NewtekOne, Inc. (NEWT) Financial Statements
Industry: National Commercial Banks
In fiscal 2025, NewtekOne reported revenue of $284.8M, up 10.6% from $257.6M the year before. Net income was $60.5M (a 21.2% net margin), or $2.18 per diluted share. Net interest income was $59.9M, and the efficiency ratio (noninterest expense / revenue) was 58.3%. Operating activities generated -$579.2M of cash, leaving -$579.3M of free cash flow. At fiscal year end, NewtekOne held $2.74B in total assets against $2.35B in total liabilities.
Open the full interactive NewtekOne financials → Quarterly statements, key ratios, valuation history and price charts.
NewtekOne Key Stats
| Share Price | $10.96 |
|---|---|
| Market Cap | $314.0M |
| P/E Ratio | 5.0 |
| Dividend Yield | 9.72% |
| Revenue YoY Growth | +10.5% |
| 52-Week Range | $9.03 – $15.30 |
| Shares Outstanding | 28.5 million (basic, 2026 Q2) |
NewtekOne Income Statement
| FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|
| Net Interest Income | $26.6M | $40.3M | $59.9M |
| Provision for Credit Losses | $11.7M | $26.2M | $38.7M |
| Noninterest Income | $176.8M | $217.3M | $224.9M |
| Noninterest Expense | $146.3M | $162.7M | $166.1M |
| Revenue | $203.4M | $257.6M | $284.8M |
| Pre-Tax Income | $45.4M | $68.7M | $80.0M |
| Income Tax | -$2.0M | $17.8M | $19.5M |
| Net Income | $47.3M | $50.9M | $60.5M |
| Diluted EPS | $1.88 | $1.96 | $2.18 |
NewtekOne Quarterly Results
| 2025 Q3 | 2025 Q4 | 2026 Q1 | 2026 Q2 | |
|---|---|---|---|---|
| Revenue | $74.9M | $73.3M | $71.0M | $75.1M |
| Net Income | $17.9M | $19.5M | $13.4M | $14.6M |
| Diluted EPS | $0.67 | $0.73 | $0.43 | $0.47 |
NewtekOne Balance Sheet
| FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|
| Loans (Net) | — | $591.4M | $851.5M |
| Total Assets | $1.43B | $2.06B | $2.74B |
| Deposits | $463.5M | $973.1M | $1.42B |
| Total Long-Term Debt | $644.1M | $708.0M | $819.9M |
| Total Liabilities | $1.18B | $1.76B | $2.35B |
| Shareholders' Equity | $249.0M | $296.3M | $397.6M |
NewtekOne Cash Flow Statement
| FY 2023 | FY 2024 | FY 2025 | |
|---|---|---|---|
| Cash From Operations | -$169.2M | -$153.0M | -$579.2M |
| Cash From Investing | -$172.2M | -$209.1M | -$245.3M |
| Cash From Financing | $345.0M | $560.9M | $753.5M |
| Free Cash Flow | -$169.7M | -$153.5M | -$579.3M |
| Dividends Paid | $14.1M | $20.3M | $28.0M |
Figures from NewtekOne's 10-K and 10-Q filings with the SEC, as of 2026-10-14. Fiscal years follow the company's own reporting calendar. EPS and share counts are adjusted for later stock splits. See the full NewtekOne financials page for every line item.
NewtekOne Company Profile
| Ticker | NEWT |
|---|---|
| Exchange | Nasdaq |
| Industry | National Commercial Banks |
| Headquarters | Boca Raton, Florida |
| Incorporated in | Maryland |
| Fiscal Year End | December 31 |
| SEC Filer Category | Accelerated filer |
| SEC CIK | 0001587987 |
Frequently Asked Questions
What was NewtekOne's revenue in fiscal 2025?
NewtekOne (NEWT) reported revenue of $284.8M for fiscal 2025.
What is NewtekOne's annual revenue history?
NewtekOne's annual revenue by fiscal year: 2023: $203.4M; 2024: $257.6M; 2025: $284.8M.
What was NewtekOne's net income in fiscal 2025?
NewtekOne reported net income of $60.5M for fiscal 2025.
What was NewtekOne's earnings per share (EPS) in fiscal 2025?
NewtekOne's diluted EPS was $2.18 for fiscal 2025 (adjusted for any later stock splits).
How much free cash flow did NewtekOne generate in fiscal 2025?
NewtekOne generated -$579.3M of free cash flow in fiscal 2025.
What was NewtekOne's revenue last quarter?
In its most recent reported quarter (2026 Q2), NewtekOne reported revenue of $75.1M.
How much debt does NewtekOne have?
NewtekOne reported $819.9M of long-term debt, including the current portion, at the end of fiscal 2025.
How many shares of NewtekOne are outstanding?
NewtekOne reported a weighted average of 28.5 million basic shares outstanding in 2026 Q2.
What is NewtekOne's market cap?
Based on its latest closing price, NewtekOne (NEWT) has a market capitalization of about $314.0M.
When does NewtekOne's fiscal year end?
NewtekOne's fiscal year end, as registered with the SEC, is December 31.
Where is NewtekOne headquartered?
NewtekOne lists its business address in Boca Raton, Florida in its SEC filings.