M |
| Cash From Financing | $113.3M | $150.2M | -$49.0M | -$59.2M | -$5.7M | $23.3M |
| Free Cash Flow | — | — | $3.9M | $11.5M | $8.7M | $10.9M |
Figures from Auburn National Bancorporation's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Auburn National Bancorporation financials page for every line item.
Auburn National Bancorporation Company Profile
| Ticker | AUBN |
|---|---|
| Exchange | Nasdaq |
| Industry | State Commercial Banks |
| Headquarters | Auburn, Alabama |
| Incorporated in | Delaware |
| Fiscal Year End | December 31 |
| SEC Filer Category | Non-accelerated filer, smaller reporting company |
| SEC CIK | 0000750574 |
Frequently Asked Questions
What was Auburn National Bancorporation's revenue in fiscal 2025?
Auburn National Bancorporation (AUBN) reported revenue of $32.8M for fiscal 2025.
What is Auburn National Bancorporation's annual revenue history?
Auburn National Bancorporation's annual revenue by fiscal year: 2020: $29.7M; 2021: $28.3M; 2022: $33.7M; 2023: $23.3M; 2024: $30.6M; 2025: $32.8M.
What was Auburn National Bancorporation's net income in fiscal 2025?
Auburn National Bancorporation reported net income of $7.3M for fiscal 2025.
What was Auburn National Bancorporation's earnings per share (EPS) in fiscal 2025?
Auburn National Bancorporation's diluted EPS was $2.08 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Auburn National Bancorporation generate in fiscal 2025?
Auburn National Bancorporation generated $10.9M of free cash flow in fiscal 2025.
What was Auburn National Bancorporation's revenue last quarter?
In its most recent reported quarter (2026 Q2), Auburn National Bancorporation reported revenue of $8.8M.
How many shares of Auburn National Bancorporation are outstanding?
Auburn National Bancorporation reported a weighted average of 3.5 million basic shares outstanding in 2026 Q2.
What is Auburn National Bancorporation's market cap?
Based on its latest closing price, Auburn National Bancorporation (AUBN) has a market capitalization of about $92.2M.
When does Auburn National Bancorporation's fiscal year end?
Auburn National Bancorporation's fiscal year end, as registered with the SEC, is December 31.
Where is Auburn National Bancorporation headquartered?
Auburn National Bancorporation lists its business address in Auburn, Alabama in its SEC filings.