Blue Ridge Bankshares, Inc. (BRBS) Financial Statements
Industry: State Commercial Banks
In fiscal 2025, Blue Ridge Bankshares reported revenue of $91.7M, down 0.6% from $92.2M the year before. Net income was $10.7M (a 11.7% net margin), or $0.11 per diluted share. Net interest income was $78.9M, and the efficiency ratio (noninterest expense / revenue) was 89.3%. Operating activities generated $13.6M of cash, leaving $11.9M of free cash flow. At fiscal year end, Blue Ridge Bankshares held $2.43B in total assets against $2.11B in total liabilities.
Open the full interactive Blue Ridge Bankshares financials → Quarterly statements, key ratios, valuation history and price charts.
Blue Ridge Bankshares Key Stats
| Share Price | $3.86 |
|---|---|
| Market Cap | $341.6M |
| P/E Ratio | 35.1 |
| Revenue YoY Growth | -0.6% |
| 52-Week Range | $3.24 – $4.11 |
| Shares Outstanding | 88.5 million (basic, 2026 Q2) |
Blue Ridge Bankshares Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $44.5M | $92.5M | $110.4M | $93.0M | $78.7M | $78.9M |
| Provision for Credit Losses | $10.4M | $117,000 | $17.9M | $22.3M | -$5.1M | -$4.0M |
| Noninterest Income | $56.8M | $88.0M | $48.1M | $28.5M | $13.6M | $12.8M |
| Noninterest Expense | $68.4M | $112.1M | $104.8M | $158.1M | $113.8M | $81.9M |
| Revenue | $101.3M | $180.4M | $158.5M | $121.6M | $92.2M | $91.7M |
| Pre-Tax Income | $22.5M | $68.2M | $35.8M | -$58.8M | -$16.5M | $13.8M |
| Income Tax | $4.8M | $15.7M | $8.2M | -$7.1M | -$1.1M | $3.1M |
| Net Income | $17.7M | $52.5M | $27.9M | -$51.8M | -$15.4M | $10.7M |
| Diluted EPS | $2.07 | $2.94 | $1.48 | -$2.73 | -$0.31 | $0.11 |
Blue Ridge Bankshares Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $25.7M | $20.8M | $19.3M | $18.3M |
| Net Income | $5.6M | $4.2M | $836,000 | -$1.3M |
| Diluted EPS | $0.06 | $0.04 | $0.01 | -$0.01 |
Blue Ridge Bankshares Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Total Assets | $1.50B | $2.67B | $3.14B | $3.12B | $2.74B | $2.43B |
| Deposits | $945.1M | $2.30B | $2.50B | $2.57B | $2.18B | $1.91B |
| Total Long-Term Debt | $139.5M | $50.1M | $351.6M | $249.9M | $189.8M | $164.7M |
| Total Liabilities | $1.39B | $2.39B | $2.88B | $2.93B | $2.41B | $2.11B |
| Shareholders' Equity | $108.0M | $276.9M | $259.4M | $186.0M | $327.8M | $323.7M |
Blue Ridge Bankshares Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | -$108.3M | $59.3M | $93.9M | $44.1M | -$6.3M | $13.6M |
| Cash From Investing | -$340.9M | $52.5M | -$628.2M | -$23.2M | $419.0M | $241.9M |
| Cash From Financing | $507.1M | -$99.1M | $481.0M | $23.0M | -$357.9M | -$315.5M |
| Free Cash Flow | -$111.3M | $58.1M | $93.5M | $43.1M | -$6.9M | $11.9M |
Figures from Blue Ridge Bankshares' 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Blue Ridge Bankshares financials page for every line item.
Blue Ridge Bankshares Company Profile
| Ticker | BRBS |
|---|---|
| Exchange | NYSE |
| Industry | State Commercial Banks |
| Headquarters | Richmond, Virginia |
| Incorporated in | Virginia |
| Fiscal Year End | December 31 |
| SEC Filer Category | Accelerated filer, smaller reporting company |
| SEC CIK | 0000842717 |
Frequently Asked Questions
What was Blue Ridge Bankshares' revenue in fiscal 2025?
Blue Ridge Bankshares (BRBS) reported revenue of $91.7M for fiscal 2025.
What is Blue Ridge Bankshares' annual revenue history?
Blue Ridge Bankshares' annual revenue by fiscal year: 2020: $101.3M; 2021: $180.4M; 2022: $158.5M; 2023: $121.6M; 2024: $92.2M; 2025: $91.7M.
What was Blue Ridge Bankshares' net income in fiscal 2025?
Blue Ridge Bankshares reported net income of $10.7M for fiscal 2025.
What was Blue Ridge Bankshares' earnings per share (EPS) in fiscal 2025?
Blue Ridge Bankshares' diluted EPS was $0.11 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Blue Ridge Bankshares generate in fiscal 2025?
Blue Ridge Bankshares generated $11.9M of free cash flow in fiscal 2025.
What was Blue Ridge Bankshares' revenue last quarter?
In its most recent reported quarter (2026 Q2), Blue Ridge Bankshares reported revenue of $18.3M.
How much debt does Blue Ridge Bankshares have?
Blue Ridge Bankshares reported $164.7M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Blue Ridge Bankshares are outstanding?
Blue Ridge Bankshares reported a weighted average of 88.5 million basic shares outstanding in 2026 Q2.
What is Blue Ridge Bankshares' market cap?
Based on its latest closing price, Blue Ridge Bankshares (BRBS) has a market capitalization of about $341.6M.
When does Blue Ridge Bankshares' fiscal year end?
Blue Ridge Bankshares' fiscal year end, as registered with the SEC, is December 31.
Where is Blue Ridge Bankshares headquartered?
Blue Ridge Bankshares lists its business address in Richmond, Virginia in its SEC filings.