ServisFirst Bancshares, Inc. (SFBS) Financial Statements
Industry: State Commercial Banks
In fiscal 2025, ServisFirst Bancshares reported revenue of $562.4M, up 16.8% from $481.7M the year before. Net income was $276.6M (a 49.2% net margin), or $2.53 per diluted share. Net interest income was $535.2M, and the efficiency ratio (noninterest expense / revenue) was 32.9%. Operating activities generated $355.2M of cash. At fiscal year end, ServisFirst Bancshares held $17.73B in total assets against $15.88B in total liabilities.
Open the full interactive ServisFirst Bancshares financials → Quarterly statements, key ratios, valuation history and price charts.
ServisFirst Bancshares Key Stats
| Share Price | $38.57 |
|---|---|
| Market Cap | $4.22B |
| P/E Ratio | 15.2 |
| Revenue YoY Growth | +16.8% |
| 52-Week Range | $33.22 – $45.55 |
| Shares Outstanding | 109.3 million (basic, 2026 Q2) |
ServisFirst Bancshares Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $338.0M | $384.5M | $470.9M | $410.9M | $446.7M | $535.2M |
| Provision for Credit Losses | $42.4M | $31.5M | $37.6M | $18.7M | $21.6M | $35.3M |
| Noninterest Income | $30.1M | $33.5M | $33.4M | $30.4M | $35.1M | $27.2M |
| Noninterest Expense | $111.5M | $133.1M | $157.8M | $178.1M | $181.1M | $185.0M |
| Revenue | $368.2M | $418.0M | $504.3M | $441.4M | $481.7M | $562.4M |
| Pre-Tax Income | $214.2M | $253.3M | $308.8M | $244.6M | $279.0M | $342.1M |
| Income Tax | $44.6M | $45.6M | $57.3M | $37.7M | $51.7M | $65.5M |
| Net Income | $169.6M | $207.7M | $251.5M | $206.9M | $227.2M | $276.6M |
| Diluted EPS | $1.56 | $1.91 | $2.31 | $1.90 | $2.08 | $2.53 |
ServisFirst Bancshares Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $136.3M | $162.2M | $159.0M | $168.5M |
| Net Income | $65.6M | $86.4M | $83.0M | $85.8M |
| Diluted EPS | $0.60 | $1.58 | $0.76 | $0.79 |
ServisFirst Bancshares Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Loans (Net) | $8.38B | $9.42B | $11.54B | — | — | $13.53B |
| Total Assets | $11.93B | $15.45B | $14.60B | $16.13B | $17.35B | $17.73B |
| Deposits | $9.98B | $12.45B | $11.55B | $13.27B | $13.54B | $14.22B |
| Total Long-Term Debt | $64.7M | $64.7M | $64.7M | $64.7M | $64.7M | $34.8M |
| Total Liabilities | $10.94B | $14.30B | $13.30B | $14.69B | $15.73B | $15.88B |
| Shareholders' Equity | $992.4M | $1.15B | $1.30B | $1.44B | $1.62B | $1.85B |
ServisFirst Bancshares Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $191.3M | $266.3M | $272.6M | $197.3M | $252.9M | $355.2M |
| Cash From Investing | -$1.41B | -$1.56B | -$2.64B | -$200.4M | -$948.5M | -$1.15B |
| Cash From Financing | $2.80B | $3.31B | -$1.04B | $1.32B | $941.2M | $49.3M |
Figures from ServisFirst Bancshares' 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full ServisFirst Bancshares financials page for every line item.
ServisFirst Bancshares Company Profile
| Ticker | SFBS |
|---|---|
| Exchange | NYSE |
| Industry | State Commercial Banks |
| Headquarters | Birmingham, Alabama |
| Incorporated in | Delaware |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0001430723 |
Frequently Asked Questions
What was ServisFirst Bancshares' revenue in fiscal 2025?
ServisFirst Bancshares (SFBS) reported revenue of $562.4M for fiscal 2025.
What is ServisFirst Bancshares' annual revenue history?
ServisFirst Bancshares' annual revenue by fiscal year: 2020: $368.2M; 2021: $418.0M; 2022: $504.3M; 2023: $441.4M; 2024: $481.7M; 2025: $562.4M.
What was ServisFirst Bancshares' net income in fiscal 2025?
ServisFirst Bancshares reported net income of $276.6M for fiscal 2025.
What was ServisFirst Bancshares' earnings per share (EPS) in fiscal 2025?
ServisFirst Bancshares' diluted EPS was $2.53 for fiscal 2025 (adjusted for any later stock splits).
What was ServisFirst Bancshares' revenue last quarter?
In its most recent reported quarter (2026 Q2), ServisFirst Bancshares reported revenue of $168.5M.
How much debt does ServisFirst Bancshares have?
ServisFirst Bancshares reported $34.8M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of ServisFirst Bancshares are outstanding?
ServisFirst Bancshares reported a weighted average of 109.3 million basic shares outstanding in 2026 Q2.
What is ServisFirst Bancshares' market cap?
Based on its latest closing price, ServisFirst Bancshares (SFBS) has a market capitalization of about $4.22B.
When does ServisFirst Bancshares' fiscal year end?
ServisFirst Bancshares' fiscal year end, as registered with the SEC, is December 31.
Where is ServisFirst Bancshares headquartered?
ServisFirst Bancshares lists its business address in Birmingham, Alabama in its SEC filings.