Cathay General Bancorp (CATY) Financial Statements
Industry: State Commercial Banks
In fiscal 2025, Cathay General Bancorp reported revenue of $817.9M, up 12.1% from $729.7M the year before. Net income was $315.1M (a 38.5% net margin), or $4.54 per diluted share. Net interest income was $742.5M, and the efficiency ratio (noninterest expense / revenue) was 43.4%. Operating activities generated $368.6M of cash, leaving $363.7M of free cash flow. At fiscal year end, Cathay General Bancorp held $24.23B in total assets against $21.30B in total liabilities.
Open the full interactive Cathay General Bancorp financials → Quarterly statements, key ratios, valuation history and price charts.
Cathay General Bancorp Key Stats
| Share Price | $59.34 |
|---|---|
| Market Cap | $3.99B |
| P/E Ratio | 13.1 |
| Dividend Yield | 2.43% |
| Revenue YoY Growth | +12.1% |
| 52-Week Range | $43.96 – $64.53 |
| Shares Outstanding | 67.0 million (basic, 2026 Q2) |
Cathay General Bancorp Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $552.1M | $597.8M | $733.7M | $741.7M | $674.1M | $742.5M |
| Provision for Credit Losses | $57.5M | -$16.0M | $12.9M | $25.7M | $36.9M | $72.6M |
| Noninterest Income | $42.8M | $54.6M | $56.8M | $68.3M | $55.7M | $75.4M |
| Noninterest Expense | $283.5M | $286.5M | $303.4M | $380.5M | $374.7M | $355.1M |
| Revenue | $594.9M | $652.4M | $790.5M | $810.0M | $729.7M | $817.9M |
| Pre-Tax Income | $254.0M | $381.8M | $472.5M | $403.6M | $317.5M | $390.2M |
| Income Tax | $25.1M | $83.5M | $111.9M | $49.5M | $31.6M | $75.1M |
| Net Income | $228.9M | $298.3M | $360.6M | $354.1M | $286.0M | $315.1M |
| Diluted EPS | $2.87 | $3.80 | $4.83 | $4.86 | $3.95 | $4.54 |
Cathay General Bancorp Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $210.6M | $222.8M | $214.8M | $222.3M |
| Net Income | $77.7M | $90.5M | $86.9M | $92.2M |
| Diluted EPS | $1.13 | $1.30 | $1.29 | $1.37 |
Cathay General Bancorp Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Loans (Net) | $15.48B | $16.20B | — | — | — | $19.94B |
| Total Assets | $19.04B | $20.89B | $21.95B | $23.08B | $23.05B | $24.23B |
| Deposits | $16.11B | $18.06B | $18.51B | $19.33B | $19.69B | $20.89B |
| Total Long-Term Debt | $119.1M | $119.1M | $119.1M | $119.1M | $119.1M | $119.1M |
| Total Liabilities | $16.62B | $18.44B | $19.47B | $20.34B | $20.21B | $21.30B |
| Shareholders' Equity | $2.42B | $2.45B | $2.47B | $2.74B | $2.85B | $2.93B |
Cathay General Bancorp Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $320.0M | $334.3M | $467.4M | $384.7M | $329.2M | $368.6M |
| Cash From Investing | -$242.2M | -$859.9M | -$1.85B | -$1.48B | $184.0M | -$857.3M |
| Cash From Financing | $749.5M | $1.55B | $94.7M | $758.7M | -$302.5M | $873.6M |
| Free Cash Flow | $314.2M | $330.6M | $464.0M | $381.3M | $325.5M | $363.7M |
| Dividends Paid | $98.7M | $99.3M | $101.0M | $98.6M | $98.0M | $93.8M |
Figures from Cathay General Bancorp's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Cathay General Bancorp financials page for every line item.
Cathay General Bancorp Company Profile
| Ticker | CATY |
|---|---|
| Exchange | Nasdaq |
| Industry | State Commercial Banks |
| Headquarters | Los Angeles, California |
| Incorporated in | Delaware |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0000861842 |
Frequently Asked Questions
What was Cathay General Bancorp's revenue in fiscal 2025?
Cathay General Bancorp (CATY) reported revenue of $817.9M for fiscal 2025.
What is Cathay General Bancorp's annual revenue history?
Cathay General Bancorp's annual revenue by fiscal year: 2020: $594.9M; 2021: $652.4M; 2022: $790.5M; 2023: $810.0M; 2024: $729.7M; 2025: $817.9M.
What was Cathay General Bancorp's net income in fiscal 2025?
Cathay General Bancorp reported net income of $315.1M for fiscal 2025.
What was Cathay General Bancorp's earnings per share (EPS) in fiscal 2025?
Cathay General Bancorp's diluted EPS was $4.54 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Cathay General Bancorp generate in fiscal 2025?
Cathay General Bancorp generated $363.7M of free cash flow in fiscal 2025.
What was Cathay General Bancorp's revenue last quarter?
In its most recent reported quarter (2026 Q2), Cathay General Bancorp reported revenue of $222.3M.
How much debt does Cathay General Bancorp have?
Cathay General Bancorp reported $119.1M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Cathay General Bancorp are outstanding?
Cathay General Bancorp reported a weighted average of 67.0 million basic shares outstanding in 2026 Q2.
What is Cathay General Bancorp's market cap?
Based on its latest closing price, Cathay General Bancorp (CATY) has a market capitalization of about $3.99B.
When does Cathay General Bancorp's fiscal year end?
Cathay General Bancorp's fiscal year end, as registered with the SEC, is December 31.
Where is Cathay General Bancorp headquartered?
Cathay General Bancorp lists its business address in Los Angeles, California in its SEC filings.