Fidelity D & D Bancorp Inc (FDBC) Financial Statements
Industry: National Commercial Banks
In fiscal 2025, Fidelity D & D Bancorp reported revenue of $93.2M, up 15.3% from $80.9M the year before. Net income was $28.2M (a 30.2% net margin), or $4.86 per diluted share. Net interest income was $72.7M, and the efficiency ratio (noninterest expense / revenue) was 63.1%. Operating activities generated $42.4M of cash, leaving $24.8M of free cash flow. At fiscal year end, Fidelity D & D Bancorp held $2.75B in total assets against $2.51B in total liabilities, including $148.1M of cash and equivalents.
Open the full interactive Fidelity D & D Bancorp financials → Quarterly statements, key ratios, valuation history and price charts.
Fidelity D & D Bancorp Key Stats
| Share Price | $56.51 |
|---|---|
| Market Cap | $332.9M |
| P/E Ratio | 11.6 |
| Dividend Yield | 2.91% |
| Revenue YoY Growth | +15.3% |
| 52-Week Range | $39.87 – $56.72 |
| Shares Outstanding | 5.9 million (basic, 2026 Q2) |
Fidelity D & D Bancorp Income Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Net Interest Income | $44.2M | $61.8M | $72.3M | $62.0M | $61.9M | $72.7M |
| Provision for Credit Losses | $5.2M | $2.0M | $2.1M | $1.5M | $1.3M | $1.1M |
| Noninterest Income | $14.7M | $18.3M | $16.6M | $11.4M | $19.0M | $20.6M |
| Noninterest Expense | $38.3M | $50.1M | $51.3M | $51.9M | $55.5M | $58.8M |
| Revenue | $58.9M | $80.1M | $88.9M | $73.5M | $80.9M | $93.2M |
| Pre-Tax Income | $15.3M | $28.0M | $35.5M | $20.3M | $23.9M | $33.1M |
| Income Tax | $2.2M | $4.0M | $5.4M | $2.0M | $3.1M | $4.9M |
| Net Income | $13.0M | $24.0M | $30.0M | $18.2M | $20.8M | $28.2M |
| Diluted EPS | $2.82 | $4.48 | $5.29 | $3.19 | $3.60 | $4.86 |
Fidelity D & D Bancorp Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $23.5M | $24.4M | $24.6M | $26.2M |
| Net Income | $7.3M | $7.9M | $7.5M | $7.8M |
| Diluted EPS | $1.27 | $1.37 | $1.28 | $1.33 |
Fidelity D & D Bancorp Balance Sheet
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash & Equivalents | $69.3M | $96.9M | $29.1M | $111.9M | $83.4M | $148.1M |
| Loans (Net) | $1.11B | $1.42B | $1.55B | — | — | $1.89B |
| Total Assets | $1.70B | $2.42B | $2.38B | $2.50B | $2.58B | $2.75B |
| Deposits | $1.51B | $2.17B | $2.17B | $2.16B | $2.34B | $2.47B |
| Total Long-Term Debt | $5.0M | $10.6M | $7.6M | $7.4M | $6.3M | $6.0M |
| Total Liabilities | $1.53B | $2.21B | $2.22B | $2.31B | $2.38B | $2.51B |
| Shareholders' Equity | $166.7M | $211.7M | $162.9M | $189.5M | $204.0M | $238.9M |
Fidelity D & D Bancorp Cash Flow Statement
| FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|---|---|---|
| Cash From Operations | $296,000 | $7.2M | $49.4M | $29.7M | $29.6M | $42.4M |
| Cash From Investing | -$164.2M | -$303.2M | -$115.4M | -$35.3M | -$113.6M | -$95.3M |
| Cash From Financing | $217.6M | $323.6M | -$1.8M | $88.4M | $55.4M | $117.6M |
| Free Cash Flow | -$1.1M | $4.7M | $43.9M | $22.7M | $24.9M | $24.8M |
| Dividends Paid | $5.4M | $6.6M | $7.7M | $6.8M | $8.8M | $9.4M |
Figures from Fidelity D & D Bancorp's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full Fidelity D & D Bancorp financials page for every line item.
Fidelity D & D Bancorp Company Profile
| Ticker | FDBC |
|---|---|
| Exchange | Nasdaq |
| Industry | National Commercial Banks |
| Headquarters | Dunmore, Pennsylvania |
| Incorporated in | Pennsylvania |
| Fiscal Year End | December 31 |
| SEC Filer Category | Accelerated filer, smaller reporting company |
| SEC CIK | 0001098151 |
Frequently Asked Questions
What was Fidelity D & D Bancorp's revenue in fiscal 2025?
Fidelity D & D Bancorp (FDBC) reported revenue of $93.2M for fiscal 2025.
What is Fidelity D & D Bancorp's annual revenue history?
Fidelity D & D Bancorp's annual revenue by fiscal year: 2020: $58.9M; 2021: $80.1M; 2022: $88.9M; 2023: $73.5M; 2024: $80.9M; 2025: $93.2M.
What was Fidelity D & D Bancorp's net income in fiscal 2025?
Fidelity D & D Bancorp reported net income of $28.2M for fiscal 2025.
What was Fidelity D & D Bancorp's earnings per share (EPS) in fiscal 2025?
Fidelity D & D Bancorp's diluted EPS was $4.86 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did Fidelity D & D Bancorp generate in fiscal 2025?
Fidelity D & D Bancorp generated $24.8M of free cash flow in fiscal 2025.
What was Fidelity D & D Bancorp's revenue last quarter?
In its most recent reported quarter (2026 Q2), Fidelity D & D Bancorp reported revenue of $26.2M.
How much debt does Fidelity D & D Bancorp have?
Fidelity D & D Bancorp reported $6.0M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of Fidelity D & D Bancorp are outstanding?
Fidelity D & D Bancorp reported a weighted average of 5.9 million basic shares outstanding in 2026 Q2.
What is Fidelity D & D Bancorp's market cap?
Based on its latest closing price, Fidelity D & D Bancorp (FDBC) has a market capitalization of about $332.9M.
When does Fidelity D & D Bancorp's fiscal year end?
Fidelity D & D Bancorp's fiscal year end, as registered with the SEC, is December 31.
Where is Fidelity D & D Bancorp headquartered?
Fidelity D & D Bancorp lists its business address in Dunmore, Pennsylvania in its SEC filings.