Ezcorp Inc (EZPW) Financial Statements
Industry: Miscellaneous Retail (Retail)
In fiscal 2025, Ezcorp reported revenue of $1.27B, up 9.7% from $1.16B the year before. Net income was $109.6M (a 8.6% net margin), or $1.42 per diluted share. Gross margin was 58.5% and operating margin was 11.7%. Operating activities generated $149.0M of cash, leaving $110.4M of free cash flow. At fiscal year end, Ezcorp held $1.95B in total assets against $925.7M in total liabilities, including $469.5M of cash and equivalents.
Open the full interactive Ezcorp financials → Quarterly statements, key ratios, valuation history and price charts.
Ezcorp Key Stats
| Share Price | $33.07 |
|---|---|
| Market Cap | $2.76B |
| P/E Ratio | 23.3 |
| Revenue YoY Growth | +9.7% |
| 52-Week Range | $17.41 – $35.59 |
| Shares Outstanding | 61.5 million (basic, 2026 Q3) |
Ezcorp Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Revenue | $822.8M | $729.6M | $886.2M | $1.05B | $1.16B | $1.27B |
| Gross Profit | $449.2M | $449.5M | $528.1M | $609.8M | $682.3M | $746.1M |
| Operating Income | -$48.4M | $31.2M | $74.9M | $92.2M | $112.5M | $149.2M |
| Pre-Tax Income | -$70.1M | $16.1M | $67.7M | $51.6M | $115.6M | $146.8M |
| Income Tax | -$1.6M | $7.5M | $17.6M | $13.2M | $32.5M | $37.2M |
| Net Income | -$68.5M | $8.6M | $50.2M | $38.5M | $83.1M | $109.6M |
| Diluted EPS | -$1.24 | $0.15 | $0.70 | $0.53 | $1.10 | $1.42 |
Ezcorp Quarterly Results
| 2025 Q4 | 2026 Q1 | 2026 Q2 | 2026 Q3 | |
|---|---|---|---|---|
| Revenue | $336.8M | $382.0M | $446.9M | $418.7M |
| Net Income | $26.7M | $44.3M | $49.1M | $38.2M |
| Diluted EPS | $0.32 | $0.55 | $0.61 | $0.48 |
Ezcorp Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $304.5M | $253.7M | $206.0M | $220.6M | $170.5M | $469.5M |
| Current Assets | $593.2M | $610.9M | $644.2M | $719.7M | $729.0M | $1.13B |
| Total Assets | $1.20B | $1.27B | $1.35B | $1.47B | $1.49B | $1.95B |
| Current Liabilities | $132.5M | $155.1M | $152.9M | $192.0M | $269.4M | $200.6M |
| Total Long-Term Debt | $251.2M | $264.2M | $312.9M | $360.1M | $327.3M | $518.1M |
| Total Liabilities | $547.9M | $594.7M | $655.6M | $721.9M | $688.7M | $925.7M |
| Shareholders' Equity | $649.1M | $672.2M | $692.2M | $745.8M | $804.6M | $1.03B |
Ezcorp Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $49.1M | $46.4M | $66.5M | $101.8M | $113.6M | $149.0M |
| Cash From Investing | $109.9M | -$84.6M | -$113.3M | -$110.9M | -$111.9M | -$117.9M |
| Cash From Financing | -$6.3M | -$16.3M | -$2.8M | $23.7M | -$50.2M | $274.4M |
| Free Cash Flow | $20.6M | $22.8M | $34.6M | $61.4M | $77.8M | $110.4M |
Figures from Ezcorp's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Ezcorp financials page for every line item.
Ezcorp Company Profile
| Ticker | EZPW |
|---|---|
| Exchange | Nasdaq |
| Industry | Miscellaneous Retail (Retail) |
| Headquarters | Rollingwood, Texas |
| Incorporated in | Delaware |
| Fiscal Year End | September 30 |
| SEC Filer Category | Accelerated filer |
| SEC CIK | 0000876523 |
Frequently Asked Questions
What was Ezcorp's revenue in fiscal 2025?
Ezcorp (EZPW) reported revenue of $1.27B for fiscal 2025.
What is Ezcorp's annual revenue history?
Ezcorp's annual revenue by fiscal year: 2020: $822.8M; 2021: $729.6M; 2022: $886.2M; 2023: $1.05B; 2024: $1.16B; 2025: $1.27B.
What was Ezcorp's net income in fiscal 2025?
Ezcorp reported net income of $109.6M for fiscal 2025.
What was Ezcorp's earnings per share (EPS) in fiscal 2025?
Ezcorp's diluted EPS was $1.42 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Ezcorp generate in fiscal 2025?
Ezcorp generated $110.4M of free cash flow in fiscal 2025.
What was Ezcorp's revenue last quarter?
In its most recent reported quarter (2026 Q3), Ezcorp reported revenue of $418.7M.
How much debt does Ezcorp have?
Ezcorp reported $518.1M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Ezcorp are outstanding?
Ezcorp reported a weighted average of 61.5 million basic shares outstanding in 2026 Q3.
What is Ezcorp's market cap?
Based on its latest closing price, Ezcorp (EZPW) has a market capitalization of about $2.76B.
When does Ezcorp's fiscal year end?
Ezcorp's fiscal year end, as registered with the SEC, is September 30.
Where is Ezcorp headquartered?
Ezcorp lists its business address in Rollingwood, Texas in its SEC filings.