Red River Bancshares Inc (RRBI) Financial Statements
Industry: State Commercial Banks
In fiscal 2025, Red River Bancshares reported revenue of $125.5M, up 14.4% from $109.7M the year before. Net income was $42.8M (a 34.1% net margin), or $6.38 per diluted share. Net interest income was $105.6M, and the efficiency ratio (noninterest expense / revenue) was 55.8%. Operating activities generated $44.8M of cash, leaving $42.2M of free cash flow. At fiscal year end, Red River Bancshares held $3.35B in total assets against $2.99B in total liabilities, including $213.4M of cash and equivalents.
Open the full interactive Red River Bancshares financials → Quarterly statements, key ratios, valuation history and price charts.
Red River Bancshares Key Stats
| Share Price | $100.23 |
|---|---|
| Market Cap | $663.0M |
| P/E Ratio | 15.7 |
| Revenue YoY Growth | +14.4% |
| 52-Week Range | $63.18 – $103.48 |
| Shares Outstanding | 6.6 million (basic, 2026 Q2) |
Red River Bancshares Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $69.0M | $71.7M | $86.6M | $86.4M | $89.3M | $105.6M |
| Provision for Credit Losses | $6.3M | $1.9M | $1.8M | — | — | — |
| Noninterest Income | $23.2M | $24.5M | $18.7M | $21.1M | $20.4M | $20.0M |
| Noninterest Expense | $51.4M | $54.3M | $58.7M | $63.9M | $66.2M | $70.1M |
| Revenue | $92.2M | $96.2M | $105.4M | $107.6M | $109.7M | $125.5M |
| Pre-Tax Income | $34.5M | $40.1M | $45.0M | $42.9M | $42.4M | $53.1M |
| Income Tax | $6.3M | $7.1M | $8.1M | $8.1M | $8.1M | $10.4M |
| Net Income | $28.1M | $33.0M | $36.9M | $34.9M | $34.2M | $42.8M |
| Diluted EPS | $3.83 | $4.51 | $5.13 | $4.86 | $4.95 | $6.38 |
Red River Bancshares Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $31.9M | $33.2M | $32.9M | $33.7M |
| Net Income | $10.8M | $11.4M | $12.0M | $11.8M |
| Diluted EPS | $1.63 | $1.70 | $1.81 | $1.78 |
Red River Bancshares Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $447.2M | $784.9M | $278.4M | $305.4M | $269.0M | $213.4M |
| Loans (Net) | — | — | — | — | $2.05B | $2.23B |
| Total Assets | $2.64B | $3.22B | $3.08B | $3.13B | $3.15B | $3.35B |
| Deposits | $2.34B | $2.91B | $2.80B | $2.80B | $2.81B | $2.96B |
| Total Liabilities | $2.36B | $2.93B | $2.82B | $2.82B | $2.83B | $2.99B |
| Shareholders' Equity | $285.5M | $298.1M | $265.8M | $303.9M | $319.7M | $365.1M |
Red River Bancshares Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $12.8M | $62.3M | $45.9M | $40.1M | $38.3M | $44.8M |
| Cash From Investing | -$316.3M | -$284.7M | -$438.7M | -$8.7M | -$59.2M | -$244.0M |
| Cash From Financing | $617.4M | $560.1M | -$113.6M | -$4.3M | -$15.6M | $143.7M |
| Free Cash Flow | $5.8M | $58.8M | $37.4M | $35.2M | $33.4M | $42.2M |
Figures from Red River Bancshares' 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Red River Bancshares financials page for every line item.
Red River Bancshares Company Profile
| Ticker | RRBI |
|---|---|
| Exchange | Nasdaq |
| Industry | State Commercial Banks |
| Headquarters | Alexandria, Louisiana |
| Incorporated in | Louisiana |
| Fiscal Year End | December 31 |
| SEC Filer Category | Accelerated filer |
| SEC CIK | 0001071236 |
Frequently Asked Questions
What was Red River Bancshares' revenue in fiscal 2025?
Red River Bancshares (RRBI) reported revenue of $125.5M for fiscal 2025.
What is Red River Bancshares' annual revenue history?
Red River Bancshares' annual revenue by fiscal year: 2020: $92.2M; 2021: $96.2M; 2022: $105.4M; 2023: $107.6M; 2024: $109.7M; 2025: $125.5M.
What was Red River Bancshares' net income in fiscal 2025?
Red River Bancshares reported net income of $42.8M for fiscal 2025.
What was Red River Bancshares' earnings per share (EPS) in fiscal 2025?
Red River Bancshares' diluted EPS was $6.38 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Red River Bancshares generate in fiscal 2025?
Red River Bancshares generated $42.2M of free cash flow in fiscal 2025.
What was Red River Bancshares' revenue last quarter?
In its most recent reported quarter (2026 Q2), Red River Bancshares reported revenue of $33.7M.
How many shares of Red River Bancshares are outstanding?
Red River Bancshares reported a weighted average of 6.6 million basic shares outstanding in 2026 Q2.
What is Red River Bancshares' market cap?
Based on its latest closing price, Red River Bancshares (RRBI) has a market capitalization of about $663.0M.
When does Red River Bancshares' fiscal year end?
Red River Bancshares' fiscal year end, as registered with the SEC, is December 31.
Where is Red River Bancshares headquartered?
Red River Bancshares lists its business address in Alexandria, Louisiana in its SEC filings.