Princeton Bancorp, Inc. (BPRN) Financial Statements
Industry: State Commercial Banks
In fiscal 2025, Princeton Bancorp reported revenue of $84.3M, up 12.8% from $74.7M the year before. Net income was $18.6M (a 22.1% net margin), or $2.71 per diluted share. Net interest income was $75.8M, and the efficiency ratio (noninterest expense / revenue) was 64.0%. Operating activities generated $21.5M of cash, leaving $20.6M of free cash flow. At fiscal year end, Princeton Bancorp held $2.29B in total assets against $2.01B in total liabilities.
Open the full interactive Princeton Bancorp financials → Quarterly statements, key ratios, valuation history and price charts.
Princeton Bancorp Key Stats
| Share Price | $43.37 |
|---|---|
| Market Cap | $295.9M |
| P/E Ratio | 16.0 |
| Dividend Yield | 3.08% |
| Revenue YoY Growth | +12.8% |
| 52-Week Range | $28.64 – $43.88 |
| Shares Outstanding | 6.8 million (basic, 2026 Q2) |
Princeton Bancorp Income Statement
| FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|
| Net Interest Income | $68.1M | $65.0M | $66.5M | $75.8M |
| Provision for Credit Losses | $400,000 | $3.1M | $5.1M | $6.7M |
| Noninterest Income | $4.9M | $17.1M | $8.2M | $8.5M |
| Noninterest Expense | $38.5M | $48.7M | $56.8M | $53.9M |
| Revenue | $72.9M | $82.1M | $74.7M | $84.3M |
| Pre-Tax Income | $34.1M | $30.3M | $12.8M | $23.7M |
| Income Tax | $7.6M | $4.6M | $2.6M | $5.1M |
| Net Income | $26.5M | $25.8M | $10.2M | $18.6M |
| Diluted EPS | $4.11 | $4.03 | $1.55 | $2.71 |
Princeton Bancorp Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $21.5M | $20.7M | $21.3M | $22.5M |
| Net Income | $6.5M | $6.1M | $6.2M | $7.1M |
| Diluted EPS | $0.95 | $0.89 | $0.91 | $1.04 |
Princeton Bancorp Balance Sheet
| FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|
| Total Assets | $1.60B | $1.92B | $2.34B | $2.29B |
| Deposits | $1.35B | $1.64B | $2.03B | $1.98B |
| Total Long-Term Debt | $10.0M | — | — | — |
| Total Liabilities | $1.38B | $1.68B | $2.08B | $2.01B |
| Shareholders' Equity | $219.6M | $240.2M | $262.0M | $270.7M |
Princeton Bancorp Cash Flow Statement
| FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|
| Cash From Operations | $24.0M | $23.1M | $14.7M | $21.5M |
| Cash From Investing | -$26.5M | -$5.8M | -$154.1M | $68.2M |
| Cash From Financing | -$102.9M | $79.9M | $106.1M | -$71.4M |
| Free Cash Flow | $23.4M | $21.4M | $13.2M | $20.6M |
| Dividends Paid | $6.5M | $7.6M | $7.6M | $8.7M |
Figures from Princeton Bancorp's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Princeton Bancorp financials page for every line item.
Princeton Bancorp Company Profile
| Ticker | BPRN |
|---|---|
| Exchange | Nasdaq |
| Industry | State Commercial Banks |
| Headquarters | Reading, Pennsylvania |
| Incorporated in | Pennsylvania |
| Fiscal Year End | December 31 |
| SEC Filer Category | Accelerated filer, smaller reporting company |
| SEC CIK | 0001913971 |
Frequently Asked Questions
What was Princeton Bancorp's revenue in fiscal 2025?
Princeton Bancorp (BPRN) reported revenue of $84.3M for fiscal 2025.
What is Princeton Bancorp's annual revenue history?
Princeton Bancorp's annual revenue by fiscal year: 2022: $72.9M; 2023: $82.1M; 2024: $74.7M; 2025: $84.3M.
What was Princeton Bancorp's net income in fiscal 2025?
Princeton Bancorp reported net income of $18.6M for fiscal 2025.
What was Princeton Bancorp's earnings per share (EPS) in fiscal 2025?
Princeton Bancorp's diluted EPS was $2.71 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Princeton Bancorp generate in fiscal 2025?
Princeton Bancorp generated $20.6M of free cash flow in fiscal 2025.
What was Princeton Bancorp's revenue last quarter?
In its most recent reported quarter (2026 Q2), Princeton Bancorp reported revenue of $22.5M.
How many shares of Princeton Bancorp are outstanding?
Princeton Bancorp reported a weighted average of 6.8 million basic shares outstanding in 2026 Q2.
What is Princeton Bancorp's market cap?
Based on its latest closing price, Princeton Bancorp (BPRN) has a market capitalization of about $295.9M.
When does Princeton Bancorp's fiscal year end?
Princeton Bancorp's fiscal year end, as registered with the SEC, is December 31.
Where is Princeton Bancorp headquartered?
Princeton Bancorp lists its business address in Reading, Pennsylvania in its SEC filings.