CVB Financial Corp (CVBF) Financial Statements
Industry: State Commercial Banks
In fiscal 2025, CVB Financial reported revenue of $515.5M, up 2.7% from $501.8M the year before. Net income was $209.3M (a 40.6% net margin), or $1.52 per diluted share. Net interest income was $460.3M, and the efficiency ratio (noninterest expense / revenue) was 46.0%. Operating activities generated $221.4M of cash, leaving $217.3M of free cash flow. At fiscal year end, CVB Financial held $15.63B in total assets against $13.34B in total liabilities, including $376.4M of cash and equivalents.
Open the full interactive CVB Financial financials → Quarterly statements, key ratios, valuation history and price charts.
CVB Financial Key Stats
| Share Price | $21.48 |
|---|---|
| Market Cap | $3.59B |
| P/E Ratio | 14.1 |
| Revenue YoY Growth | +2.7% |
| 52-Week Range | $17.50 – $23.09 |
| Shares Outstanding | 167.0 million (basic, 2026 Q2) |
CVB Financial Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $416.1M | $414.6M | $505.5M | $488.0M | $447.3M | $460.3M |
| Provision for Credit Losses | $23.5M | -$25.5M | $10.5M | $2.0M | -$3.0M | -$3.5M |
| Noninterest Income | $49.9M | $47.4M | $50.0M | $59.3M | $54.5M | $55.2M |
| Noninterest Expense | $192.9M | $189.8M | $216.6M | $229.9M | $233.6M | $237.3M |
| Revenue | $465.9M | $461.9M | $555.5M | $547.3M | $501.8M | $515.5M |
| Pre-Tax Income | $249.5M | $297.6M | $328.3M | $315.4M | $271.2M | $281.7M |
| Income Tax | $72.4M | $85.1M | $92.9M | $94.0M | $70.5M | $72.4M |
| Net Income | $177.2M | $212.5M | $235.4M | $221.4M | $200.7M | $209.3M |
| Diluted EPS | $1.30 | $1.56 | $1.67 | $1.59 | $1.44 | $1.52 |
CVB Financial Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $128.6M | $133.8M | $132.1M | $179.4M |
| Net Income | $52.6M | $55.0M | $51.0M | $48.3M |
| Diluted EPS | $0.38 | $0.40 | $0.38 | $0.29 |
CVB Financial Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $1.96B | $1.73B | $203.5M | $281.3M | $204.7M | $376.4M |
| Loans (Net) | $8.26B | $7.82B | $8.99B | $8.82B | — | — |
| Total Assets | $14.42B | $15.88B | $16.48B | $16.02B | $15.15B | $15.63B |
| Deposits | $11.74B | $12.98B | $12.84B | $11.43B | $11.95B | $12.07B |
| Total Long-Term Debt | $30.8M | $2.3M | $995.0M | $2.07B | $500.0M | $500.0M |
| Total Liabilities | $12.41B | $13.80B | $14.53B | $13.94B | $12.97B | $13.34B |
| Shareholders' Equity | $2.01B | $2.08B | $1.95B | $2.08B | $2.19B | $2.30B |
CVB Financial Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $185.1M | $195.2M | $273.7M | $295.6M | $249.8M | $221.4M |
| Cash From Investing | -$1.27B | -$1.73B | -$1.18B | $536.3M | $852.7M | -$210.3M |
| Cash From Financing | $2.86B | $1.31B | -$625.9M | -$754.1M | -$1.18B | $160.6M |
| Free Cash Flow | $180.4M | $190.6M | $268.4M | $291.1M | $244.6M | $217.3M |
Figures from CVB Financial's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full CVB Financial financials page for every line item.
CVB Financial Company Profile
| Ticker | CVBF |
|---|---|
| Exchange | Nasdaq |
| Industry | State Commercial Banks |
| Headquarters | Ontario, California |
| Incorporated in | California |
| Fiscal Year End | December 31 |
| SEC Filer Category | Large accelerated filer |
| SEC CIK | 0000354647 |
Frequently Asked Questions
What was CVB Financial's revenue in fiscal 2025?
CVB Financial (CVBF) reported revenue of $515.5M for fiscal 2025.
What is CVB Financial's annual revenue history?
CVB Financial's annual revenue by fiscal year: 2020: $465.9M; 2021: $461.9M; 2022: $555.5M; 2023: $547.3M; 2024: $501.8M; 2025: $515.5M.
What was CVB Financial's net income in fiscal 2025?
CVB Financial reported net income of $209.3M for fiscal 2025.
What was CVB Financial's earnings per share (EPS) in fiscal 2025?
CVB Financial's diluted EPS was $1.52 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did CVB Financial generate in fiscal 2025?
CVB Financial generated $217.3M of free cash flow in fiscal 2025.
What was CVB Financial's revenue last quarter?
In its most recent reported quarter (2026 Q2), CVB Financial reported revenue of $179.4M.
How much debt does CVB Financial have?
CVB Financial reported $500.0M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of CVB Financial are outstanding?
CVB Financial reported a weighted average of 167.0 million basic shares outstanding in 2026 Q2.
What is CVB Financial's market cap?
Based on its latest closing price, CVB Financial (CVBF) has a market capitalization of about $3.59B.
When does CVB Financial's fiscal year end?
CVB Financial's fiscal year end, as registered with the SEC, is December 31.
Where is CVB Financial headquartered?
CVB Financial lists its business address in Ontario, California in its SEC filings.