First Us Bancshares, Inc. (FUSB) Financial Statements
Industry: State Commercial Banks
In fiscal 2025, First Us Bancshares reported revenue of $41.0M, up 3.3% from $39.7M the year before. Net income was $6.0M (a 14.6% net margin), or $1.00 per diluted share. Net interest income was $37.5M, and the efficiency ratio (noninterest expense / revenue) was 70.8%. Operating activities generated $12.3M of cash, leaving $9.1M of free cash flow. At fiscal year end, First Us Bancshares held $1.15B in total assets against $1.05B in total liabilities, including $73.5M of cash and equivalents.
Open the full interactive First Us Bancshares financials → Quarterly statements, key ratios, valuation history and price charts.
First Us Bancshares Key Stats
| Share Price | $16.51 |
|---|---|
| Market Cap | $95.1M |
| P/E Ratio | 16.5 |
| Dividend Yield | 1.67% |
| Revenue YoY Growth | +3.3% |
| 52-Week Range | $11.93 – $16.99 |
| Shares Outstanding | 5.6 million (basic, 2026 Q2) |
First Us Bancshares Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $35.8M | $37.0M | $36.9M | $37.4M | $36.1M | $37.5M |
| Provision for Credit Losses | $2.9M | $2.0M | $3.3M | $319,000 | $622,000 | $4.0M |
| Noninterest Income | $5.0M | $3.5M | $3.5M | $3.4M | $3.6M | $3.6M |
| Noninterest Expense | $34.3M | $32.8M | $28.1M | $29.1M | $28.4M | $29.1M |
| Revenue | $40.8M | $40.5M | $40.4M | $40.7M | $39.7M | $41.0M |
| Pre-Tax Income | $3.5M | $5.7M | $9.0M | $11.3M | $10.8M | $7.9M |
| Income Tax | $825,000 | $1.3M | $2.1M | $2.8M | $2.6M | $1.9M |
| Net Income | $2.7M | $4.5M | $6.9M | $8.5M | $8.2M | $6.0M |
| Diluted EPS | $0.40 | $0.66 | $1.06 | $1.33 | $1.33 | $1.00 |
First Us Bancshares Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $10.5M | $10.4M | $10.1M | $10.8M |
| Net Income | $1.9M | $2.1M | $1.9M | $1.8M |
| Diluted EPS | $0.32 | $0.35 | $0.33 | $0.31 |
First Us Bancshares Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $94.4M | $61.2M | $30.2M | $50.3M | $47.2M | $73.5M |
| Loans (Net) | $638.4M | $700.0M | $764.5M | $811.3M | $812.9M | $842.3M |
| Total Assets | $890.5M | $958.3M | $994.7M | $1.07B | $1.10B | $1.15B |
| Deposits | $782.2M | $838.1M | $870.0M | $950.2M | $972.6M | $1.03B |
| Total Long-Term Debt | — | $10.7M | $10.7M | $10.8M | $10.9M | $10.9M |
| Total Liabilities | $803.8M | $868.2M | $909.5M | $982.3M | $1.00B | $1.05B |
| Shareholders' Equity | $86.7M | $90.1M | $85.1M | $90.6M | $98.6M | $105.6M |
First Us Bancshares Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $6.1M | $9.8M | $12.5M | $13.1M | $7.8M | $12.3M |
| Cash From Investing | -$66.1M | -$108.3M | -$80.2M | -$60.4M | -$30.3M | -$28.1M |
| Cash From Financing | $97.3M | $65.3M | $36.6M | $67.5M | $19.5M | $42.1M |
| Free Cash Flow | $5.1M | $9.0M | $11.3M | $11.6M | $5.7M | $9.1M |
| Dividends Paid | $740,000 | $745,000 | $832,000 | $1.2M | $1.3M | $1.6M |
Figures from First Us Bancshares' 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full First Us Bancshares financials page for every line item.
First Us Bancshares Company Profile
| Ticker | FUSB |
|---|---|
| Exchange | Nasdaq |
| Industry | State Commercial Banks |
| Headquarters | Birmingham, Alabama |
| Incorporated in | Delaware |
| Fiscal Year End | December 31 |
| SEC Filer Category | Non-accelerated filer, smaller reporting company |
| SEC CIK | 0000717806 |
Frequently Asked Questions
What was First Us Bancshares' revenue in fiscal 2025?
First Us Bancshares (FUSB) reported revenue of $41.0M for fiscal 2025.
What is First Us Bancshares' annual revenue history?
First Us Bancshares' annual revenue by fiscal year: 2020: $40.8M; 2021: $40.5M; 2022: $40.4M; 2023: $40.7M; 2024: $39.7M; 2025: $41.0M.
What was First Us Bancshares' net income in fiscal 2025?
First Us Bancshares reported net income of $6.0M for fiscal 2025.
What was First Us Bancshares' earnings per share (EPS) in fiscal 2025?
First Us Bancshares' diluted EPS was $1.00 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did First Us Bancshares generate in fiscal 2025?
First Us Bancshares generated $9.1M of free cash flow in fiscal 2025.
What was First Us Bancshares' revenue last quarter?
In its most recent reported quarter (2026 Q2), First Us Bancshares reported revenue of $10.8M.
How much debt does First Us Bancshares have?
First Us Bancshares reported $10.9M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of First Us Bancshares are outstanding?
First Us Bancshares reported a weighted average of 5.6 million basic shares outstanding in 2026 Q2.
What is First Us Bancshares' market cap?
Based on its latest closing price, First Us Bancshares (FUSB) has a market capitalization of about $95.1M.
When does First Us Bancshares' fiscal year end?
First Us Bancshares' fiscal year end, as registered with the SEC, is December 31.
Where is First Us Bancshares headquartered?
First Us Bancshares lists its business address in Birmingham, Alabama in its SEC filings.