John Marshall Bancorp, Inc. (JMSB) Financial Statements
Industry: State Commercial Banks
In fiscal 2025, John Marshall Bancorp reported revenue of $62.6M, up 17.5% from $53.3M the year before. Net income was $21.2M (a 33.9% net margin), or $1.49 per diluted share. Net interest income was $60.6M, and the efficiency ratio (noninterest expense / revenue) was 53.6%. Operating activities generated $22.6M of cash, leaving $22.0M of free cash flow. At fiscal year end, John Marshall Bancorp held $2.33B in total assets against $2.07B in total liabilities, including $130.0M of cash and equivalents.
Open the full interactive John Marshall Bancorp financials → Quarterly statements, key ratios, valuation history and price charts.
John Marshall Bancorp Key Stats
| Share Price | $23.01 |
|---|---|
| Market Cap | $323.2M |
| P/E Ratio | 15.4 |
| Dividend Yield | 1.32% |
| Revenue YoY Growth | +17.5% |
| 52-Week Range | $18.33 – $23.77 |
| Shares Outstanding | 14.1 million (basic, 2026 Q2) |
John Marshall Bancorp Income Statement
| FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|
| Net Interest Income | $70.4M | $50.5M | $51.0M | $60.6M |
| Provision for Credit Losses | $175,000 | -$3.3M | -$370,000 | $1.4M |
| Noninterest Income | $1.7M | -$14.9M | $2.3M | $2.1M |
| Noninterest Expense | $31.9M | $30.8M | $31.8M | $33.6M |
| Revenue | $72.1M | $35.5M | $53.3M | $62.6M |
| Pre-Tax Income | $40.1M | $8.0M | $21.9M | $27.4M |
| Income Tax | $8.3M | $2.8M | $4.8M | $6.2M |
| Net Income | $31.8M | $5.2M | $17.1M | $21.2M |
| Diluted EPS | $2.25 | $0.36 | $1.20 | $1.49 |
John Marshall Bancorp Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $16.3M | $16.4M | $16.8M | $18.8M |
| Net Income | $5.4M | $5.9M | $6.1M | $7.0M |
| Diluted EPS | $0.38 | $0.42 | $0.43 | $0.50 |
John Marshall Bancorp Balance Sheet
| FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|
| Cash & Equivalents | $61.6M | $99.0M | $122.5M | $130.0M |
| Loans (Net) | $1.77B | $1.84B | $1.85B | $1.96B |
| Total Assets | $2.35B | $2.24B | $2.23B | $2.33B |
| Deposits | $2.07B | $1.91B | $1.89B | $1.97B |
| Total Long-Term Debt | $24.6M | $24.7M | $80.8M | $80.9M |
| Total Liabilities | $2.14B | $2.01B | $1.99B | $2.07B |
| Shareholders' Equity | $212.8M | $229.9M | $246.6M | $265.6M |
John Marshall Bancorp Cash Flow Statement
| FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|
| Cash From Operations | $33.2M | $18.0M | $17.3M | $22.6M |
| Cash From Investing | -$270.9M | $144.8M | $31.0M | -$88.7M |
| Cash From Financing | $193.5M | -$125.4M | -$24.8M | $73.6M |
| Free Cash Flow | $33.0M | $17.4M | $16.8M | $22.0M |
| Dividends Paid | $2.8M | $3.1M | $3.6M | $4.3M |
Figures from John Marshall Bancorp's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full John Marshall Bancorp financials page for every line item.
John Marshall Bancorp Company Profile
| Ticker | JMSB |
|---|---|
| Exchange | Nasdaq |
| Industry | State Commercial Banks |
| Headquarters | Reston, Virginia |
| Incorporated in | Virginia |
| Fiscal Year End | December 31 |
| SEC Filer Category | Emerging growth company |
| SEC CIK | 0001710482 |
Frequently Asked Questions
What was John Marshall Bancorp's revenue in fiscal 2025?
John Marshall Bancorp (JMSB) reported revenue of $62.6M for fiscal 2025.
What is John Marshall Bancorp's annual revenue history?
John Marshall Bancorp's annual revenue by fiscal year: 2022: $72.1M; 2023: $35.5M; 2024: $53.3M; 2025: $62.6M.
What was John Marshall Bancorp's net income in fiscal 2025?
John Marshall Bancorp reported net income of $21.2M for fiscal 2025.
What was John Marshall Bancorp's earnings per share (EPS) in fiscal 2025?
John Marshall Bancorp's diluted EPS was $1.49 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did John Marshall Bancorp generate in fiscal 2025?
John Marshall Bancorp generated $22.0M of free cash flow in fiscal 2025.
What was John Marshall Bancorp's revenue last quarter?
In its most recent reported quarter (2026 Q2), John Marshall Bancorp reported revenue of $18.8M.
How much debt does John Marshall Bancorp have?
John Marshall Bancorp reported $80.9M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of John Marshall Bancorp are outstanding?
John Marshall Bancorp reported a weighted average of 14.1 million basic shares outstanding in 2026 Q2.
What is John Marshall Bancorp's market cap?
Based on its latest closing price, John Marshall Bancorp (JMSB) has a market capitalization of about $323.2M.
When does John Marshall Bancorp's fiscal year end?
John Marshall Bancorp's fiscal year end, as registered with the SEC, is December 31.
Where is John Marshall Bancorp headquartered?
John Marshall Bancorp lists its business address in Reston, Virginia in its SEC filings.