Community West Bancshares (CWBC) Financial Statements
Industry: State Commercial Banks
In fiscal 2025, Community West Bancshares reported revenue of $146.7M, up 25.6% from $116.8M the year before. Net income was $38.2M (a 26.0% net margin), or $2.00 per diluted share. Net interest income was $136.2M, and the efficiency ratio (noninterest expense / revenue) was 61.6%. Operating activities generated $46.1M of cash, leaving $43.6M of free cash flow. At fiscal year end, Community West Bancshares held $3.69B in total assets against $3.28B in total liabilities, including $119.0M of cash and equivalents.
Open the full interactive Community West Bancshares financials → Quarterly statements, key ratios, valuation history and price charts.
Community West Bancshares Key Stats
| Share Price | $25.86 |
|---|---|
| Market Cap | $701.0M |
| P/E Ratio | 12.9 |
| Dividend Yield | 2.03% |
| Revenue YoY Growth | +25.6% |
| 52-Week Range | $19.79 – $27.89 |
| Shares Outstanding | 27.1 million (basic, 2026 Q2) |
Community West Bancshares Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $64.4M | $72.6M | $79.6M | $82.4M | $110.4M | $136.2M |
| Provision for Credit Losses | $3.3M | -$4.3M | $1.0M | $85,000 | $11.1M | $3.8M |
| Noninterest Income | $13.8M | $9.0M | $5.1M | $7.0M | $6.4M | $10.5M |
| Noninterest Expense | $47.7M | $47.8M | $48.5M | $55.3M | $94.7M | $90.4M |
| Revenue | $78.2M | $81.6M | $84.6M | $89.4M | $116.8M | $146.7M |
| Pre-Tax Income | $27.3M | $38.0M | $35.1M | $33.8M | $11.0M | $52.5M |
| Income Tax | $6.9M | $9.6M | $8.5M | $8.3M | $3.3M | $14.4M |
| Net Income | $20.3M | $28.4M | $26.6M | $25.5M | $7.7M | $38.2M |
| Diluted EPS | $1.62 | $2.31 | $2.27 | $2.17 | $0.45 | $2.00 |
Community West Bancshares Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $37.9M | $38.3M | $38.8M | $48.9M |
| Net Income | $10.9M | $11.2M | $11.5M | $2.7M |
| Diluted EPS | $0.57 | $0.59 | $0.60 | $0.10 |
Community West Bancshares Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $70.3M | $163.5M | $31.2M | $53.7M | $120.4M | $119.0M |
| Loans (Net) | $1.09B | $1.03B | $1.25B | $1.28B | $2.31B | $2.51B |
| Total Assets | $2.00B | $2.45B | $2.42B | $2.43B | $3.52B | $3.69B |
| Deposits | $1.72B | $2.12B | $2.10B | $2.04B | $2.91B | $3.10B |
| Total Long-Term Debt | $5.2M | $39.5M | $69.6M | $69.7M | $69.9M | $69.5M |
| Total Liabilities | $1.76B | $2.20B | $2.25B | $2.23B | $3.16B | $3.28B |
| Shareholders' Equity | $245.0M | $247.8M | $174.7M | $207.1M | $362.7M | $409.6M |
Community West Bancshares Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $17.0M | $42.9M | $24.2M | $27.9M | $22.2M | $46.1M |
| Cash From Investing | -$372.6M | -$365.1M | -$197.6M | $24.2M | $64.5M | -$160.5M |
| Cash From Financing | $373.3M | $415.5M | $41.1M | -$29.5M | -$20.0M | $113.0M |
| Free Cash Flow | $15.5M | $41.8M | $23.8M | $18.0M | $17.2M | $43.6M |
| Dividends Paid | — | — | $38.0M | $7.0M | $14.0M | $14.2M |
Figures from Community West Bancshares' 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Community West Bancshares financials page for every line item.
Community West Bancshares Company Profile
| Ticker | CWBC |
|---|---|
| Exchange | Nasdaq |
| Industry | State Commercial Banks |
| Headquarters | Fresno, California |
| Incorporated in | California |
| Fiscal Year End | December 31 |
| SEC Filer Category | Accelerated filer |
| SEC CIK | 0001127371 |
Frequently Asked Questions
What was Community West Bancshares' revenue in fiscal 2025?
Community West Bancshares (CWBC) reported revenue of $146.7M for fiscal 2025.
What is Community West Bancshares' annual revenue history?
Community West Bancshares' annual revenue by fiscal year: 2020: $78.2M; 2021: $81.6M; 2022: $84.6M; 2023: $89.4M; 2024: $116.8M; 2025: $146.7M.
What was Community West Bancshares' net income in fiscal 2025?
Community West Bancshares reported net income of $38.2M for fiscal 2025.
What was Community West Bancshares' earnings per share (EPS) in fiscal 2025?
Community West Bancshares' diluted EPS was $2.00 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Community West Bancshares generate in fiscal 2025?
Community West Bancshares generated $43.6M of free cash flow in fiscal 2025.
What was Community West Bancshares' revenue last quarter?
In its most recent reported quarter (2026 Q2), Community West Bancshares reported revenue of $48.9M.
How much debt does Community West Bancshares have?
Community West Bancshares reported $69.5M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Community West Bancshares are outstanding?
Community West Bancshares reported a weighted average of 27.1 million basic shares outstanding in 2026 Q2.
What is Community West Bancshares' market cap?
Based on its latest closing price, Community West Bancshares (CWBC) has a market capitalization of about $701.0M.
When does Community West Bancshares' fiscal year end?
Community West Bancshares' fiscal year end, as registered with the SEC, is December 31.
Where is Community West Bancshares headquartered?
Community West Bancshares lists its business address in Fresno, California in its SEC filings.